Verification of Mortgage (VOM)

A Verification of Mortgage (VOM) is documentation of a borrower’s mortgage payment history that is often required when applying for a loan. In mortgage lending, the VOM is also used to verify the existing balance and monthly payments, and to check for any late payments on the account. A verification of mortgage is one of the many documents needed to prove that a borrower is reputable and capable of paying back the money loaned. The current mortgage holder will provide this mortgage verification to the potential lender.

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