Compare Home Loan Options

With so many mortgage options available, there's a lot for home buyers to sift through. Start with our loan comparison chart and find out which mortgages are easier to qualify for, offer stable payments or provide more flexibility. Select a loan type to learn more.

representation of the image
Easier Credit Qualification
Lower Down Payment
Stable Payments
More Flexibility
Loan Types

FHA Loan

FHA loans have more flexible eligibility requirements compared to conventional loans.

VA Loan

Qualified service members, veterans and their surviving spouses can finance up to 100% of their home's value.

Jumbo Loans

Jumbo loans help people buy homes that are too expensive for conforming conventional loans to cover.

USDA Loan

Eligible borrowers can buy a rural home with no down payment required.

FHA Streamline

An FHA Streamline refinance helps people with existing FHA loans refinance with fewer steps and documents.

Interest Rate Types

Adjustable-Rate Mortgage

ARMs offer lower interest rates than fixed-rate mortgages for the first several years of the standard 30-year loan term.

30-Year Fixed-Rate Mortgage

The interest rate on a 30-year fixed-rate mortgage doesn't change over the life of the loan, ensuring stable payments.

Repayment Periods

15-Year Fixed-Rate Mortgage

Compared to a 30-year loan, people pay less interest on a 15-year loan because they repay the loan faster.

20-Year Fixed-Rate Mortgage

People pay less total interest on a 20-year fixed-rate mortgage because they repay the loan faster.

25-Year Fixed-Rate Mortgage

People pay less total interest on a 25-year fixed-rate mortgage because they repay the loan faster.

Not sure which loan is right for you?

Start with one of our easy mortgage loan calculators. Or to find your lender match.