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Not sure what kind of a loan is right for you?

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With Rocket Mortgage® by Quicken Loans, our faster, simpler and totally online way to get a mortgage, you can find out which loan option is right for you.

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Refinance/Home Equity
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Key Benefits

Low 15-year Fixed Rates Can Mean Major Savings

  • Do you want to pay less interest over the course of your loan?
  • Do you want the security of a consistent rate and payment?
  • Do you want to pay off your mortgage faster?
If you answered yes to any of these questions, a 15-year fixed-rate mortgage might be right for you! Lower mortgage rates and a shorter term mean less interest overall, making this loan a top choice for the financially savvy.

Why You Should Choose Quicken Loans

  • You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.
  • Our Home Loan Experts are available to answer your questions and help you understand the details so you get the right mortgage for you.
  • After you close your loan, you can manage your mortgage online without any hidden fees.
  • We service 99% of our mortgages, which means you can expect our great customer service to continue after you close.

Other Popular Loan Options

How It Works

15-year Fixed-Rate Mortgage Qualification Requirements

  • Refinance up to 97% of your primary home’s value
  • Buy a home with as little as 3% down (primary home)

How a 15-year Fixed-Rate Mortgage Works

  • Your monthly payment is based on your interest rate, principal loan amount, and amortized interest over 15 years
  • Your payment will not change throughout the life of the loan
  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage at any time without prepayment penalties