- Home
- Learn
Learning Center
Understand the mortgage process – from finding a home to managing your loan.
Intro to Home Buying
- Bidding War: How To Prepare And Win
- How To Get A No Down Payment Mortgage
- First-Time Home Buyer Programs, Loans And Grants: A Guide
- 12 Steps to Buying a House: The Home Buying Process Made Simple
- From Renting To Buying Your Own Home: What You Need To Know
- Who's Involved When Buying A Home?
- What Kind Of Home Can I Buy With A Mortgage?
- What You Need To Know About Buying A Multifamily Home
- What To Expect From A Home Inspection
- How To Buy A Vacation Home
- Think Jumbo Loans Equal Jumbo Down Payments? Not So Much
- How Long Does it Take to Buy a House?
- Is Renting-To-Own A Good Option For You?
- Understand The Different Property Types: Primary, Secondary, And Investment
- Should You Buy A Home Without A Real Estate Agent? Your Questions Answered
- What Do You Need To Do To Buy A House?
- 11 First-Time Home Buyer Programs
- How An Appraisal Contingency Can Protect You
- Buying A Lakehouse: What You Need To Know And Consider
- Home Buying: Navigating The Appraisal Process
- What Are The Consequences Of Not Paying HOA Dues?
- Who Pays Closing Costs, Buyer Or Seller?
- Home Warranty Facts & The Best Home Warranty Companies In 2021
- Saving Your Home Sale When The Appraisal Comes In Too Low
- What You Need To Know Before Hiring A Home Inspector
- What Is A Real Estate Notary Signing Agent And What Do They Do?
- How Do You Know When You’ve Found The Right House?
- Should I Sell My Home Through A Short Sale?
- 7 Reasons Your Offer Might Have Been Rejected (Besides Money!)
- Jumbo Loan: Definition, Rates And Limits
- Should You Buy A Home Together?
- Is Real Estate A Good Investment?
- Fears Millennials Have About Entering The Housing Market (And How To Overcome Them)
- 10 Things To Know When Purchasing A Home
- Home Inspections: Types And Costs Of Necessary Testing
- Buying A Home If You’re Legally Separated Or Divorced
- How To Find The Right Real Estate Agent
- Understanding Your Loan Estimate And What You Need To Look For
- What Is A Home Appraisal And How Much Does It Cost?
- Should You Buy A Forever Home Or A Starter Home?
- How To Shop Around For A Mortgage That’s Right For You
- 6 Ways To Choose The Best Mortgage Lender
- Key Questions To Ask Your Mortgage Lender
- Rent-To-Own Homes: A Complete Guide
- Why You Should Get Preapproved For A Mortgage Before House Hunting
- Buy A Home Confidently With A Verified Approval
- Tips For Buying A Brand-New Condo
- Home Inspection Checklist: What Buyers Can Expect
- What To Expect After Accepting An Offer On Your Home
- How To Choose The Right Real Estate Expert
- Which Costs More: Condos Or Single-Family Homes?
- Fighting A Seller’s Market: How To Land The Home Of Your Dreams With The Best Offer
- Why Doesn’t Your Mortgage Rate Match The Website?
- Condos: What They Are, Pros & Cons, And More
- What’s the Difference Between a Mortgage and an Auto Loan?
- Evaluating Rental Returns On Investment Properties
- What Do Millennials Look For In A Home? A Seller’s Guide
- 15 First Time Home Buyer Mistakes (And How To Avoid Them)
- Home Inspection: What You Can Expect
- Can You Get A Home Loan With Bad Credit?
- What Credit Score Do You Need to Buy a House in 2020?
- What Is House Poor and How Can You Avoid It?
- When Is The Best Time To Buy A House? A Complete Breakdown
- Pros and Cons of the 30-Year Fixed-Rate Mortgage
- A Closer Look at Third-Party Fees
- What Percent Of Your Income Should Go Toward A Mortgage Payment
- Right Of First Refusal (ROFR): What Is It?
- Mortgage Fraud: What It Is And How To Avoid It
- HOA Fees: What Are They, And What Do They Cover?
- Renters Insurance: What It Is, What It Costs And What It Covers
- What Is A Townhouse And Is Townhome Living Right For Me?
- Encroachment In Real Estate: What Is It And What Can You Do About It?
- What Is An Easement? Everything You Need To Know
- 20 Fastest Growing Cities In The US
- 15 Safest Cities In The US
- Multiple Listing Service: What Is The MLS In Real Estate?
- Earnest Money: What It Is, And How Much You Need
- Down Payment Assistance: A Guide To Programs
- Deed Of Trust: What It Is And How It Differs From A Mortgage
- Top 10 Best Places To Raise A Family
- House Foundation: Types, Repair And Everything Else You Need To Know
- Final Walkthrough: Top Tips And A Complete Checklist Before You Close
- HUD: What Is It And What Are HUD Homes?
- Top 25 Hottest Real Estate Markets For 2020
- HOAs: Everything You Need To Know About Homeowners Associations
- What Is A Pocket Listing And Are There Downsides?
- What Is A Co-Op? Everything You Need To Know
- What Is A Buyer’s Agent And How Do I Find A Good One?
- What Is A Listing Agent And What Can The Right One Do For You?
- Real Estate Attorney: Do You Need One?
- Restrictive Covenants: What Buyers Should Know
- What Is A Contingent Offer?
- How COVID-19 Has Affected Real Estate And The Housing Market
- Timeshares: What Are They, How Do They Work And Are They Worth It?
- Get The Confidence Of A Cash Buyer With A Verified Approval Letter
- Real Estate Comps: What You Need To Know
- Under Contract Listings: Here’s What You Need To Know
- Warranty Deed: What Is It, And Should You Get One?
- What Is A Contingent House Listing?
- Specialty Warranty Deed: Do You Need One?
- Real Estate Fixtures: What They Are And How They’re Determined
- Zero Lot Line Explained
- Fair Market Value: What Is It And How Is It Calculated?
- What Is A Buyer’s Market?
- What Is A Seller's Market?
- Joint Tenancy: Definition, Benefits And Drawbacks
- RESPA: Real Estate Settlement Procedures Act, Explained
- Blanket Mortgage: What It Is And When It's Used
- What Is A Duplex And Is It Right For You?
- How Does Dying Intestate Affect Your Estate?
- Property Lines: What They Are and How to Find Yours
- What Is An Escrow Agent?
- Price Per Square Foot: What’s The Average And How Do I Calculate It?
- How To Buy A House Out Of State In 10 Steps
- Abstract Of Title: What Is It, And Why Do You Need It?
- FHA Loan Credit Score Requirements For 2020
- 10 Cheap, Budget-Friendly Ways To Build A House
- For Sale By Owner: Understanding FSBO Homes
- Condo vs. Apartment: Which Is Right For You?
- How To Sell A House By Owner
- What Is A Purchase Money Mortgage?
- 10 Most Diverse Cities In The US
- 13 Best Cities To Invest In Real Estate 2020
- Choice Home Warranty: Latest Reviews
- Energy-Efficient Homes: Top Design Elements To Know
- Buying An Investment Property: The Complete Guide
- 9 Most Popular Types Of Houses On The Market Today
- Encumbrances: What They Are And How They Work
- Sweat Equity: What You Need To Know
- A Guide To Real Estate Owned (REO) Properties
- Property Surveys: How To Get One And What They Cost
- Duplex Vs. Townhouse: Which Is Right For You?
- House Hunting Checklist: What To Look For When Buying A House
- Good Faith Estimates: What You Should Know About Your Mortgage
- Best Places To Retire In 2020: Top States Ranked
- 12 Surprising Tiny House Facts
- Select Home Warranty: Latest Reviews
- House (Property) Deeds: Everything You Need To Know
- Net Operating Income (NOI): Definition And Formula
- Manufactured Homes: Definition And Cost
- What Is The Section 8 Homeownership Program And Can It Help You Buy A Home?
- Guide To Buying A House After Bankruptcy
- What Is The HomePath Ready Buyer Program And Am I Eligible?
- Modular Homes: Definition, Cost And More
- What Is A HUD-Certified Housing Counselor?
- Modular Vs. Manufactured Homes: What’s The Difference?
- Tiny-Home Financing: Is It Hard to Get a Loan?
- What Is Real Property?
- What Are Prefab Homes And What Do They Cost?
- What Are Sellers Required To Disclose In Your State?
- Deed Vs. Title: Know The Difference
- Home Warranty Vs. Home Insurance: What's The Difference?
- Using Your 401(k) To Buy A House: A Guide
- eClosing Explained: How To Close Virtually
- How To Find Out Who Owns A Property You Want
- What Is A Piggyback Mortgage Loan?
- 10/1 ARM: Definition And Today’s Rates
- Cash To Close: Your Closing Day Total
- Can You Buy A House With No Credit History?
- How To Get The Best Mortgage Rate: Expert Tips
- Fixed-Rate Mortgage: Definition And How It Works
- A Guide To Lease-Purchase And Lease-Option
- What Is Annual Percentage Yield (APY)?
- How To Budget (Realistically) For Your First Home
- Guide To Deed Restricted Communities
- What Is An Escalation Clause, And Should You Use One When Making An Offer?
- Buying A House At Auction: Here’s How It Works
- Millennials And Home Buying: Tips For Generation Y
- What Is The House Price Index (HPI)?
- Buying A Fixer-Upper House: A How-To Guide
- Fannie Mae And Freddie Mac: What They Are And What They Do
- What Is Your Debt-To-Income Ratio (DTI) And How Can You Improve It?
- Will My Home Appreciate Each Year? Plus How To Find A House That Will
- 6 Key Mortgage Tips Real Estate Agents Know And You Should Too
- How To Get Your House Ready To Sell: Tips And A Checklist
- What Are Seller Concessions?
- Time Is Of The Essence: Defined And Explained
- Drive-By Appraisal: What It Is, How it Works And When To Do It
- When Can A Seller Back Out Of A Contract?
- Real Estate Agent Commissions Explained
- The 1% Rule: A Real Estate Investing Tool
- Resale Home: Benefits And Drawbacks
- What Is A Non-Owner-Occupied Mortgage?
- The Home Inspection Contingency Clause Explained
Managing Your Mortgage
- Is A No-Closing-Cost Refinance Right For You?
- Home Improvement Loans: How To Finance Home Renovations
- Refinancing Your Vacation Home: What You Should Know
- How To Refinance Rental And Other Investment Properties
- How To Get A Cash-Out Refinance For A Multifamily Home
- Getting Ready To Refinance: What You Need To Know
- How To Refinance A Condo
- How Long Should You Keep Your Mortgage Documents?
- Mortgage Insurance: When You Can Get Rid Of It
- What Is Home Equity, And How Can You Use It?
- How Much Is My House Worth? A Home Value Guide
- Home Equity Loans And How They Work
- Using A Cash-Out Refinance For Home Improvement
- The Short Sale: A Guide For Buyers And Sellers
- How A Cash-Out Refi Can Help You Accomplish Your Financial Goals
- Introducing The PowerPack℠ From Quicken Loans®
- Should I Refinance My Mortgage Loan? What You Need To Consider
- Using A Cash-Out Refinance As A Financial Tool
- Home Equity Line Of Credit (HELOC): Everything You Need To Know
- Servicing Fees And How You Can Avoid Them
- FHA Mortgage Appraisals: Some Things You Should Know
- Helpful Resources For People Impacted By Hurricane Season
- Mortgage Recast: How Reamortization Can Reduce Your Monthly Mortgage Payment
- Mortgage Amortization: Breaking Down Your Mortgage Payments
- Finding The Right Rental Property Management Company
- Why Did My Mortgage Go Up?
- Understanding Mortgage Subordination
- Need Mortgage Help? Here Are Your Options
- 4 Fast Facts About Why You Should Make Biweekly Payments On Your Mortgage
- How To Pay Your Mortgage Off Early And Why You Might Want To Consider It
- Quitclaim Deed: Everything You Need To Know
- Second Mortgages: What They Are And How They Work
- Construction Loans: What Are They, And How Do They Work?
- Deed In Lieu Of Foreclosure Explained
- Preforeclosure: What It Is & How To Buy A Preforeclosure Home
- Negative Equity: What You Need to Know
- Mortgage Forbearance: Is It Right For You?
- What COVID-19 Means For Mortgage Refinancing
- Fannie Mae And Freddie Mac Suspend Foreclosures
- Cap Rate: What It Is And How To Calculate It
- Grace Period: Everything You Need To Know
- What Is A Life Estate?
- Bridge Loans: What They Are And How They Work In Real Estate
- What Is A Real Estate Investment Trust (REIT) And Is It Right For You?
- What Is Loss Mitigation?
- How To Buy And Sell A Home At The Same Time
- Buying A Second Home: What You Need To Know
- Can I Pay My Mortgage With A Credit Card?
- FHA Streamline Refinance Program And 2020 Rates
- Home Improvement Grants For Your Home Repair Projects
- What’s A Variance In Real Estate And How Can I Get One?
- Tenancy In Common: Defined And Explained
- Joint Tenants With Right Of Survivorship: What Are They?
- What Is An Executor of An Estate And What Do They Do?
- Can I Refinance If I'm Unemployed?
- What To Do (And Not To Do) To Capture That Elusive Mortgage
- How Much Will It Cost To Refinance Your Mortgage?
- HIRO Mortgage Program 2020: Guidelines, Rates, And Eligibility
- Home Equity Loan Vs. Home Equity Line Of Credit
- Should You Get A Mortgage Co-Signer?
- What Is A Balloon Mortgage?
- Home Title Theft: What It Is & How To Protect Yourself
- FMERR 2020: Freddie Mac Enhanced Relief Guidelines And Eligibility Requirements
- Alienation Clauses: What You Need To Know
- 5 Upgrades To Increase Your Home’s Value
- Mortgage Default: What You Need To Know
- Mortgage Loan Modification: Is It The Right Move?
- Eminent Domain: What You Need To Know
- Paying Off Your Mortgage: What To Expect
- Acceleration Clause In Real Estate Defined And Explained
- Close Of Escrow: Definition & FAQs
- What Is The Right of Rescission And How Do I Exercise It?
- 5 Options For Refinancing Your Mortgage With Bad Credit
- Guide To Refinancing Your FHA Loan: Should You Do It?
- Can (And Should) You Refinance A Home Equity Loan?
- The Seven Best Home Improvements For Resale
- How To Stop A Foreclosure On Your Home
- Collateralized Mortgage Obligations (CMO) Explained
- How To Refinance A Second Mortgage
- Divorce And Your Mortgage: Common Questions, Answered
- APR Vs. APY: Understanding Mortgage Rates
- How To Refinance After Bankruptcy
- Lead Abatement: How To Remove Hazardous Paint From Your Home
- How To Know If Refinancing Into A 15-Year Mortgage Is The Right Move
- Refinancing To Avoid Foreclosure: FAQs
- Community Property States: Do You Live In One?
- Which Type Of Mortgage Refinance Best Suits Your Needs?
- Understanding Your Property Rights
- Community Property States: Do You Live In One?
- What Is An Accessory Dwelling Unit (ADU) And Should You Have One?
- Living Trusts: Everything You Need To Know
- Rate And Term Refinance Explained
- Can I Sell My House With A Tax Lien? Selling Property With Delinquent Taxes
- Home Equity Loan Vs. Cash-Out Refinance: How To Take Advantage Of Your Home Equity
- Rolling Student Loans Into Your Mortgage: Can And Should You Do It?
- Remodel Or Move: Which Is Best For You?
- How To Screen Tenants Fairly For Rental Properties
- What Is A Kick-Out Clause And Why Do Sellers Like Them?
- What Is ARV And How Does It Work?
- Master The Art Of Home Staging For A Quick Sale
- Tips And Tricks For Adding Curb Appeal To Your Home
- Your Definitive Home Maintenance Checklist For Every Season
Taxes and Insurance
- What Is A Mortgagee Clause?
- What Is Private Mortgage Insurance (PMI), And How Do I Avoid It?
- Homeowners Insurance – What’s Required?
- What Is An Escrow Account? Definition And Facts
- Homeowners Insurance: What it is, Cost and What it Covers
- Everything You Need to Know About Title Endorsement – And Whether You Need It
- Paying Your Taxes And Insurance Through Escrow
- What Does A Title Company Do?
- Flood Insurance: What Does Coverage Cost And Should I Buy It?
- Are You Paying Too Much Property Tax? Check for Tax Exemptions
- Mortgage Interest Deduction: What You Need To Know
- PITI: What It Is And What It Means For Your Mortgage
- Hurricane Insurance: Cost, Coverage And Claims
- What Is Escrow And How Does It Work?
- Property Tax: What It Is, What It Does, And How It’s Calculated
- What Are Mortgage Insurance Premiums (MIPs)?
- Mortgage Protection Insurance (MPI): What Is It And Do I Need It?
- Title Insurance: What It Is And How It Protects Your Home
- 1031 Exchanges: What They Are, How They Work And What You Need To Know
- How To Avoid The Capital Gains Tax On Real Estate
- Guide To Hazard Insurance For Homeowners
- Using Your IRA To Purchase A Home: Can And Should You Do It?
- CMOs Vs. Mortgage-Backed Securities: How Do They Differ?
- Property Tax Deduction: Can You Write Off Real Estate Tax?
- Property Tax Increase: Home Improvements And Other Causes
- How To Lower Property Taxes: 7 Tips
- Tax Assessment: What It Is And How It Determines Your Property Tax
- America’s First Choice Home Club: Latest Reviews
- American Home Shield: Latest Reviews
- First American Home Warranty: Coverage And Reviews
- What Is A Title Insurance Claim And How Do You Make One?
- You Spoke, We Took Action: Insurance Loss Process Changes
Understanding Mortgages
- Conventional Loan Vs. FHA: What’s The Difference?
- FHA Loan Limits For 2021: Everything You Need to Know
- Loan-to-Value (LTV) Ratio Explained
- What Is A Mortgage And How Do I Get One?
- How Much Does A Mortgage Cost?
- What Is a Conforming Loan?
- What Is A Mortgage Investor?
- Down Payment: What It Is And How Much You Need
- How Long Does It Take To Close On A House?
- Home Appraisals: What You Need To Know To Prepare
- 20 Mortgage Questions To Ask Your Mortgage Lender
- How To Get A Mortgage With A New Job
- The Mortgage Underwriting Process Explained
- Does An ARM Make Sense For You?
- Conforming Loan: What It Is And How It Works
- What Is Ownership Interest?
- How Is Conditional Approval Different From Approval?
- What Is An Assumable Mortgage And Is It Right For You?
- Why Does My Mortgage Lender Need My Bank Statements?
- Mortgage Terms You Should Know
- How Does The Mortgage Market Work?
- Why Was My Mortgage Sold To An Investor?
- What Are Liquid Assets, And Why Are They Important?
- What Is A Reverse Mortgage, How Does It Work, And What Are The Pros And Cons?
- Appraising New Construction And Homes Under Renovation
- What Are Mortgage Points And When Are They Worth It?
- What’s A Closing Disclosure And Why Is It Important?
- Buying A Lower Mortgage Interest Rate: Is It Right For You?
- What Is A Mortgage Rate Lock?
- House Title: What It Is And Common Ways To Hold It
- The Difference Between Recourse And Nonrecourse Loans
- Prepayment Penalties: What They Are And How To Avoid Them
- Quicken Loans Is The First Mortgage Lender Able To Perform eClosings In All 50 States
- Interest-Only Mortgages: The Facts And Alternatives
- What Happens To A Mortgage When The Borrower Dies?
- What Is An Adjustable Rate Mortgage?
- Zoning: What It Is And How To Understand Zoning Codes
- What Are Mortgage-Backed Securities (MBS), And Should You Invest In Them?
- Conventional Loan: Rates, Requirements And Down Payment
- Mortgage Origination Fee: Everything You Need To Know
- Types Of Mortgages: Which Home Loan Is Right For You?
- Real Estate Purchase Agreement: Know The Facts
- What Is A Mortgagor?
- Probate Sale: What You Need To Know
- CC&R: Covenants, Conditions & Restrictions Explained
- Mortgage Commitment Letter: What Is It and Why Is It Significant?
- Federal Funds Rate: What It Is And How It Works
- Mortgage Par Rate: What It Is And How It Works
- Fee Simple Real Estate Ownership, Explained
- Equal Credit Opportunity Act (ECOA), Explained
- Prime Rate: What Is It, And How Do You Qualify?
- What Is Simple Interest And How Do I Calculate It?
- Gross Income: What Is It And Why Is It Important?
- What Is The Fair Credit Reporting Act (FCRA) And How Does It Protect Your Credit History?
- What Is A Due-On-Sale Clause?
- Clearing Up The Confusion Of Loan Terms
- 15-Year Vs. 30-Year Mortgage: How To Calculate What You'll Pay
- Qualified and Nonqualified Mortgages, Defined And Compared
- Mortgage Payments Explained
- Mortgage Loan Originators: What Are They And What Do They Do?
- Mortgage Bonds: Defined And Explained
- Conforming Loan Limits For 2021 Explained
- Mortgagees: Who They Are And What They Do
- Fair Housing Act: What You Need To Know
- House Purchase Price Or Interest Rate: Which Is More Important?
- What Is APR And How Can It Help Me Find The Best Loan?
- Co-Borrower Vs. Co-Signer: Do You Need One?
- What Is A Gift Letter And How Do You Use It To Get A Mortgage?
- What Is A Promissory Note And How Does It Differ From A Mortgage?
- What Is A USDA Loan? Rates And Eligibility
- APR Vs. Interest Rate: Learn The Difference
- What Is The Procuring Cause?
- Closing Costs: What You Need To Know
- A Complete Guide To Mortgage Underwriting
- What Is A No-Closing-Cost Mortgage?
- What Is The Secondary Mortgage Market?
- What Is The Truth In Lending Act?
- Prequalified Vs. Preapproved: Are They Different?
- Understanding Mortgage Constant
- What Is A Buyer’s Agency Agreement And Should You Sign One?
- How Mortgage Rates Are Determined: A Guide
- 7/1 ARM: Definition And Today’s Rates
- What Is A Freddie Mac Home Possible Mortgage And Is It Right For You?
- Buying Tax Lien Properties And Homes
- What Is A Land Contract And How Does It Work?
- What Are Teaser Rates And How Do They Work?
- Grantor Vs Grantee: What They Mean In Real Estate
- What Is A Community Seconds Mortgage And How Can It Help Me Finance A Down Payment For A Home?
- Hard Money Loans: Everything You Need To Know
- Opportunity Zones In Real Estate: A Guide For Investors
- Microflipping: What It Is And How It Works
- Combination Loan: What You Need To Know
- Single And Interested In Purchasing A Home? This Guide Is For You
- Ginnie Mae: What Is The GNMA And How Does It Work?
- What Is A Government-Sponsored Enterprise And How Does A GSE Loan Work?
- What Is An FHA Loan And What Are The Requirements?
- What Is A Mortgage Contingency?
- What Is A Chattel Mortgage And When Would You Use One?
- What Is A Wraparound Mortgage And Will It Work For You?
VA Loans
- VA Loan Certificate Of Eligibility: Everything You Need To Know
- How Do I Get A Copy Of My DD-214 For My VA Loan?
- Pest Inspection For VA Loans
- VA Cash-Out Refinance: How To Cash Out Your Home Equity With A VA Loan
- VA Jumbo Loan: Higher Mortgage Loan Amounts For Veterans
- VA Funding Fee: What It Is, Plus Refunds And Exceptions
- VA Streamline Refinance (VA IRRRL): Program Benefits And 2020 Rates