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Is an adjustable rate mortgage right for you?

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With Rocket Mortgage® by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can find out which loan option is right for you.

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Rates as low as 3.875% (4.932% APR)! Fill out the form below, or call (800) 251-9080 to get started now!
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Key Benefits

How You Save with an Adjustable Rate Mortgage, or ARM

  • Your starting interest rate is typically lower than other kinds of loans
  • Mortgage rates as low as 3.875% (4.932% APR)
  • Monthly mortgage payments are more affordable during the first years
  • Buy a home that’ll be your primary residence with a down payment as low as 5% plus closing costs
  • Refinance up to 95% of your current home’s value

The Benefits of Getting a Loan from Quicken Loans

  • You get a completely online application supported by real people when you need them.
  • Home Loan Experts are available via chat, email and phone to help you understand whether an ARM is right for you.
  • We service 99% of our mortgages, so our great customer service continues after you close.
  • We don’t charge you to make your mortgage payments online.

Other Popular Loan Options

How It Works

The Different Types of Adjustable Rate Mortgages

  • The interest rate on your ARM can be fixed for 5, 7 or 10 years.
  • An ARM is an option you can get with an FHA loan.
  • Qualified veterans, service members and spouses can get an ARM with a VA loan.

How Adjustable Rate Mortgages Work

  • Your interest rate is fixed for a period of 5, 7 or 10 years.
  • After that, your interest rate may change annually. It can go up or down depending on the market.
  • That means your monthly mortgage payment can go up or down.
  • If it goes up, the percentage is added to the fixed interest rate you had.
  • No more than 5% can be added to the fixed interest rate you had.