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Key Benefits

The Advantages of a Jumbo Loan

  • Interest rates for jumbo loans are typically lower than conventional loans.
  • Choose between a fixed or adjustable interest rate for all jumbo loans.
  • Need more lenient down payment and credit requirements? See if you qualify for a jumbo FHA loan.
  • Veterans and service members who qualify for a jumbo VA loan can often buy a home with a much lower down payment compared to other loans.

The Benefits of Getting a Loan from Quicken Loans

  • You get a completely online application with less paperwork.
  • Home Loan Experts are available via chat, email and phone to help you get the jumbo loan that’s right for you.
  • We don’t charge you to make your mortgage payments online.
  • No prepayment penalties if you pay off your loan early.

Other Popular Loan Options

How It Works

The Different Types of Jumbo Loans

  • All jumbo loans are available with a fixed or adjustable rate.
  • Jumbo loans are available with different terms – the length of the mortgage.

How Jumbo Loans Work

  • Jumbo loans are also called “nonconforming” loans because they’re over the government’s conventional loan limits.
  • In most of the country, the conventional loan limit is $484,350. The limit is higher in areas where housing is more expensive.
  • For buying a home, we finance jumbo loans up to $3,000,000.
  • If you want to refinance a jumbo loan to get cash out, you can get up to $750,000 back.
Ready to apply? Call (800) 251-9080 or use the form below.
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