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Want to explore your options?

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With Rocket Mortgage® by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage term to find out which works best for you.

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Refinance/Home Equity
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How It Works

How a YOURgage Works

This conventional loan provides you with an option that’s a little bit different. You get to choose the length, also known as the term, of the loan. Choosing a shorter term can save you money in the long run because you’ll pay less interest. And you’ll have a fixed interest rate, so you won’t have to worry about your principal and interest payment changing each month.

Advantages of a YOURgage

  • Custom mortgage term with a fixed rate
  • Down payment as low as 3% if you’re buying your primary home
  • Option to refinance up to 97% of your primary home’s value
  • Loan amounts currently up to $484,350; in 2020, the limit is raised to $510,400

Key Benefits

Why You Should Choose Quicken Loans

  • You get a completely online application with less paperwork.
  • Home Loan Experts are available via chat, email and phone to help you understand whether a YOURgage is right for you.
  • We service 99% of our mortgages, so our great customer service continues after you close.
  • After you close your loan, you can manage your mortgage online without any hidden fees.

Other Popular Loan Options