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With Rocket Mortgage® by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage term to find out which works best for you.
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How It Works
How a YOURgage Works
This conventional loan provides you with an option that’s a little bit different. You get to choose the length, also known as the term, of the loan. Choosing a shorter term can save you money in the long run because you’ll pay less interest. And you’ll have a fixed interest rate, so you won’t have to worry about your principal and interest payment changing each month.
Advantages of a YOURgage
- Custom mortgage term with a fixed rate
- Down payment as low as 3% if you’re buying your primary home
- Option to refinance up to 97% of your primary home’s value
- Loan amounts currently up to $484,350; in 2020, the limit is raised to $510,400
Key Benefits
Why You Should Choose Quicken Loans
- You get a completely online application with less paperwork.
- Home Loan Experts are available via chat, email and phone to help you understand whether a YOURgage is right for you.
- We service 99% of our mortgages, so our great customer service continues after you close.
- After you close your loan, you can manage your mortgage online without any hidden fees.
Other Popular Loan Options
Communication Consent & Disclaimers
Communication Consent:
By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.