Want to explore your options?
With Rocket Mortgage® by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage term to find out which works best for you.
Not comfortable starting online? Answer a few questions, and we’ll have a Home Loan Expert call you.
How It Works
- Conventional mortgage terms from 8 up to 29 years, all with a fixed rate.
- Buy a home that’ll be your primary residence with a down payment as low as 3%.
- Refinance up to 97% of your primary home’s value.
- Loan amounts up to $453,100 are available.
How a YOURgage Works
- Time is money when it comes to mortgages; the shorter your term, the less interest you may pay. With a YOURgage, you can balance your monthly payment with a shorter mortgage and save.
- For example, if you’re looking at a 30-year term and can afford to pay a little more each month, choose a 26-year term and save on interest.
- If you’ve paid 7 years on your 30-year mortgage and want to refinance, you don’t have to restart at 30. With a YOURgage, you can choose a 23-year term.
The Advantages of a YOURgage
- Available with a conventional mortgage, our most popular type.
- You get more options when choosing the length, also called term, of your mortgage.
- Customize your term, from 8 years up to 29, to your financial needs and situation.
- Whatever term is right for you, it’ll have a stable fixed interest rate.
The Benefits of Getting a Loan from Quicken Loans
- You get a completely online application with less paperwork.
- Home Loan Experts are available via chat, email and phone to help you understand whether a YOURgage is right for you.
- We service 99% of our mortgages, so our great customer service continues after you close.
- We don’t charge you to make your mortgage payments online.