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With Rocket Mortgage® by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage term to find out which works best for you.

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How It Works

YOURgage Basics

  • Conventional mortgage terms from 8 up to 29 years, all with a fixed rate.
  • Buy a home that’ll be your primary residence with a down payment as low as 3%.
  • Refinance up to 97% of your primary home’s value.
  • Loan amounts up to $453,100 are available.

How a YOURgage Works

  • Time is money when it comes to mortgages; the shorter your term, the less interest you may pay. With a YOURgage, you can balance your monthly payment with a shorter mortgage and save.
  • For example, if you’re looking at a 30-year term and can afford to pay a little more each month, choose a 26-year term and save on interest.
  • If you’ve paid 7 years on your 30-year mortgage and want to refinance, you don’t have to restart at 30. With a YOURgage, you can choose a 23-year term.

Key Benefits

The Advantages of a YOURgage

  • Available with a conventional mortgage, our most popular type.
  • You get more options when choosing the length, also called term, of your mortgage.
  • Customize your term, from 8 years up to 29, to your financial needs and situation.
  • Whatever term is right for you, it’ll have a stable fixed interest rate.

The Benefits of Getting a Loan from Quicken Loans

  • You get a completely online application with less paperwork.
  • Home Loan Experts are available via chat, email and phone to help you understand whether a YOURgage is right for you.
  • We service 99% of our mortgages, so our great customer service continues after you close.
  • We don’t charge you to make your mortgage payments online.

Other Popular Loan Options