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With an adjustable-rate mortgage (ARM), your loan will have an initial fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of reset.

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^†Client will receive between .500 discount points and 1.750 discount points off current pricing. This offer is only available to clients who lock their interest rate while completing the application process before 11:59 p.m. ET. on May 27, 2020. Offer valid on purchase and refinance conventional product only loans with a minimum loan amount of $100,000. Offer does not apply to loans submitted to Quicken Loans through a mortgage broker, jumbo loans, Portfolio loans, Agency-plus loans, non-agency loans, FHA loans, VA loans, USDA loans, or team member loans. Offer not valid with any other discounts or promotions, including PowerPack. Offer is non-transferable. Offer cannot be retroactively applied to previously closed loans or loans already in process. Offer may not be redeemed for cash or equivalent. Quicken Loans reserves the right to cancel this offer at any time. Acceptance of this offer constitutes acceptance of these terms and conditions, which are subject to change at the sole direction of Quicken Loans. This is not a commitment to lend. Additional restrictions/conditions may apply.