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Quicken Loans – Apply for a mortgage online and research home loans

Introducing RateShield Approval. If rates go up, your rate stays the same. If rates go down, your rate drops. Either way, you win! Buy your home using the new Power Buying Process.

Buy a home or refinance your mortgage the simple way with Rocket Mortgage®.

Apply to Buy a Home Apply to Refinance

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With an adjustable-rate mortgage (ARM), your loan will have an initial fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of reset.

Lifetime Rate Cap %
Yearly Adjustment Cap %
First Adjustment Rate Cap %
ARM Index %
ARM Margin %
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J.D. Power Disclaimer
Quicken Loans received the highest score in the J.D. Power 2010-2017 Primary Mortgage Origination and 2014-2018 Primary Mortgage Servicer Studies of customers’ satisfaction with their mortgage sales experience and mortgage servicer company, respectively. Visit JDPower.com/awards.

|| RateShield Approval locks your initial interest rate for up to 90 days on 30-year conventional, FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. Once you submit your signed purchase agreement, we'll compare your rate to our published rates for that date and re-lock your interest rate at the lower of the two rates for an additional 40 to 60 days. Additional conditions or exclusions may apply.

§ Participation in the Verified Approval program is based on an underwriter's comprehensive analysis of your credit, income, employment status, debt, property, insurance, appraisal and a satisfactory title report/search. If new information materially changes the underwriting decision resulting in a denial of your credit request, if the loan fails to close for a reason outside of Quicken Loans' control, or if you no longer want to proceed with the loan, your participation in the program will be discontinued. If your eligibility in the program does not change and your mortgage loan does not close, you will receive $1,000. This offer does not apply to new purchase loans submitted to Quicken Loans through a mortgage broker. Additional conditions or exclusions may apply. Verified Approval within 24 hours of receipt of all requested documentation.