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Quicken Loans – Apply for a mortgage online and research home loans

Introducing RateShield Approval. If rates go up, your rate stays the same. If rates go down, your rate drops. Either way, you win! Buy your home using the new Power Buying Process.

Buy a home or refinance your mortgage the simple way with Rocket Mortgage®.

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With an adjustable-rate mortgage (ARM), your loan will have an initial fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of reset.

Lifetime Rate Cap %
Yearly Adjustment Cap %
First Adjustment Rate Cap %
ARM Index %
ARM Margin %
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J.D. Power Disclaimer
Quicken Loans received the highest numerical score in a tie in the proprietary J.D. Power 2010-2017 Primary Mortgage Origination Studies (tied in 2017) and 2014-2017 Primary Mortgage Servicer Study. 2017 Origination (or Sales) based on 5,893 total responses and measures experiences and perceptions of consumers who originated a new mortgage, surveyed in July – August 2017. 2017 Servicing based on 7,374 total responses and measures experiences and perceptions of consumers with their current mortgage servicer, surveyed in March – April 2017. Your experiences may vary. Visit JDPower.com.

||RateShield Approval locks your client’s initial interest rate for up to 90 days on 30-year conventional, FHA and VA fixed-rate purchase loan products. Your client’s exact interest rate will depend on the date they lock their rate. Once your client submits their signed purchase agreement, we’ll compare their rate to our published rates for that date and re-lock their interest rate at the lower of the two rates for an additional 40 to 60 days. Additional conditions or exclusions may apply.

§Participation in the Verified Approval program is based on an underwriter’s comprehensive analysis of your credit, income, employment status, debt, property, insurance, appraisal and a satisfactory title report/search. If new information materially changes the underwriting decision resulting in a denial of your credit request, if the loan fails to close for a reason outside of Quicken Loans’ control, or if you no longer want to proceed with the loan, your participation in the program will be discontinued. If your eligibility in the program does not change and your mortgage loan does not close, you will receive $1,000. This offer does not apply to new purchase loans submitted to Quicken Loans through a mortgage broker. Additional conditions or exclusions may apply. Verified Approval within 24 hours of receipt of all requested documentation.