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Encroachment is the act of erecting a structure or a portion of a structure, such as a building, wall or fence, that extends beyond or hangs over the owner’s property line. Encroachment can sometimes occur after a surveying error. A mortgage survey is supposed to capture a bird’s-eye view of your property, which shows the boundary lines of the lot. It should also detail any encroachment from the neighbors and vice versa.

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