va-loan-dd214If you’re a veteran and you want to take advantage of your VA loan benefit, you’re not alone. Millions of American veterans have done the exact same thing you’re doing and they’ve reaped the benefits of a VA loan: saving a lot of money in many cases, avoiding a down payment or refinancing the entire value of their home, or just simply enjoying easier qualifying for your mortgage. Whatever your reason, the VA loan is one of the top benefits of military service and a benefit that you’ve earned.

That’s the good news. You’re all set to go and then you get the news – you need to provide a copy of your DD-214 to qualify for your VA. And you can’t find a copy. It happens. It happened to me.

There are no exceptions to this rule. It’s provide a DD-214 or don’t get a VA loan. Since you don’t have a choice, you need to get a copy. How do you do that?

I went to the National Archives website and requested one. It was free and took about 10 days. A few months back, we did a VA loan Q&A Google Hangout with the VA, Military.com, and the National Association of Realtors, and John Bell of the VA recommended going to ebenefits.va.gov. There are also sites that claim to help you get your DD-214 faster for a fee. If any of you have ever used those services, let us know if you recommend them.

That’s it. Here’s the vid. As always, please let us know what you think. Any other ways our veterans can get a quick copy of their DD-214 (which is the gateway to pretty much all VA benefits, not just the VA loan), would be appreciated also.



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This Post Has 2 Comments

  1. My son and I his mother. Can’t get even help getting a copy of his DD 214. He had served and the United States Army from 2004 2009 . He was honorable discharge after doing his four years he was wounded and Afghanistan he was diagnosed with PTSD and TBI he goes to the VA Clinic for medication he has been in the VA mental ward and several other mental Hospitals but we cannot get a copy of his DD 214 we need help as of now he is incarcerated because of his PTSD he has a daughter Regis need some assistance to find his DD-214 his stepmother that lives and Warsaw Missouri talk to somebody and they was supposed to send her a copy of my son DD-214 and in my opinion she does not want him to have it so please help me to help my son I appreciate it thank you I will never give up.

    1. Hi Lola:

      I sympathize with your situation. I think the easiest way to go about this would be to access the DD-214 through an e-benefits account and accessing this page from the VA. If you have some basic information about him and his records, you may be able to register him for an account yourself. If this isn’t feasible, you may be able to get his records by contacting your local VA office on his behalf. You may need power of attorney or something, but given his situation, you may have that already. Hope this helps and I wish you luck!

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