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Key Benefits

The Advantages of a Jumbo Loan

  • Interest rates for jumbo loans are typically lower than conventional loans.
  • Choose between a fixed or adjustable interest rate for all jumbo loans.
  • Need more lenient down payment and credit requirements? See if you qualify for a jumbo FHA loan.
  • Veterans and service members who qualify for a jumbo VA loan can often buy a home with a much lower down payment compared to other loans.

The Benefits of Getting a Loan from Quicken Loans

  • You get a completely online application with less paperwork.
  • Home Loan Experts are available via chat, email and phone to help you get the jumbo loan that’s right for you.
  • We don’t charge you to make your mortgage payments online.
  • No prepayment penalties if you pay off your loan early.

Other Popular Loan Options

How It Works

The Different Types of Jumbo Loans

  • All jumbo loans are available with a fixed or adjustable rate.
  • Jumbo loans are available with different terms – the length of the mortgage.

How Jumbo Loans Work

  • Jumbo loans are also called “nonconforming” loans because they’re over the government’s conventional loan limits.
  • In most of the country, the conventional loan limit is $453,100. The limit is higher in areas where housing is more expensive.
  • For buying a home, we finance jumbo loans up to $3,000,000.
  • If you want to refinance a jumbo loan to get cash out, you can get up to $500,000 back.
Ready to apply? Call (800) 251-9080 or use the form below.
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By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.

(Secure / No Obligation / Free Expert Advice)

Communication Consent & Disclaimers
Communication Consent:
By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.