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Key Benefits

The Advantages of a Jumbo Loan

  • Interest rates for jumbo loans are typically lower than conventional loans.
  • Purchase a home with as little as 20% down.
  • Jumbo loans are available for primary homes and second homes, located on up to 20 acres.
  • Veterans and service members who qualify for a jumbo VA loan can often buy a home with a much lower down payment compared to other loans.

The Benefits of Getting a Loan from Quicken Loans

  • You get a completely online application with less paperwork.
  • Home Loan Experts are available via chat, email and phone to help you get the jumbo loan that’s right for you.
  • We don’t charge you to make your mortgage payments online.
  • No prepayment penalties if you pay off your loan early.

Other Popular Loan Options

How It Works

The Different Types of Jumbo Loans

  • We offer fixed interest rates on our jumbo loans.
  • Jumbo loans are available for both one and two unit properties.

How Jumbo Loans Work

  • Jumbo loans are also called nonconforming loans because they’re over conventional loan limits.
  • In most of the country, the 2021 conventional loan limit is $548,250. The limit is $822,375 in areas where housing is more expensive and in Alaska and Hawaii.
  • For buying a home or refinancing a home, we finance jumbo loans up to $2,000,000.
Ready to apply? Call (800) 251-9080 or use the form below.
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By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.

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Communication Consent & Disclaimers
Communication Consent:
By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.