Home Loans

Find the right home loan for you

More About Home Loans

Who Are 30-Year Fixed Loans Best For?

How Do 30-Year Fixed Loans Work?

How Do I Qualify For A 30-Year Fixed?

30-Year Fixed Rate Mortgage

Your monthly payments will be less for a 30-year fixed loan than a 15-year fixed loan, even though interest rates for a 15-year fixed loan are generally a little lower. That's because your payments will be spread out over a longer period.
You can pay off your mortgage at any time without prepayment penalties.
You may be able to avoid mortgage insurance with a down payment of 20% or higher.
Your interest rate is fixed for the life of the loan, so you don't have to worry about rates rising.
You can buy your primary home with as little as 3% down.
You can refinance your primary home for up to 97% of its value.

Frequently Asked Questions

Here are answers to some frequently asked questions about home loans for non-citizen residents.

What is a home loan?

A home loan is a type of loan used to purchase a home, where the property itself serves as collateral for the loan.

What types of home loans are available?

There are various types of home loans, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and more.

How do I apply for a home loan?

You can apply for a home loan through banks, credit unions, or mortgage lenders. The process typically involves submitting an application, providing financial documents, and undergoing a credit check.