Want to explore your options?
With Rocket Mortgage® by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage term to find out which works best for you.
Not comfortable starting online? Answer a few questions, and we’ll have a Home Loan Expert call you.
How It Works
How a YOURgage Works
This conventional loan provides you with an option that’s a little bit different. You get to choose the length, also known as the term, of the loan. Choosing a shorter term can save you money in the long run because you’ll pay less interest. And you’ll have a fixed interest rate, so you won’t have to worry about your principal and interest payment changing each month.
Advantages of a YOURgage
- Custom mortgage term with a fixed rate
- Down payment as low as 3% if you’re buying your primary home
- Option to refinance up to 97% of your primary home’s value
- Loan amounts currently up to $484,350; in 2020, the limit is raised to $510,400
Why You Should Choose Quicken Loans
- You get a completely online application with less paperwork.
- Home Loan Experts are available via chat, email and phone to help you understand whether a YOURgage is right for you.
- We service 99% of our mortgages, so our great customer service continues after you close.
- After you close your loan, you can manage your mortgage online without any hidden fees.