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With Rocket Mortgage℠ by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage term to find out which works best for you.

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How It Works

YOURgage Loan Features

  • YOU pick your term, from 8 to 30 years, all with fixed mortgage rates
  • Refinance up to 97% of your primary home’s value
  • Buy a home with as little as 3% down (primary home)
  • Get any loan amount from $25,000 to $417,000

How the YOURgage Works for You

Stay on Track with Your Current Term:
You’ve been paying seven years on a 30-year fixed mortgage and do not want to go back up to a 30-year term. With a YOURgage, you can refinance with a 23-year term to stay on track. The YOURgage offers you this kind of flexibility!

Pay Off Your Mortgage More Quickly:
You pay extra toward your mortgage every month to pay it off as soon as possible, but you’re unhappy with your high mortgage interest rate. The YOURgage is your answer! Now you can choose a lower term, with a potentially lower interest rate, to help you pay off your loan in less time.

Choose a Term Based on Your Budget:
Tell us how much you can afford, and let our team find a term to fit your financial needs. YOURgage terms can be tailored to match your budget, and can potentially shave years off the life of your loan and save you thousands in interest!

Match Your Term to Life Events:
If you’re thinking about retiring soon or have a child going to college, and you want to free up some money by paying off your home loan early, the YOURgage is a great option for you! Use the YOURgage to eliminate the financial burden of a monthly mortgage payment at the time when you’ll need that extra money the most.

Key Benefits

Get Ultimate Mortgage Flexibility with the Quicken Loans YOURgage

  • Would you like a mortgage that’s customized to your unique situation?
  • Do you want the flexibility to choose your own terms to meet a financial goal?
  • Do you need to lower your interest rate but want to keep your current mortgage terms?

If you answered “Yes” to any of these questions, the Quicken Loans YOURgage is the perfect loan for you! The YOURgage allows you to customize payment terms based on YOUR goals. Pay off your loan in 8 years, 23 years or any term you choose (from 8 to 30 years)! With ultimate term flexibility, the YOURgage adapts to fit YOUR goals.*

Why You Should Choose Quicken Loans

  • Only Quicken Loans offers you the Closing Cost Cutter and PMI Advantage . Find out how these great options can help guide you to the best decision to meet your financial goals.
  • With more than 31 years of experience, we’ve designed a mortgage process that adapts to your needs.
  • Our powerful online tools, like MyQL Mobile, allow us to close your loan quickly. This app is exclusive to Quicken Loans clients and works with iPhone® and Android™!

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