Notaries and the Role They Play in Your Closing Process

Notaries and the Role They Play In the Closing of Your Home Loan - Quicken Loans Zing Blog At Quicken Loans we strive to make the closing of your mortgage as quick, easy, and effortless as possible. One way we make that happen is with our current closing process. After you’ve confirmed a date, time and selected a location of your choice, we will select one of our best notaries to meet you at that location for the signing. It may seem a little odd that we would send someone whom you’ve never met to sign all of these important documents, but we want to do everything in our power to ensure this is the most undemanding mortgage process ever. Even if it means coming to your home for the closing so you don’t have to get out of your pajamas. So to ease some of your apprehension about the notion of allowing a stranger in your space, let’s break this down and not only discuss the notary’s role in the transaction but also discuss the benefits of having one.

What Are Notaries and What Do they Do?

According to Merriam-Webster, a notary is “a public officer who certifies and attests to the authenticity of writing (e.g., deeds) and takes affidavits, depositions, and protests of negotiable instrument.” In layman’s terms, a notary is someone who is legally authorized to sign documents. Once the signing is complete, the notary will take the documents, place them in a UPS box along with the UPS label that we have provided for them and send them back to us to ensure that everything was signed properly before we ship them off to the county for recording. Without the notary’s stamp and signature, your documents aren’t considered valid, and your state won’t accept the documents once they are sent for recording. You would have to resign all the documentation again.

How We Select Our Notaries

Once you’ve completed the scheduling call and have secured your date and time, our sister company who handled all of the title work (Title Source) will reach out to one of their trusted vendors to find the person with the highest satisfaction rate in your area. In order to be considered for the position the potential notary must send in their W-9’s, a copy of their notaries commission (license), go through an extensive background check as well as send us their resume with three business referrals. Pretty thorough, right? Once the selection has been made, the notary will reach out to you to make an introduction before coming to your closing location.

Benefits of Notaries

Most notaries are mobile, which means although they don’t have an office where you can meet, they are able to travel and meet you almost wherever you want. As previously stated, most of our clients prefer to close in the comfort of their own home. However if you would like to meet at a coffee shop or a library, the notary will have no problem meeting you there. Another benefit of having a notary perform the closing is their ability to bring a witness should one be required to sign the mortgage. That’s right, depending on the state that you live in, you may be required to provide a witness and have them sign the mortgage. No worries, we’re able to help you with that. Once we schedule the closing, we’ll contact our notary team and have them assign a notary who will be able to bring a witness with them if needed. Just one less thing you have to worry about.

If you have any questions regarding notaries and their role in closing you home loan please let us know in the comment section below.

 

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29 Responses to Notaries and the Role They Play in Your Closing Process

  1. Linda Johnson July 31, 2013 at 1:45 pm #

    I am a realtor in the Heber Springs, AR. area and I am interested in becoming one of your notaries. Will you give me the details on that job? Thanks

    Linda Johnson
    501-2065599
    Executive Broker
    Heber Springs Realty, Inc.

  2. Bridgette Griffin September 25, 2013 at 12:31 pm #

    I am a business owner and a notary and would like to know how to apply to become a notary for Quicken. please forward additional information.
    thank you
    404-246-6106

  3. Bridgette Griffin September 25, 2013 at 12:32 pm #

    Do you use notaries in the state of Georgia?

  4. Keith Guyot September 25, 2013 at 12:33 pm #

    Hi Bridgette, We’ve forwarded your information and someone should be in touch with you soon. Thanks for reading!

  5. Sabrina Simpson September 26, 2013 at 2:43 pm #

    I am a notary in the state of Michigan and have a real estate background. I am very interested in becoming a notary for Quicken Loans. Please feel free to contact me.

  6. Keith Guyot September 26, 2013 at 4:53 pm #

    Hi Sabrina! We’ve forwarded your information and one of our Notary Specialists should be in touch with you soon. Thanks for reading!

  7. Reinhard Hack October 15, 2013 at 9:48 am #

    I am a Florida Notary, Florida Supreme Court Certified Mediator, Former Mortgage Banker,Realtor
    Check me out on Linked-In, I am interested in being of service to you as a mobile notary in Florida in the Following Counties, ST. Lucie, Martin, Indian River, Palm Beach, Okeechobee, Orange, Osceola

  8. Lisa Cotoia October 15, 2013 at 3:53 pm #

    Hello, I am a Notary in the state of NY. I service the boroughs of Bronx, Kings, Queens, Richmond, NYC, Nassau, Suffok, and Westchester. I am available on short notice and would love to become a Notary for Quicken. Please contact me with more information, thank you!

  9. Ruby Ray October 25, 2013 at 3:42 pm #

    Hello,

    I am a Notary in Greensboro, NC in Guilford County. I am interested in becoming a Notary for your company.

    Thank you,
    Ruby Ray
    (336) 255-2061

  10. Clayton Closson October 25, 2013 at 4:00 pm #

    Hi Ruby

    Someone will get in touch with you about this. Thanks for asking.

    Clayton

  11. Dennis Dawkins December 1, 2013 at 12:29 pm #

    Hi I am a mobile notary in Charlotte NC. I have 25000 E & O , background check, and am certified as a Notary signing agent through 123Notary. I am interested in becoming a notary with your company. I am professional and timely.

    Thank you,
    Dennis Dawkins
    704-806-4154

  12. Christina Olivera January 9, 2014 at 10:00 am #

    Hi, I am a certified mobile signing agent in the Tampa, FL area. I would like to get started with Title Source. I can be reached at 813-843-0344 and wish to start as soon as possible. I currently work in the mortgage industry and have extensive experience with mortgage loan documents and closing documents. I am very professional and take pride in providing services to others

  13. Keith Guyot January 9, 2014 at 12:42 pm #

    Hi Christina! I’ve forwarded your information to the appropriate people who should be in touch with you soon.

  14. Kevin mayers January 17, 2014 at 10:57 am #

    I am an independent mobile notary. I am a Certified and Background Screened Notary Signing Agent through the National Notary Association for the State of New Jersey. I serve in the following counties: Middlesex, Somerset, Morris, and Union. I would like to start signing for quicken loans. Can someone please send me the information on what I need to do to start signing for quicken

    Thank you
    Kevin M.
    908-472-2678

  15. Keith Guyot January 17, 2014 at 11:37 am #

    Hey Kevin!

    I’ve forwarded your info to the appropriate people who should be in touch with you soon.

    Thanks for reading!

  16. Merline mayers January 17, 2014 at 12:00 pm #

    I am a Notary Signing Agent, commissioned in the State of New Jersey. I am certified and background screened through the National Notary Association. I carry $50K in E&O Insurance. I serve in the following counties: Middlesex, Somerset and Union. I’m looking to become a signing agent for quicken loans. Can you please send me the nessary information that is need for me to start signing with quicken

    Thank you
    Merlin Mayers
    732-221-0532

  17. Keith Guyot January 17, 2014 at 1:34 pm #

    Merline,

    I’ve forwarded your info and someone should be in touch with you soon!

    Thanks for reading!

  18. Tom Cain January 18, 2014 at 7:36 pm #

    Easiest closing I’ve ever done!

  19. Keith Guyot January 18, 2014 at 7:40 pm #

    We’re glad you had a great closing experience, Tom.

    Have a great weekend!

  20. Angee January 21, 2014 at 1:53 pm #

    I am a notary can you send me information on becoming one for Quicken.

  21. Victoria Araj January 21, 2014 at 2:18 pm #

    Hi Angee, we’ve shared your inquiry with our team and they will be in touch. Thanks and have a great day.

  22. MARK STEBBINS February 3, 2014 at 9:03 pm #

    I have been a signing agent for over 10 years and would love to do your signings in Northern Ca .
    Please let me know how to get on the vendors list .209-6095426

  23. David Gonzalez February 4, 2014 at 11:42 pm #

    Great article. I too am also a Mobile Notary and would like to have the opportunity to work with Quicken and Title Source. If you could forward my information or reply what are the appropriate channels to join your network, that would be greatly appreciated. Thank you!

  24. Tracey Brodnax March 17, 2014 at 3:35 pm #

    How do I apply to your to company, I am a licensed notary. I would like to assist in notarizing loan documents. Thanks in advance.

  25. Victoria Araj March 17, 2014 at 3:46 pm #

    Thanks Tracey, we will share your comment with the appropriate team.

  26. Troy Hahn March 24, 2014 at 6:07 pm #

    I am a notary signing agent in Michigan. I am certified and have a completed background check through the National Notary Association. How do I apply to join your network of signing agents.

    Thanks,

    Troy Hahn
    989-414-1434

  27. Victoria Araj March 24, 2014 at 6:51 pm #

    Hi Troy, I have shared your info with the appropriate team and they’ll reach out to you. Thanks!

  28. Tracey Brodnax April 8, 2014 at 4:47 pm #

    I am a licensed notary public with New Jersey. I would like to apply to join your network of signing agents. Thanks in advance.

  29. Keith Guyot April 9, 2014 at 9:30 am #

    Hi, Tracey!

    I’ve forwarded your information to the appropriate people who should be in touch with you soon.

    Have a nice day!

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