Notaries and the Role They Play In the Closing of Your Home Loan - Quicken Loans Zing BlogAt Quicken Loans we strive to make the closing of your mortgage as quick, easy, and effortless as possible. One way we make that happen is with our current closing process. After you’ve confirmed a date, time and selected a location of your choice, we will select one of our best notaries to meet you at that location for the signing. It may seem a little odd that we would send someone whom you’ve never met to sign all of these important documents, but we want to do everything in our power to ensure this is the most undemanding mortgage process ever. Even if it means coming to your home for the closing so you don’t have to get out of your pajamas. So to ease some of your apprehension about the notion of allowing a stranger in your space, let’s break this down and not only discuss the notary’s role in the transaction but also discuss the benefits of having one.

What Are Notaries and What Do they Do?

According to Merriam-Webster, a notary is “a public officer who certifies and attests to the authenticity of writing (e.g., deeds) and takes affidavits, depositions, and protests of negotiable instrument.” In layman’s terms, a notary is someone who is legally authorized to sign documents. Once the signing is complete, the notary will take the documents, place them in a UPS box along with the UPS label that we have provided for them and send them back to us to ensure that everything was signed properly before we ship them off to the county for recording. Without the notary’s stamp and signature, your documents aren’t considered valid, and your state won’t accept the documents once they are sent for recording. You would have to resign all the documentation again.

How We Select Our Notaries

Once you’ve completed the scheduling call and have secured your date and time, our sister company who handled all of the title work (Title Source) will reach out to one of their trusted vendors to find the person with the highest satisfaction rate in your area. In order to be considered for the position the potential notary must send in their W-9’s, a copy of their notaries commission (license), go through an extensive background check as well as send us their resume with three business referrals. Pretty thorough, right? Once the selection has been made, the notary will reach out to you to make an introduction before coming to your closing location.

Benefits of Notaries

Most notaries are mobile, which means although they don’t have an office where you can meet, they are able to travel and meet you almost wherever you want. As previously stated, most of our clients prefer to close in the comfort of their own home. However if you would like to meet at a coffee shop or a library, the notary will have no problem meeting you there. Another benefit of having a notary perform the closing is their ability to bring a witness should one be required to sign the mortgage. That’s right, depending on the state that you live in, you may be required to provide a witness and have them sign the mortgage. No worries, we’re able to help you with that. Once we schedule the closing, we’ll contact our notary team and have them assign a notary who will be able to bring a witness with them if needed. Just one less thing you have to worry about.

If you have any questions regarding notaries and their role in closing you home loan please let us know in the comment section below.

 

This Post Has 247 Comments

  1. Mobile Notary & Real Estate Agent and mortgage processor seeking to be registered with your company for opportunities near the Columbus, ohio area.

    Please pass my information to your recruitment team.

    THANKS.

    ur recruitment team for me. I enjoy real estate

    and have mortgage experience as a processor as well.

  2. Hi
    I worked as a banker for few years.
    I am interested in providing remote signing notary services. I am experienced doing Heloc loans.
    I am commissioned in Ca and available to serve Bay Area , San Jose and South Bay . Please, help to connect to the right person for this career opportunity. Thank you !

  3. I recently (April 2016) refinanced with Quicken Loans and after that process I want to become a Notary. I have been a notary in Maryland for more then 10 years.

    1. Hi Jenny:

      We’re ecstatic that you had such a good experience with us that you want to join the team! I’m going to have someone from our signing agent recruiting team reach out and let you know if we have any openings in your area.

      Thanks,
      Kevin Graham

  4. I am moving to Charleston, SC soon. We recently refinanced with Quicken Loans and after that process I thought becoming a signing agent would be a great position. I have been a notary in the past in both FL and MT.

    1. Hi Christopher:

      I’m glad to hear our process impressed you enough that you want to join the team. I’m going to have someone from our signing agent relations team reach out to you.

      Thanks,
      Kevin Graham

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