Depending on where you are in the home buying process, you may have made a list of the features you want in your new home, the supplies you need for packing, the final to-dos of moving day and the beverage request list for all the people helping you move. But what about that other list? The one with your new doctor, pharmacy, bank, cable/Internet company and favorite coffee shop? Here’s a list of things you’ll want to think about when moving to a new location, to help make that transition as smooth and stress-free as possible.
Escrow is money your mortgage lender puts into a separate account to pay your future property taxes and insurance costs. It’s common to have an escrow account with your mortgage, but it’s not always required. Check out some of the common questions (and answers!) our escrow team receives about escrow.
There are a variety of ways your mortgage payment can be misapplied. Our team members who handle payments put together a list of some common mistakes and how to avoid them. They generally come down to making sure you clearly communicate what you’re intending to do with the money you’re sending in.
Do you live in a neighborhood with a homeowners association? Covenants, conditions and restrictions (CC&Rs) are the homeowners association’s rules for all of the homes and homeowners in that community. Let’s take a look at what CC&Rs could mean for you.
You’re probably familiar with what a foreclosure is – when a lender forecloses, or takes over, a home that they loaned money on. You may not be as familiar with the acceleration clause the lender invoked to begin that foreclosure process. So what’s an acceleration clause and what does it mean for you? Let’s find out!
Tax season is over! How was your tax-filing experience this year? I’m pretty much over the whole tax thing, but maybe it’s worth another look. Double checking your taxes is a wise choice, especially if you catch a mistake and need to file an amended tax return.
Shoe repair can be as simple and cheap or complex and expensive as you want it to be, but, like your shoes themselves, you usually get what you pay for.
Like so many transactions these days, car lease agreements are calculated to provide the dealership with a maximum amount of dough while providing you with a minimum amount of product/service. So what else is new, you say? Well, let’s do some digging into all the fine print, because the dealer’s definitely in[to] the details.
Michael Brocker, a regional team leader for Title Source, defines an appraisal as a professional appraiser’s opinion of market value of a home.
Renting to own might be worth considering depending on your situation, but you need to carefully research and plan for the agreement.