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Not sure if an FHA loan is right for you?

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With Rocket Mortgage® by Quicken Loans, our faster, simpler and totally online way to get a mortgage, you can find out which loan option is right for you.

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With an FHA loan, financing is easier than ever. Call (888) 980-6716 or fill out the form to get started.
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By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.

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Key Benefits

Advantages of FHA Loans

  • You can qualify with a lower credit score compared to other loans.
  • You can buy a home with a down payment as low as 3.5%.
  • If you already have an FHA loan, you can refinance with FHA Streamline to lower your interest rate.
  • You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy.
  • You may be able to roll your closing costs into your loan.

The Benefits of Getting a Loan from Quicken Loans

  • We’re an FHA-approved lender and process FHA loans every day.
  • You get a completely online application with less paperwork.
  • Home Loan Experts are available via chat, email and phone to help you understand whether an FHA loan is right for you.
  • We service 99% of our mortgages, so our great customer service continues after you close.
  • We don’t charge you to make your mortgage payments online.
  • You can pay off your mortgage ahead of time with no penalties.

Other Popular Loan Options

How It Works

The Different Types of FHA Loans

  • FHA loans are available with different terms, so you can choose the length of the mortgage that works for you.
  • Think you’ll refinance or move within a few years? An FHA adjustable rate mortgage comes with a low fixed rate for the first five years.

How FHA Loans Work

  • You get an FHA loan from an FHA-approved mortgage lender.
  • The loan is insured by the Federal Housing Administration.
  • Because of that insurance, the credit and income requirements for an FHA loan are more lenient.
  • To help fund the FHA program, in most cases you’ll pay mortgage insurance, which is added on to your monthly payment.
  • The home you want to buy will have to meet the FHA’s minimum property standards.
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Communication Consent & Disclaimers
Communication Consent:
By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.