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Key Benefits

A 30-year fixed-rate mortgage as low as 3.50% (3.714% APR) is crazy low

  • Do you plan to stay in your home for many years?
  • Do you prefer a consistent mortgage payment for budget planning?
  • Does your peace of mind depend on a payment that never changes?

If you answered yes to any of these questions, a fixed-rate mortgage might be right for you! Since your rate won’t change for the life of your loan, your payment will never increase.

Why you should choose Quicken Loans

  • We’re the nation’s largest online lender according to National Mortgage News.
  • We give you immediate access to experts who can answer all your questions.
  • We have an A+ rating according to the Better Business Bureau.
  • Our powerful online tools, like MyQL Mobile, allow us to close your loan quickly. This app is exclusive to Quicken Loans clients and works with iPhone® and AndroidTM!

Other loans you might be interested in:

How It Works

Fixed-rate mortgage features

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rates
  • Refinance up to 95% of your primary home’s value
  • Buy a home with as little as 5% down (primary home)
  • Loan amounts from $25,000 to $2,000,000

How a fixed-rate mortgage works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
  • Your payment will not change throughout the life of the loan
  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage at any time without pre-payment penalties