Feedback30-Year Fixed Rate Mortgage as low as 3.99% (4.186% APR) = Act Now!
- Do you plan to stay in your home for many years?
- Do you prefer a consistent mortgage payment for budget planning?
- Does your peace of mind depend on a payment that never changes?
If you answered yes to any of these questions, a fixed rate mortgage might be right for you! Since your rate won’t change for the life of your loan, your payment will never increase.
Why Should You Choose Quicken Loans?
- We’re the nation’s largest online lender according to National Mortgage News.
- We give you immediate access to experts who can answer all your questions.
- We have an A+ rating according to the Better Business Bureau.
- Our powerful online tools, like MyQL Mobile, allow us to close your loan quickly. This app is exclusive to Quicken Loans clients and works with iPhone® and Android™!
- And we’ll find you the best possible option for your situation. Vicky of Palo, California, said ‘Quicken found me several options and I now have the lowest rate loan I have ever held. With a fixed rate 30-year loan I now have something firm in my investment life!’
See where we’ve financed homes near you!
Other loans you might be interested in:
Click to see our assumptions.- Mortgage rates could change daily.
- Actual payments will vary based on your individual situation and current rates.
- Some products may not be available in all states.
- Some jumbo products may not be available to first time home buyers.
- Lending services may not be available in all areas.
- Some restrictions may apply.
- Based on the purchase/refinance of a primary residence with no cash out at closing.
- We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of certain Jumbo products we assume a credit score over 740; and an escrow account for the payment of taxes and insurance.
- The lock period for your rate is 45 days.
- The loan to value (LTV) rate is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.
- Please remember that we don’t have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Quicken Loans offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn’t match our assumptions. To get more accurate and personalized results, please call (800) 251-9080 to talk to one of our mortgage bankers.
30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 3.99% and 70% loan-to-value (LTV) is $953.68 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 4.186%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 3.25% and 70% loan-to-value (LTV) is $1405.34 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.593%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
25-Year Fixed-Rate Mortgage: The payment on a $200,000 25-year Fixed-Rate Loan at 3.99% and 70% loan-to-value (LTV) is $1054.57 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 4.192%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
20-Year Fixed-Rate Mortgage: The payment on a $200,000 20-year Fixed-Rate Loan at 3.875% and 70% loan-to-value (LTV) is $1198.83 with 1.625 points due at closing. The Annual Percentage Rate (APR) is 4.132%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
Fixed Rate Mortgage Features
- 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rates
- Refinance up to 95% of your primary home’s value
- Buy a home with as little as 5% down (primary home)
- Loan amounts from $25,000 to $2,000,000
How a Fixed Rate Mortgage Works
- Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
- Your payment will not change throughout the life of the loan
- Your actual payment will vary based on your situation and the current interest rates when you apply
- Pay your mortgage at any time without pre-payment penalties
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Our loan process was quick and easy. After inquiring about refinance all we had to do was provide some documentation and sign...
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KristinI was amazed at how quickly I was approved for a refinance with Quicken,I went from a 10.5% loan to a 30 year fixed 6.9%...
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Rodriguez family, New Mexico“Quicken Loans really helped us use our home equity to make some of our best dreams come true!”
Don’t miss out – lock-in your low rate! Call (800) 251-9080 or fill out this form now.
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