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Refinance/Home Equity
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(Secure / No Obligation / Free Expert Advice)

Consolidate Debt with a Refinance

  • Refinance to some of the lowest rates in decades, and get cash to pay off your higher-interest debt. Don’t wait. These low rates won’t last forever!
  • Make one low monthly payment instead of several, and pay less overall every month. Unlike credit cards, the interest is usually tax deductible.*
  • Even if you have less-than-perfect credit, we can help. Paying off your higher-interest debts faster can even improve your credit rating. Find out if you qualify.
  • Interested in consolidating two mortgages? We can help you refinance both loans into one low rate that could significantly reduce your monthly mortgage payment.

We’ve helped more than 2 million Americans, just like you, lower their monthly payment by refinancing. Contact us today to see how we can help.

How can refinancing help me consolidate my high-interest debt?

The average credit card interest rate is around 15%. By comparison, mortgage rates are currently in the 3-4% range.

If the current value of your home is greater than your current mortgage balance, it means you have equity in your home. You may be able to use this equity to refinance your current mortgage and receive cash at a low interest rate to pay off your credit card debt.

Why you should choose Quicken Loans

  • Only Quicken Loans offers you the Closing Cost Cutter and PMI Advantage. Find out how these great options can help guide you to the best decision to meet your financial goals.
  • Our exclusive online tools like MyQL let you track your mortgage process from start to finish, and our Mortgage Calculator app gives you rates right on your phone.
  • With more than 30 years of experience, we’ve designed a mortgage process that adapts to your needs.

Our most popular loan options for consolidating debt

  • FHA Loan
    Refinance your debt into one low cost loan today.
  • 15-Year Loan
    Consolidate your debt and pay it off sooner with our 15-year fixed-rate mortgage.
  • 30-Year Loan
    Have the peace of mind always knowing your payment amount with a 30-year fixed.
  • VA Loan
    A top choice for veterans and military members to consolidate debt with a low fixed rate.

*Please consult your tax advisor.

What clients are saying about Quicken Loans

If I ever do another loan it will definitely be with Quicken Loans and I have highly recommended them to all my friends and family!

Earl S., Wildomar, CA

My husband had a massive brain aneurism a year ago and our income depleted by $65,000. I had a huge house payment and working at the hospital and looking like a bleak future (nurses’ strike). I needed to get a lower house payment. I went online and ended up with Mike Mastrangelo calling me to get the particulars. By the end of the conversation and time to discuss the conversation with my husband, I called him back and we had a go! From beginning to end, 3 weeks we had a man sitting at our kitchen table, doing the closing. Mike and I called each other or e-mailed whatever we needed… It was all on a roll from there. The last time I refinanced, it was almost 4 months from beginning to end. What a nice surprise this was! I can't say enough well about Quicken Loans. Like I said it should be named Quickest Loans!!!

Zelda, Andover, MN

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