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Paying off your mortgage faster is easier than you think

  • Take advantage of today’s low mortgage rates and shorten the term of your mortgage. Remember, the shorter your term, the lower your mortgage rate!
  • See if you can save money with a different term or by lowering your interest rate with our Mortgage Amortization Calculator or our easy-to-use Refinance Calculator.
  • There are several easy options to pay off your mortgage faster, including the cash-in refinance and the 15-year fixed. And don’t forget to check out the YOURgage, where you choose the term to match your budget.

Every day, we help hundreds of Americans save money by refinancing. Contact us today to see how we can help you.

What are the benefits of a shorter repayment period? What are the disadvantages?

The clear benefit is that you’ll be able to own your house outright sooner than you would with your current mortgage. This will put you in a better financial situation down the road, while saving quite a bit of interest. However, a shorter repayment period also means a higher monthly payment, so make sure that this option is right for you.

Find out if you can pay off your home faster with our refinance calculator.

Why you should choose Quicken Loans

  • Only Quicken Loans offers you the Closing Cost Cutter and PMI Advantage. Find out how these great options can help you save money upfront on your new loan.
  • Our powerful online tools, like MyQL, and apps, like the exclusive MyQL Mobile, allow us to close your loan quickly.

Our most popular loan options for paying off your mortgage faster

  • YOURgage
    Refinance to the fixed term of YOUR choice. The YOURgage allows you to choose from 8- to 30-year terms, so you can pay off your mortgage at your own pace.
  • 15-Year Fixed
    Lock in today with a 15-year fixed and pay thousands less in interest.
  • 15-Year FHA or VA Loan
    The FHA loan is great for folks with less equity in their home or who want to bring less money to closing. The VA loan is a top benefit of military service and a top choice for veterans refinancing to pay off their mortgage faster.