PITI: What It Is And What It Means For Your Mortgage

Taxes and Insurance - 5-Minute Read

Victoria Araj - March 30, 2023

Becoming a homeowner comes with a lot of expenses. You may hear the acronym “PITI” used to describe these costs. Let’s look at what PITI means in real estate.

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How To Refinance A Condo

Managing Your Mortgage - 16-Minute Read

Victoria Araj - March 26, 2023

Tired of paying high interest rates on your condo’s mortgage loan or just want to get better terms? Learn how to refinance a condo fast so you can save big.

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Insurance And Working From Home: What’s Covered?

Taxes and Insurance - 4-Minute Read

Victoria Araj - March 25, 2023

Working from home and your laptop is damaged – does your insurance cover it? Learn more in this guide on what homeowners insurance can cover while working remotely.

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What’s A Variance In Real Estate And How Can I Get One?

Managing Your Mortgage - 8-Minute Read

Victoria Araj - March 25, 2023

Want to make a change to your property but find yourself hamstrung by zoning regulations? Read on to learn what a variance is and how you can apply for one.

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6 Senior Housing Options And How To Find Retirement Bliss

Advanced Homebuying - 7-Minute Read

Victoria Araj - March 25, 2023

Learn more about your senior housing options, how to find retirement bliss and additional financial resources tailored for a new chapter of life in this guide. 

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What Is An Escalation Clause, And Should You Use One When Making An Offer?

Intro to Homebuying - 6-Minute Read

Victoria Araj - March 23, 2023

An escalation clause in a real estate contract states that a buyer is willing to outbid other offers by a certain amount up to a ceiling price. Learn more here.

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Earnest Money For VA Loans: Requirements And Other Considerations

4-Minute Read

Victoria Araj - March 23, 2023

An earnest money deposit is a sign of good faith from buyers financing with a VA loan. Learn about the requirements regarding earnest money and VA loans here.

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Starter Home Vs. Forever Home: Which Option Is Better?

Intro to Homebuying - 5-Minute Read

Victoria Araj - March 23, 2023

Starter home or forever home: which is the better option? Read our article to learn the pros and cons of both types of homes as you make your decision.

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What To Know About Buying A Condo

Intro to Homebuying - 4-Minute Read

Victoria Araj - March 23, 2023

Considering buying a new condo? Check out this guide to learn the ins and outs of condo ownership, plus things to consider before signing on the dotted line.

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When Is The Best Time To Buy A House? A Complete Breakdown

Intro to Homebuying - 7-Minute Read

Victoria Araj - March 23, 2023

Buyers can look for homes all year long, but when is the best time to buy a house? Read on to learn how to decide the best time of year for you to buy a house.

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Using Your 401(k) To Buy A House: A Guide

Intro to Homebuying - 8-Minute Read

Victoria Araj - March 23, 2023

Thinking about tapping a 401(k) to help with a home purchase? Read on for the pros, cons and requirements for borrowing against your 401(k) when buying a house.

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What Is A Fixed-Rate Mortgage, And How Does It Work?

Understanding Mortgages - 4-Minute Read

Victoria Araj - March 22, 2023

What is a fixed-rate mortgage, and what are the benefits of having one? Unlock the answer to these questions and more if you’re ready to apply for a home loan.

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How To Buy A House Out Of State In 10 Steps

Intro to Homebuying - 9-Minute Read

Victoria Araj - March 22, 2023

Buying any home is daunting, but buying one out of state can seem overwhelming. Find out how to minimize your stress as you search for your next dream home.

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A Guide To Real Estate Owned (REO) Properties

Intro to Homebuying - 7-Minute Read

Victoria Araj - March 22, 2023

Real estate owned (REO) properties are homes under the possession of a mortgage lender or investor. Learn more about REO properties and how to buy them here.

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How To Get Preapproved For A Mortgage

Intro to Homebuying - 5-Minute Read

Victoria Araj - March 22, 2023

Mortgage preapproval determines how much you can borrow. Learn about the preapproval process, including the requirements and documents your lender may ask for.

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VA Home Loan Frequently Asked Questions

VA Loans - 6-Minute Read

Victoria Araj - March 19, 2023

VA Home Loan Frequently Asked Questions

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A Guide To Homeowners Insurance For Veterans And Military

Taxes and Insurance - 9-Minute Read

Victoria Araj - March 19, 2023

Some insurance companies offer special discounts or policies for veterans. Here’s what to know about selecting the best homeowners insurance for veterans.

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Your Complete Guide To Unsecured Loans: What They Are And How They Work

5-Minute Read

Victoria Araj - March 16, 2023

Unsecured loans don’t require collateral, but there’s more to know. See how unsecured personal loans work and their common uses and pros and cons for borrowers.

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