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Asset Statements And Income Verification During The Mortgage Application Process

Intro to Homebuying - 6-Minute Read

Victoria Araj - July 24, 2023

When you apply for a mortgage, you’ll need to provide your lender with a set of asset statements. Learn more about what this means and why it matters here.

Loan Options For Flipping Houses

Understanding Mortgages - 8-Minute Read

Victoria Araj - July 21, 2023

Flipping a house can be expensive, and you’ll likely need to secure funding to get started. Learn about loans for flipping houses and choosing the best one.

How To Write A Financial Hardship Letter For Mortgage Assistance

Managing Your Mortgage - 5-Minute Read

Victoria Araj - July 20, 2023

A financial hardship letter can help you in the event of a financial crisis. Use our complete how-to guide to know when and how to write an effective letter.

Price Reduction In Real Estate: A Complete Guide

Advanced Homebuying - 4-Minute Read

Victoria Araj - July 20, 2023

A price reduction in real estate can be necessary for a variety of reasons. Uncover some scenarios where reducing the asking price on a home is the right move.

The Cost To Frame A House In 2023

Intro to Homebuying - 6-Minute Read

Victoria Araj - July 19, 2023

The cost to frame a house varies based on your home’s size, complexity and the materials you’re planning to use. Check out our guide to find out more.

Selling A House As Is: Everything You Need To Know

Advanced Homebuying - 5-Minute Read

Victoria Araj - July 18, 2023

Are you thinking of selling a house as is? Before reaching a decision, uncover the pros and cons of selling a house as is, along with how to sell a house as is.

How To Refinance A Second Home

Managing Your Mortgage - 9-Minute Read

Victoria Araj - July 18, 2023

Are you considering refinancing your second home? Learn about all the factors you need to think about when refinancing a second home or your vacation home.

eClosings: What They Are And How They Work

Intro to Homebuying - 4-Minute Read

Victoria Araj - July 17, 2023

eClosings are making the mortgage closing process more convenient for both borrowers and lenders. Learn how an eClosing works and the benefits of going digital.

Advertised Mortgage Rates Vs. Actual Rates: Why Your Rate May Be Higher Than Advertised

Intro to Homebuying - 4-Minute Read

Victoria Araj - July 14, 2023

Why are advertised mortgage rates and actual rates rarely the same? See the factors that determine your mortgage rate and why lenders’ advertised rates differ.

What Debt Is Considered When Getting A Mortgage?

Understanding Mortgages - 8-Minute Read

Victoria Araj - July 14, 2023

When applying for a mortgage, lenders review your credit score, income and debts. But what is considered debt when getting a mortgage? Learn more here.

What Is A Timeshare And Is It Worth Buying?

Intro to Homebuying - 8-Minute Read

Victoria Araj - July 14, 2023

Buying a timeshare can be easier said than done. Learn about different types of timeshares, the pros and cons of owning a timeshare and how to purchase one.

How A Verified Approval Letter Can Help You Buy Confidently

Intro to Homebuying - 4-Minute Read

Victoria Araj - July 14, 2023

A Verified Approval Letter can make you stand out to sellers by proving you can afford a mortgage. Learn more about the benefits of a VAL and how to get one.

What Are Hardship Loans And When Should You Use One?

Managing Your Mortgage - 8-Minute Read

Victoria Araj - July 13, 2023

Hardship loans can help borrowers in financial trouble fill gaps between their income and expenses. Learn more about hardship loans and how you can get one.

How To Get Your House Ready To Sell: Tips And A Checklist

Intro to Homebuying - 9-Minute Read

Victoria Araj - July 13, 2023

Getting ready to sell your house? It can be hard to know where to start. Learn how to get your house ready to sell for a quick and successful sale below.

Guide To Deed Restricted Communities

Intro to Homebuying - 5-Minute Read

Victoria Araj - July 13, 2023

Wondering what it would be like to live in a deed-restricted community? Explore common deed restrictions and learn the pros and cons of these regulated areas.

What Is A Contingent Offer?

Intro to Homebuying - 7-Minute Read

Victoria Araj - July 13, 2023

Contingent offers are a protective measure that buyers and sellers should know about before entering into a sales contract. Learn what they could mean for you.

Using A Cash-Out Refinance For Home Improvement

Managing Your Mortgage - 6-Minute Read

Victoria Araj - July 13, 2023

Looking for ways to pay for renovations or a remodel? Read on to learn how you can use a refinance for home improvements and the pros and cons of this option.

Can You Buy A House With No Credit History?

Intro to Homebuying - 6-Minute Read

Victoria Araj - July 13, 2023

Can you buy a house with no credit? The answer is yes, but the process is not easy. Read on to learn your loan options and how to buy a house with no credit.