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10 Steps To Buying A House

Intro to Homebuying - 15-Minute Read

Victoria Araj - July 25, 2023

Knowing what you need to buy a house can be complicated, especially for first-time buyers. Check out our ten steps to buying a house and see how it all works.

Mortgage Fraud: What It Is And How To Avoid It

Understanding Mortgages - 4-Minute Read

Victoria Araj - July 25, 2023

Mortgage fraud is a serious crime when it comes to buying or refinancing a house. Learn more about the types of mortgage fraud and ways to prevent loan fraud.

How Mortgage Rates Are Determined: A Guide

Understanding Mortgages - 8-Minute Read

Victoria Araj - July 25, 2023

Wondering how mortgage interest rates are determined? Check out our guide to understanding how market factors and personal finances influence your rate.

Renters Insurance: A Complete Guide

Taxes and Insurance - 8-Minute Read

Victoria Araj - July 24, 2023

Renters insurance provides coverage when an issue may arise, helping you save money. Read our article to see what renters insurance covers and how it works.

Loan-To-Value Ratio (LTV), Explained

Understanding Mortgages - 8-Minute Read

Victoria Araj - July 24, 2023

Loan-to-value ratio (LTV) is the difference between the loan amount and the current market value of a home. Learn more about loan-to-value ratios here.

What Happens If You Inherit A House With A Mortgage?

Understanding Mortgages - 8-Minute Read

Victoria Araj - July 24, 2023

If you’ve inherited a house with a mortgage, you’ll have financial, emotional and familial decisions to make. Learn about options if you’ve inherited a house.

How Is Conditional Approval Different From Approval?

Understanding Mortgages - 7-Minute Read

Victoria Araj - July 24, 2023

Conditional approval means your lender may require additional materials before you're fully approved. Learn what to do if you’re conditionally approved.

Commercial Mortgage-Backed Security (CMBS) Loans: A Guide

Understanding Mortgages - 6-Minute Read

Victoria Araj - July 24, 2023

CMBS loans are used to finance the purchase of commercial properties. Read on to learn the pros and cons of this loan type and how to take out a CMBS loan.

Can I Buy A House Without My Spouse? Your Mortgage Questions Answered

Intro to Homebuying - 5-Minute Read

Victoria Araj - July 24, 2023

Are you considering purchasing a home and applying for a mortgage without your spouse? Read our article for everything you need to know before getting started.

How To Buy A Foreclosed Home

Intro to Homebuying - 11-Minute Read

Victoria Araj - July 24, 2023

Buying a foreclosed home can come with many benefits, but the process can also get complicated. Learn how to buy a foreclosed home with our step-by-step guide.

Asset Statements And Income Verification During The Mortgage Application Process

Intro to Homebuying - 6-Minute Read

Victoria Araj - July 24, 2023

When you apply for a mortgage, you’ll need to provide your lender with a set of asset statements. Learn more about what this means and why it matters here.

After-Repair Value (ARV): Meaning And Use

Managing Your Mortgage - 7-Minute Read

Victoria Araj - July 24, 2023

Interested in the value of a house after repairs or renovations? Learn about ARV, its uses, and how it can estimate the value of repairs and renovations.

Loan Options For Flipping Houses

Understanding Mortgages - 8-Minute Read

Victoria Araj - July 21, 2023

Flipping a house can be expensive, and you’ll likely need to secure funding to get started. Learn about loans for flipping houses and choosing the best one.

How To Write A Financial Hardship Letter For Mortgage Assistance

Managing Your Mortgage - 5-Minute Read

Victoria Araj - July 20, 2023

A financial hardship letter can help you in the event of a financial crisis. Use our complete how-to guide to know when and how to write an effective letter.

Price Reduction In Real Estate: A Complete Guide

Advanced Homebuying - 4-Minute Read

Victoria Araj - July 20, 2023

A price reduction in real estate can be necessary for a variety of reasons. Uncover some scenarios where reducing the asking price on a home is the right move.

The Cost To Frame A House In 2023

Intro to Homebuying - 6-Minute Read

Victoria Araj - July 19, 2023

The cost to frame a house varies based on your home’s size, complexity and the materials you’re planning to use. Check out our guide to find out more.

Selling A House As Is: Everything You Need To Know

Advanced Homebuying - 5-Minute Read

Victoria Araj - July 18, 2023

Are you thinking of selling a house as is? Before reaching a decision, uncover the pros and cons of selling a house as is, along with how to sell a house as is.

How To Refinance A Second Home

Managing Your Mortgage - 9-Minute Read

Victoria Araj - July 18, 2023

Are you considering refinancing your second home? Learn about all the factors you need to think about when refinancing a second home or your vacation home.