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How To Get A Mortgage With A New Job

Understanding Mortgages - 6-Minute Read

Victoria Araj - December 06, 2023

Congrats, you just got a new job! But how might it impact your ability to qualify for a mortgage? Learn about how lenders look at employment here.

Loan-To-Value Ratio (LTV), Explained

Understanding Mortgages - 8-Minute Read

Victoria Araj - December 06, 2023

Loan-to-value ratio (LTV) is the difference between the loan amount and the current market value of a home. Learn more about loan-to-value ratios here.

How To Prepare For A Home Appraisal: 7 Tips

4-Minute Read

Victoria Araj - December 01, 2023

A home appraisal helps lenders know the value of your home. Set yourself up for success by learning from this short guide how to prepare for a home appraisal.

Is A Starter Home Right For You?

Intro to Homebuying - 4-Minute Read

Victoria Araj - December 01, 2023

In real estate, a starter home is a home that you plan to buy then sell on the path to a forever home. Find out if it’s the right option for you.

Modular Vs. Manufactured Homes: What’s The Difference?

Intro to Homebuying - 4-Minute Read

Victoria Araj - November 30, 2023

Many home buyers are unclear about the difference between modular versus manufactured homes. Learn about their pros and cons with our helpful breakdown.

How To Get Preapproved For A Mortgage

Intro to Homebuying - 5-Minute Read

Victoria Araj - November 30, 2023

Mortgage preapproval determines how much you can borrow. Learn about the preapproval process, including the requirements and documents your lender may ask for.

What Is A Mortgage And How Does It Work?

Understanding Mortgages - 8-Minute Read

Victoria Araj - November 29, 2023

A mortgage is a type of loan that is used to finance the purchase or refinance of a home. Read more about mortgages, how they work and how to get one here.

What Is HUD And What Are HUD Homes?

Intro to Homebuying - 6-Minute Read

Victoria Araj - November 28, 2023

If you’re a home buyer looking to buy a home below market value, HUD homes may be an option. Learn all about HUD and whether a HUD home is right for you.

House And Property Deeds: A Home Buyer’s Guide

Intro to Homebuying - 6-Minute Read

Victoria Araj - November 23, 2023

A house or property deed is a legal document that proves ownership. Learn more about deeds, their importance and the types of deeds you might encounter here.

How To Get Equity Out Of Your Home: What’s The Best Time To Use Your Equity?

Managing Your Mortgage - 6-Minute Read

Victoria Araj - November 22, 2023

Wondering how to get equity out of your home? Learn about the types of loans you can use to take advantage of your home equity and when to consider using it.

FHA Appraisal Guide And Checklist: What You Need To Know

Managing Your Mortgage - 6-Minute Read

Victoria Araj - November 20, 2023

Wondering what an FHA appraisal involves and what it may mean for you? Learn about FHA appraisal requirements and guidelines and get answers to common FAQs.

Refinance FHA Loan: How The Process Works

Managing Your Mortgage - 6-Minute Read

Victoria Araj - November 18, 2023

You can refinance an FHA loan to lower monthly payments, stop paying your monthly MIP or take cash out of your home. Learn about your FHA refinancing options.

Mortgage Commitment Letter: What Is It And Why Is It Significant?

Understanding Mortgages - 6-Minute Read

Victoria Araj - November 18, 2023

Getting a mortgage commitment letter approves you for the loan you need to buy a home. Learn how a mortgage loan commitment letter works and what it includes.

What Is A Bungalow? A Complete Guide

Intro to Homebuying - 4-Minute Read

Victoria Araj - November 16, 2023

Bungalow-style houses are usually one-story homes with a cottage feel. Learn more about bungalow homes, types of bungalows and what makes a house a bungalow.

FHA-Approved Condos: What They Are And How To Find Them

Understanding Mortgages - 6-Minute Read

Victoria Araj - November 13, 2023

Can you finance a condo with an FHA loan? Find information in our complete home buyers guide focused on how to find, qualify for and own an FHA-approved condo.

What You Need To Know Before Hiring A Home Inspector

Intro to Homebuying - 5-Minute Read

Victoria Araj - November 08, 2023

Types Of Home Inspections: A Complete Guide For Buyers

Intro to Homebuying - 8-Minute Read

Victoria Araj - November 07, 2023

Home inspections help you diagnose issues before agreeing to buy. Become familiar with the different types of home inspections prior to making a house purchase.

Everything You Need to Know About Title Endorsement – And Whether You Need It

Taxes and Insurance - 4-Minute Read

Victoria Araj - November 07, 2023

If you feel as though your title insurance policy doesn’t provide comprehensive coverage, pursuing title endorsements can help. Learn about how they work here.