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Do you have trouble understanding your credit report and the ways you could be impacting your score? Do you hesitate to check your credit score out of fear of what you might see? Sometimes it can feel like trying to get a grasp of your financial status is super complicated and time-consuming. But it doesn’t have to be.

With Rocket HQ, it’s easy to see where you stand and what you could be doing to improve your credit. Let’s take a look at all the things Rocket HQ can help you with.

What Is Rocket HQ?

Rocket HQ is an app that helps you track and understand your credit profile by letting you view your TransUnion credit report, which is conveniently updated every 7 days to ensure you’re getting the most up-to-date information, as well as your VantageScore 3.0 credit score.

Don’t have a smartphone? No sweat! You can also access Rocket HQ from your web browser by visiting RocketHQ.com.

Features Galore

Rocket HQ has a ton of exciting features that will empower you to make the best choices for your unique financial situation.

In addition to providing you with up-to-date information on your credit score and report, Rocket HQ also offers credit-monitoring alerts delivered right to your email inbox or via smartphone notification.

If you’ve ever wondered how different factors, like getting a mortgage or paying down debt, would affect your credit score, you can use the score simulator to forecast how these scenarios might impact you.

Rocket HQ also offers plenty of educational content to ensure you have all the knowledge available to make informed financial decisions, such as a credit Q&A, informational guides and even some of the same great content available right here on the Zing Blog.

Why Rocket HQ?

Your credit score can impact many of the major financial decisions you may make in your life, such as buying a house. It’s important to stay up to date on your score and understand the factors that affect it, so you’re always putting your best financial foot forward.

Knowing what your credit report looks like also means you can catch any irregularities early on and get things corrected before they negatively impact you.

Get Started

Download the app or head to www.RocketHQ.com to create an account. If you already have a Rocket account through Rocket Mortgage or Rocket Homes, good news: You can use your same login credentials for Rocket HQ.

The Rocket HQ app is available on both iOS and Android; you can find it on Google Play or the App Store.

 

 

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This Post Has 6 Comments

    1. Hi John:

      There are two different types of credit pulls: hard and soft.

      When you apply to get a loan as you would for a car or a home mortgage, the lender or dealer is required to report that you applied for the loan and your credit score temporarily drops a little bit. It goes back up over time if you do the right things like make your payments and keep a low credit card utilization, etc. It’s worth noting that if your shopping around to check rates, if you apply for the same type of loan (e.g. at several car dealers or mortgage lenders) within the same 30-day period, it all counts as a single hard credit pull, so your credit isn’t getting hit every time.

      Checking your credit score with Rocket HQ℠ is considered a soft pull because you’re not applying for a loan or credit line. It doesn’t impact your score at all. Hope this helps!

    1. Hi Rob:

      Rocket HQ℠ is a freebie for everyone. You can get your VantageScore 3.0® credit score and report from TransUnion every week. Thanks!

  1. Yeah but when your credits bad or it’s not good enough and you try to get a home equity loan even though you’ve never missed a payment or ever been late on your mortgage you get no help how’s that supposed to work for you or how about a program where it helps to get better homeowners insurance where you can work with companies and say hey we got a better rate over here with the same Insurance how about helping that out with your mortgage customers

    1. Hi Ronald:

      Part of the reason you may not have been able to get a home equity loan with us is that we don’t offer them right now. We offer cash-out refinances. We do try to offer various resources to clients whose credit maybe isn’t quite where it needs to be for us to help them at the moment. Rocket HQ is just one of those resources. I’m going to get this to our Client Relations team to look into your experience and see if there’s anything we can do to help you.

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