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Quicken Loans Zing Blog - Learning Center - Steady Monthly PaymentWe know you like certainty in your life, especially when it comes to your home loan and budget.  If you’ve always dreamed of added consistency in your mortgage with no surprises, lock in today’s historically low rates to keep your monthly payment from rising!  When working with the Home Loan Experts at Quicken Loans, you’ll get speedy service in purchasing or refinancing your property to fit your financial needs.

Does This Describe You?

Just bought a house that you plan to stay in for the long haul?  Locking in a low rate will assure your payment won’t rise over the life of your home loan, keeping your financial plans consistent.  With today’s record low interest rates, refinancing your current mortgage to a fixed-rate loan can be a smart move for the economically savvy!

What Are the Home Loan Options That Fit Your Goal?

We can’t promise the little things like kids, pets, and messes in your home will always leave you with that peace-of-mind feeling, but our guarantee of a consistent mortgage payment that never increases will!  Surprises are for birthday parties, not for home loans! 

30-Year Fixed Rate Mortgage

As the length of your loan increases, it’s only natural for your monthly payment to decrease!  With a 30-year fixed rate, payments are low and steady – it leaves you with the assurance that there won’t be any unknown costs hitting your budget!  It’s a great refinance option if you’re looking for features such as:

  • Ability to refinance up to 95% of your primary home’s value
  • Opportunity to purchase a primary home with as little as 5% down
  • Loan amounts ranging from $25,000 to $2,000,000

FHA Loan and FHA Streamline Refinance Mortgages
A simple qualification process, government-backed security, and a lower payment to help you keep your monthly rate from rising?  It might sound too good to be true, but you can avoid steep payments with a lower interest fixed rate.

If you’re a current FHA loan holder, the FHA Streamline Refinance offers you the same great features of your existing loan, and it works to make your monthly rate add up to less!  With a streamline refinance, there are minimal credit requirements, no appraisal required, and a simple qualification process.

VA Mortgage
The savings don’t stop there: we’ve got super options for veterans too!  Apart from the no down payment guarantee that saves you money up front, VA loans are available as 30-, 20-, and 15-year fixed-rate mortgages.  Use your military benefits as a veteran, current member, or spouse to lock in a historically low, fixed rate.  You’ll keep your payments to a minimum, all with the added security of a VA loan!

YOURgage Mortgage
What is YOURgage, anyway?  Well, it’s exactly like it sounds: it’s your mortgage your way!  This revolutionary customizable home loan option through Quicken Loans allows the borrower (that’s you!) to choose their own terms to best suit their financial needs.  Maybe you’re three years into a 30-year fixed-rate home loan, but are looking to refinance and lower your payment.  Looking outside the boundaries of a traditional loan, it may make sense to choose a 25- or 27-year mortgage.  It’s the home loan option that’s flexible to match with major life events, whether it’s retirement, paying for college tuition, or any need for a little extra money.

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