Generations of Jeff’s ancestors hailed from the Scottish Highlands. These hearty souls were renowned for their frugality, and Jeff has carried on the family tradition both in his life and in his personal finance writing. Fun fact: His wife’s nickname for him is Scrooge McDuck. Jeff is also an amateur numismatist (fancy name for a coin collector) and a huge movie buff. Got a spare couple of hours? Ask him to recite “Pulp Fiction.” Yeah, you heard right – he memorized the entire movie. Saves on rental fees. See, I told you he was frugal!