<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
 <url>
  <loc>http://www.quickenloans.com/</loc>
  <lastmod>2012-02-22</lastmod>
  <priority>0.9</priority>
 </url>
 <url>
  <loc>http://www.quickenloans.com/applications/mortgage-calculator</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/mortgage-rate-alerts</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/legal/disclosures-licenses</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/legal/terms-of-use</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/legal/security-privacy</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/legal/affiliate-privacy</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/legal/email-policy</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/contact</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/partner-company</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/quicken-loans-ranked-highest-home-lender-customer-satisfaction-jd-power-associates</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/wyoming-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/victoria-araj</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/stephanie-koske</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/shannon-martin</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/jonathan-slappey</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/joel-jarvi</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/gabriela-islas</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/eric-mally</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/cclosson</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/amber-hunt</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/author/amanda-pallay</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/wisconsin-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/west-virginia-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/washington-dc-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/washington-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/virginia-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/vermont-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/utah-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/texas-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/tennessee-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/south-dakota-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/south-carolina-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/rhode-island-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/pennsylvania-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/oregon-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/oklahoma-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/ohio-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/north-dakota-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/north-carolina-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/new-york-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/new-mexico-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/new-jersey-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/new-hampshire-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/nevada-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/nebraska-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/montana-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/missouri-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/mississippi-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/minnesota-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/michigan-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/massachusetts-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/maryland-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/maine-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/louisiana-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/kentucky-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/kansas-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/iowa-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/indiana-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/illinois-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/idaho-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/hawaii-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/georgia-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/florida-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/delaware-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/connecticut-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/colorado-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/california-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/arkansas-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/arizona-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/alaska-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/state/alabama-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-options/home-loans-explained</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/category/market-insights</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/category/personal-finance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/category/mortgage-news</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/category/home-family</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/content</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/legal/delete-browser-cookies</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/legal/contact-options</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/legal</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/content/terms-of-use</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/content/blogger-info</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/content/mortgage-news</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/content/videos</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/content/mortgage-glossary</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/affiliate-program/terms-conditions</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/affiliate-program/program-details</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/affiliate-program/become-an-affiliate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/affiliate-program/affiliate-marketing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/affiliate-program</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/appraisal-process</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/quicken-loans-deposit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/amazing-mortgage-process</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/why-our-clients-love-us</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/help/faq-frequently-asked-questions</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/help/chat</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/help/sitemap</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/help/feedback</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/z</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/zoning-ordinances-or-zoning-regulations</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/w</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/wire-transfer-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/v</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/verification-of-mortgage-vom</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/u</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/usury</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/t</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/truth-in-lending-act</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/s</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/sweat-equity</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/r</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/right-to-rescission</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/q</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/quizzle</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/p</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/purchase-agreement</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/o</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/origination-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/n</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/notice-of-default</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/m</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgagor</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/l</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/low-doc-loan-low-documentation-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/j</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/junior-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/i</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/interest-only-period</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/h</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/hud-1-uniform-settlement-statement</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/g</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/guideline-ratios</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/f</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fully-amortizing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/e</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/express-courier-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/d</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/duplex</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/c</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/credit-score</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/b</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/buyer-39s-market</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/a</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/avm</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-tool/home-purchase-mortgage-qualification</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/checklist-purchase.pdf</loc>
  <lastmod>2011-06-15</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/jumbo-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/adjustable-rate-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/va-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/terms/loan-amount</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/30-year-fixed</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/15-year-fixed</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/fha-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/fha-streamline</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/mortgage-amortization-calculator</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/terms/amortization-calculator</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/mortgage-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/should-you-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/homepath-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/pmi-buster</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/custom-mortgage-yourgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/closing-cost-cutter</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/contact</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2012/markets-and-musings-quicken-loans-chief-economist-bob-walters-talks-harp-2-0-roll-out</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/feed</loc>
  <lastmod>2012-02-21</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2012/02/MB_QL-Calc-Store-Slide-Bullet-List_01-31-12.jpg</loc>
  <lastmod>2012-02-15</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2012/02/Loan-Breakdown.jpg</loc>
  <lastmod>2012-02-21</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2012/home-buying-gets-easier-with-launch-of-quicken-loans-mortgage-calculator-app</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2012/the-facts-surrounding-freeman-v-quicken-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2012/quicken-loans-waves-green-flag-on-new-racing-website</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/featured</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/featured/page/2</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-is-first-home-loan-lender-to-offer-mobile-mortgage-app</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-ranks-in-top-10-of-computerworld%E2%80%99s-2011%E2%80%98100-best-places-to-work-in-technology%E2%80%99</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-inc-to-sponsor-inaugural-2011-carrier-classic-basketball-tip-off</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-begins-move-of-2500-additional-team-members-to-heart-of-downtown-detroit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-joins-stewart-haas-racing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-inc-and-sister-company-quizzle-named-detroit-free-press%E2%80%99-%E2%80%98top-workplace-in-michigan%E2%80%99-for-second-consecutive-year</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/j-d-power-and-associates-ranks-detroit-based-quicken-loans-inc-highest-u-s-home-lender-for-customer-satisfaction-for-2nd-consecutive-year</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-inc-ranks-1-on-the-phoenix-business-journals%E2%80%99-%E2%80%98best-places-to-work-in-the-valley%E2%80%99-list</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/rock-ventures-group-caps-year-of-real-estate-investments-in-downtown-detroit-with-three-purchases</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2012/detroit-based-quicken-loans-ranks-in-the-top-10-of-fortune-magazine%E2%80%99s-%E2%80%98100-best-companies-to-work-for%E2%80%99</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2012/rock-ventures-to-finalize-purchase-of-detroit%E2%80%99s-historic-federal-reserve-building</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/complete-magic-johnson-partners-dvp</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/earvin-%E2%80%98magic%E2%80%99-johnson-joins-detroit-venture-partners</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/magic</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/contact-us</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/about/our-isms</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/EverySecond.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/RightThing.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Innovation.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Simplicity.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/DogFood.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/MoneyFollows.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Pennies.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_FigureItOut.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_BelieveIt.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_Roast.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_WeAreThey.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_WhoIsRight.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_IgnoreTheNoise.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_Obsessed.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_EveryClient.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_Urgency.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_Inches.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/ISM_Awareness.png</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/about</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/leadership-team/bob-walters</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/1925-054.jpg</loc>
  <lastmod>2011-12-01</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/leadership-team</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/leadership-team/jay-farner</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2012/02/Jay-Farner.jpg</loc>
  <lastmod>2012-02-17</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/about/ql-history</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/pictures/chase-tower</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Chase-Exterior.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/pictures</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/pictures/leadership</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/billEmersonHiRes.jpg</loc>
  <lastmod>2011-12-01</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/1876-036_Gilbert_High_Rez.jpg</loc>
  <lastmod>2011-12-01</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/video/other-videos</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/video</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/video/b-roll</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/leadership-team/bill-emerson</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/leadership-team/dan-gilbert</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/fast-facts/detroit-2-0-history</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/pictures/compuware</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Compuware-Kitchen.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Mission-Control.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Compuware-Ping-Pong.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Kitchen-Graffiti.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Compuware-Balcony.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Compuware-Building-from-Woodward.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Compuware-Building-Dawn.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/fast-facts/awards-and-accolades</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/fast-facts</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/fast-facts/company-facts</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/press-releases</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2002/quicken-loans-implement-esignature-technology-mortgage-application-process</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2002/quicken-loans-online-mortgage-provider-yahoo-real-estate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2002/microsoft-inks-marketing-agreements-netbank-quicken-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2002/forbes-magazine-selects-quickenloanscom-forbes-favorite-mortgage-web-site</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2002/intuit-signs-agreement-sell-quicken-loans-business</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2002/dan-gilbert-purchases-internetbased-mortgage-lender-quicken-loans-intuit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2002/quicken-loans-named-brightest-company-work-metrodetroit-michigan-business-professional-association</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2003/penske-racing-quicken-loans-announce-multitiered-marketing-agreement</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2003/quicken-loans-introduces-equityonline</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2003/rock-financial-quicken-loans-company-presenting-sponsor-detroit-pistons-200304-season</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2003/increasing-number-americans-leverage-mortgage-cover-escalating-college-costs-quicken-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2003/fortune-magazine-names-quicken-loansrock-financial-100-companies-work-list</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2004/mortgage-rates-drop-40year-lows</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2004/computerworld-names-quicken-loans-laureaute-companys-innovative-information-technology</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2004/quicken-loansrock-financial-expansion-create-1200-michigan-jobs</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2004/rock-financial-quicken-loans-company-presenting-sponsor-20042005-basketball-season</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2004/quicken-loans-improves-online-mortgage-process-relaunch-website</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2004/quicken-loans-raises-conventional-loan-limit-360000-effective-immediately</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2004/quicken-loans-nations-largest-online-retail-mortgage-lender</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/quicken-loans-founder-dan-gilbert-confirms-contract-signed-purchase-cleveland-cavaliers-basketball-team</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/quicken-loans-ranked-12-fortunes-100-companies-work-america</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/nba-approves-purchase-cleveland-cavaliers-basketball-team-investor-group-led-quicken-loans-founder-dan-gilbert</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/quicken-loans-enrolls-mci-eds-google-detroit-pistons-skywest-airlines-bosch-quicken-loans-home-loan-benefit-program</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/computerworld-ranks-quicken-loans-1-annual-list-places-work-information-technology</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/quicken-loans-named-crains-cool-places-work-michigan-list</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/dominos-pizza-enrolls-home-loan-benefit-program-quicken-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/quicken-loans-announces-internet-home-lending-center-downtown-cleveland</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/top-10-companies-work-metro-detroit-announced-michigan-business-professional-association</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/quicken-loans-raises-conforming-loan-limit-400000-effective-immediately</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2005/michigan-association-police-enrolls-home-loan-benefit-program-quicken-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-named-fortune-100-companies-work-list-consecutive-year</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/eprize-secures-32-million-financing-quicken-loans-principals</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-founderchairman-address-harvard-business-school</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-10000-giveaway-offers-opportunities-win-prizes</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-internet-home-lending-center-open-downtown-clevelands-mkferguson-building</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/american-hockey-league-team-takes-ice-quicken-loans-arena-200708-season</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-ranked-1-computerworlds-100-places-work-information-technology</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/founder-chairman-dan-gilbert-cbs-marketwatch</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/founder-chairman-dan-gilbert-cohost-cnbcs-squawk-box</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-ceo-bill-emerson-cnn-radio</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/massachusetts-resident-named-winner-quicken-loans-10000-giveaway</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-chairman-founder-featured-dow-jones-boardroom-connection-web-site</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/white-case-llp-partners-home-loan-benefit-program-powered-quicken-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/cio-magazine-names-quicken-loans-list-innovative-technology-companies</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-10000-cash-giveaway-offers-opportunities-win-prizes</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/quicken-loans-announces-plans-open-division-north-scottsdale</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2006/junior-achievement-rock-financial-quicken-loans-company-open-michigans-finance-park</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loansrock-financial-chairmanfounder-dan-gilbert-launches-bizdom-detroit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/bill-emerson-cnbcs-squawk-box-january-2</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loansrock-financial-ranked-top-20-fortunes-100-companies-work-list-4th-consecutive-year</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/bill-emerson-cnbc-january-30</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/bill-emerson-cnn-ali-velshi</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/bill-emerson-ceo-quicken-loans-cnbc-march-20</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-crosses-2-billion-milestone-monthly-closing-volume-21-billion-monthly-retail-home-lending-volume-closed-march-2007-alltime-company-record-closed-online-history</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-partners-michigan-governor-great-companies-project-spur-growth-michigans-economy</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/lucky-cavaliers-fan-mortgage-paid-year-quicken-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/rock-financialquicken-loans-corporate-partner-american-red-cross</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/boys-girls-club-greater-flint-receives-rock-financial-detroit-shock-teen-center</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/dan-gilbert-cnbcs-squawk-box-june-6</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-takes-1-spot-computerworlds-100-places-work-information-technology-list-3rd-consecutive-year</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-awardwinning-blog-asks-diff</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-cleveland-cavaliers-team-difference-clevelandarea-school-kids</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-named-1-brightest-company-work-metro-detroit-michigan-business-professional-association</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-home-loan-offers-free-refinancing-tips-advice-homeowners-facing-resetting-arms</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/home-loan-educates-consumers-shopping-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/fha-loan-quicken-loans-launches-nationally-providing-relief-homeowners-struggling-higher-payments</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/rock-financial-junior-achievement-ja-finance-park-celebrates-year-anniversary-teaching-area-students-managing-money-credit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-announces-plans-hire-100150-mortgage-bankers</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-leadership-students-volunteer-gleaners-community-food-bank-saturday</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/rock-financialquicken-loans-join-american-red-cross-wjbkfox-2-kick-20th-annual-blanket-days-homeless-campaign</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/dan-gilbert-cnbcs-street-signs-discuss-quicken-loans-headquarters-move</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-headquarters-bring-4000-staff-downtown-detroit-joint-announcement-mayor-kwame-kilpatrick</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-kicks-marine-corps-reserve-toys-tots-drive-michigan-ohio-arizona</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loansrock-financial-receives-outstanding-corporate-partner-award-vista-maria-nonprofit-abused-neglected-girls</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-word-mouth-marketing-award</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2007/quicken-loans-brighten-detroit-students-holiday</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/rock-holdings-parent-company-quicken-loans-title-source-acquire-californiabased-companies</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/quicken-loans-rises-2-fortunes-100-companies-work-america-list</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/pistons-shock-basketball-quicken-loansrock-financial-black-history-tour-road</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/detroit-pistons-quicken-loansrock-financial-detroit-launch-program-collecting-books-selling-fashionable-tees-march-reading-month</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/quicken-loansrock-financial-participates-detroit-pistons-telethon</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/quicken-loans-rock-financial-fortune-magazines-2nd-place-work-america-hosts-detroit-students-job-shadow-day</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/quizzle-takes-guesswork-personal-finance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/reverse-mortgage-ceo-sean-marsh-speaking-detroit-freedom-weekend</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/matthew-cullen-join-leadership-team-rock-enterprises-holding-company-dan-gilberts-growing-family-entrepreneurial-companies</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/quicken-loans-launches-qtopia-online-community-quicken-loans-clients</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/quicken-loans-invites-join-fun-gm-river-days-downtown-detroit-meet-xeko-fathead-guffly</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/quicken-loans-ranked-2-computerworld-magazines-100-places-work-technology-list-2008</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/kauffman-foundation-announces-500000-grant-bizdom-spur-entrepreneurship-economic-growth-detroit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/dan-gilbert-discuss-solution-works-maria-bartiromo</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/dan-gilbert-fox-business-channel-neil-cavuto</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/boys-girls-club-greater-flint-presents-community-hero-award-quicken-loansrock-financial-president-patrick-mcinnis</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/dan-gilbert-cnbcs-morning-call-discuss-solution-works</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/fortress-quicken-loans-announce-joint-venture-implement-comprehensive-refinancing-loan-modification-strategy</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/dan-gilbert-cnn-money-discuss-solution-works</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/bob-walters-fox-news-discuss-biggest-rate-drop-years</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2008/dan-gilbert-cnbc-discuss-current-housing-conditions</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/dan-gilbert-cnn-moneys-segment-advice</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/quicken-loans-red-cross-urge-southeast-michigan-stuff-jonas-brothers-tickets</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/quicken-loans-named-fortunes-100-companies-work-list-6th-consecutive-year</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/pistons-rock-shock-celebrate-black-history-henry-ford</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/pistons-rock-financial-host-financial-literacy-program</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/dan-gilbert-cnbc-discuss-mortgage-rates</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/quicken-loans-move-headquarters-1700-employees-downtown-detroit-mid2010</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/bill-emerson-quicken-loans-named-corporate-chairman-als-associations-detroit-walk-defeat-als</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/pistons-care-telethon-truck-rolls-clinton-township</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/belle-isle-play-host-als-associations-walk-defeat-als-october-3</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/quicken-loans-raises-120000-als-associations-walk-defeat-als</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2009/quicken-loans-inhouse-realty-participate-congresswoman-fudges-housing-clinic</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-helps-communities-spirit-volunteerism</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-named-companies-work-america-seventh-straight-year</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-fatheadcom-detroit-pistons-celebrate-black-history-awarding-20000-scholarships</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-ceo-bill-emerson-receives-iron-horse-award-als-association</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-family-companies-bring-hope-haiti</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-fathead-pistonspalace-foundation-give-gift-higher-education</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/fathead-llc-announces-plans-move-headquarters-downtown-detroit-summer</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-cleveland-cavaliers-stop-hunger-community-support</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/american-red-cross-quicken-loans-team-offer-resources-military-personnel</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/dan-gilbert-appeared-cnbcs-squawk-box-april-15</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-junior-achievement-partner-job-shadow-initiative-prepare-phoenix-students-workplace</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-fathead-partner-junior-achievement-job-shadow-initiative-prepare-metro-detroit-area-students-workplace</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-extends-reach-community-banks-credit-unions-mortgage-services-division</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-named-rookie-year-race-cure</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/bill-emerson-quicken-loans-serve-corporate-chairman-annual-fundraising-event-walk-defeat-als-year</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-ranks-7-computerworlds-2010-100-places-work-technology</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/inhouse-realty-announces-plans-relocate-detroit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/reverse-mortgage-move-detroit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-announces-sister-company-quizzle-relocate-detroit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-sister-companies-move-downtown-detroit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-million-pay-clients-mortgage-celebrate-companys-millionth-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-fathead-official-sponsors-als-associations-cleveland-walk-defeat-als</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/daye-school-includes-school-supplies</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-fathead-sponsors-als-associations-detroit-walk-defeat-als</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-fathead-officially-sponsor-als-associations-scottsdale-walk-defeat-als</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/michigan-state-university-mens-basketball-head-coach-tom-izzo-presented-patrick-mcinnis-community-hero-award</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-parade-company-team-create-wheres-clownie-contest-84th-americas-thanksgiving-parade</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/bizdom-open-downtown-cleveland</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-closes-1-millionth-loan-celebrates-25th-anniversary</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-named-1-detroit-free-press-top-workplaces-michigan-2010-rankings</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/jd-power-associates-ranks-quicken-loans-highest-customer-satisfaction-home-mortgage-lenders-united-states</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2010/quicken-loans-raises-nearly-400000-for-the-als-association%E2%80%99s-walk-to-defeat-als-far-exceeding-goal-of-250000</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/fortune-magazine-names-detroitbased-quicken-loans-companies-work-ranking-8th-year-row</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-group-buys-madison-theatre-building</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-million-contest-pays-clients-mortgage-cleveland-cavaliers-basketball-game</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-sets-record-straight-west-virginia-court-decision</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/federal-court-jury-rules-quicken-loans-federal-laws-compensating-loan-officers</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/quicken-loans-group-buys-chase-tower-and-two-detroit-center-parking-garage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/2011/skidmore-studio-to-move-into-new-downtown-detroit-tech-hub</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/pictures/madison</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Madison.jpg</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/contact-us/thank-you</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/thank-you.gif</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Making-an-impact-in-Detroit-2-0.pdf</loc>
  <lastmod>2011-11-29</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/multimedia/pictures/other-offices</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/wp-content/uploads/2011/10/Dime-Press-Room1.jpg</loc>
  <lastmod>2011-12-01</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/detroit-venture-partners</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/rebuild-detroit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/quicken-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/pitch-to-dvp</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/pitch-to-detroit-venture-partners</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/peter-karmanos</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/michigan-state-university</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/madison-building</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/lansing-everett-high-school</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/josh-linkner</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/james-tate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/entrepreneurs</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/earvin-magic-johnson</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/dvp</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/detroit-technology-hub</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/detroit-mayor-dave-bing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/detroit-mayor</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/detroit-entrepreneurs</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/detroit-based-venture-capital-firm</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/detroit-2-0</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/dave-bing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/dan-gilbert</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/compuware-building</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/community-leaders</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/city-council-member-james-tate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/brian-hermelin</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/bizdom-u</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/tag/apply-to-bizdom-u</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/2</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/3</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/4</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/5</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/6</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/7</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/8</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/9</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/10</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/11</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/12</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/13</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/14</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/15</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/16</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/17</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/18</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/19</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/20</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/21</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/22</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/23</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/24</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/25</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/26</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/27</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/28</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/29</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/30</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/31</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/32</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/33</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/press-room/page/1</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/quicken-loans-mintcom</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/help/chat-survey</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/investment-property-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/rate-drop-advantage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/second-home-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-loans/mortgage-pre-approval</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/home-buying</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/first-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/contact</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/investment-property</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/refinance-rates</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/equity-as-cash</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/consolidate-debt</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/refinance-checklist.pdf</loc>
  <lastmod>2011-06-15</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-options/online-mortgage-application</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/refinance/lower-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/fha-streamline/verify-fha-loan-amount</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/assumption</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/assignment-recording-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/assignment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/arm</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/adjustable-rate-mortgage-loans-arm</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/apr</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/annual-percentage-rate-apr</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/appreciation</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/appraisal-fees</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/appraisal-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/appraisal</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/application-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/application</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/amount-financed</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/amortization</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/alternative-documentation</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/agreement-of-sale</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/aggregate-adjustment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/affordability</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/adjustment-interval</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/adjustable-rate-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/accrued-interest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/acceleration-clause</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/a-credit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/buy-down-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/budget</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/broker-processing-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/broker</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/bridge-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/borrower-mortgagor</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/bona-fide</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/blanket-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/bi-weekly-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/bi-monthly-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/bequest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/base-loan-amount</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/bankruptcy</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/balloon-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/balance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/backup-offer</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/credit-report</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/credit-history</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/credit-bureau</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/cost-of-funds-index-cofi</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/cooperative-co-op</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/conveyance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/convertible-arms</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/conversion-clause</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/conventional-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/contract-of-sale</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/contingency</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/consumer-reporting-agency</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/construction-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/conforming-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/condominium</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/compound-interest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/completion-certificate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/comparative-market-analysis</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/comparables</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/commitment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/commission</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/combined-loan-to-value-cltv</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/combination-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/collection-accounts</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/collateral</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/cofi</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/co-borrower</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/closing-costs</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/recording-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/closing-or-settlement</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/closing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/chain-of-title</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/certification-and-authorization-form</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/certificate-of-veteran-status</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/certificate-of-title</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/certificate-of-eligibility</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/ceiling</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/cashiers-check-or-bank-check</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/cash-out-refinance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/cash-out</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/cash-back-mortgage-refinance-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/caps-payment-caps</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/caps-interest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/call-option</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/due-on-sale-clause</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/draw-period</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/down-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/document-preparation-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/discount-points-or-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/discount-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/delinquency</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/deferred-interest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/default</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/deed-of-trust</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/deed</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/debt-to-income-ratio</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/debt-consolidation</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/experian</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/estimated-closing-fees</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/escrow-agent</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/escrow-account</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/escrow</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/equity</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/equifax</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/equal-credit-opportunity-act-ecoa</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/encryption</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/encroachment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/ecoa</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/earnest-money</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/e-signature</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/freddie-mac</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/foreclosure-or-repossession</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/forbearance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/flood-life-of-loan-coverage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/flood-insurance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/flood-certification-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/float</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/flexible-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fixed-rate-period</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fixed-rate-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/first-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/financial-statement</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/finance-charge</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/filing-fees</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fico</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fha-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fha</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/federal-housing-administration-fha</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fee-simple</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/federal-truth-in-lending-form</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/federal-reserve-board</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/federal-deposit-insurance-corporation-fdic</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fdic</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fannie-mae</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fair-isaac-and-co</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fair-market-value</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/fair-credit-reporting-act-fcra</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/gross-income</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/graduated-payment-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/grace-period</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/government-recording-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/good-faith-estimate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/hud</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/housing-expense-ratio</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/housing-expense</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/housing-and-urban-development</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/homeowners-insurance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/home-value</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/home-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/home-inspection</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/home-equity-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/home-equity-line-of-credit</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/home-equity</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/home-appreciation</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/home-appraisal</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/hazard-insurance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/interest-only-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/interest-rate-floor</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/interest-rate-disclosure</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/interest-rate-ceiling</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/interest-rate-cap</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/interest-rate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/interest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/insurance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/installment-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/initial-rate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/initial-cap</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/index</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/index-mortgage-rate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/impound-account</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/jumbo-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/joint-tenancy</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/joint-liability</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loss-mitigation</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/long-term-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/lock-or-lock-in-period</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loan-to-value-ratio-ltv</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loan-to-value</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loan-term</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loan-origination-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loan-fraud</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loan-balance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loan-application-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/loan-application</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/listing-agent</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/lifetime-or-overall-cap</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/lien</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/libor-london-interbank-offered-rate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/lender-processing-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/lender-fees</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/lender</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/late-charge</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/land-contracts</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgagee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-term</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-points-or-discount-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-payoff</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-note</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-lender</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-late</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-insurance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-calculator</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-broker</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-banker-association</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage-banker</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/monthly-principal-and-interest-p-i-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/monthly-mortgage-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/modular-home</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/maximum-monthly-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/maximum-cash-out</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/maturity</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/margin</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/manufactured-mobile-home</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/note</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/notary</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/non-assumption-clause</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/no-ratio-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/no-income-verification</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/no-doc-loans-no-documentation-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/negative-amortization</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/option-arm</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/online-mortgage-lender</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/property-taxes</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/private-mortgage-insurance-pmi</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/principal</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/prime-rate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/prepayment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/pre-payment-penalty</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/prepaid-interest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/prepaid-expenses</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/pre-qualification</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/pre-approval</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/power-of-attorney</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/points-or-discount-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/planned-unit-development-pud</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/piti-reserves</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/piti</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/piggyback-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/periodic-cap</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/per-diem-interest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/payment-schedule</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/payment-cap</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/password</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/quicken-loans-mortgage-news</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/qualifying-ratios</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/reverse-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/return-on-investment-roi</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/respa</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/requested-cash-out</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/repossession</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/rent-free</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/refinancing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/refinance-in-texas</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/recording</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/real-property</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/real-financing-cost</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/real-estate-taxes</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/real-estate-agent</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/rate-protection</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/survey-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/survey</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/subject-property</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/structural-improvements</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/stated-income</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/social-security-number</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/site-condominium</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/single-family</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/simple-interest</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/short-term-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/settlement-costs</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/settlement-cost-hud-guide</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/settlement-or-closing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/servicer</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/sellers-market</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/seller-concessions</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/self-employed-borrower</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/security</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/second-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/sales-agreement</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/transfer-tax</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/transfer-of-servicing</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/trans-union</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/trade-lines</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/total-payments</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/title-search</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/title-insurance-premium</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/title-insurance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/title-company-closing-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/title-company</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/title</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/third-party-fees</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/term</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/tax-service-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/tax-sale</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/tax-lien</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/tax-impound</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/username</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/underwriting-fee</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/underwriting</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/verification-of-employment-voe</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/verification-of-deposit-vod</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/variable-rate-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/variable-rate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/vacation-home-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/va-loans</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/walk-through</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/waiver</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-glossary/w-2</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/help</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/divorce-finances.pdf</loc>
  <lastmod>2009-02-27</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/credit-score.pdf</loc>
  <lastmod>2011-01-05</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/ql-privacy-guide.pdf</loc>
  <lastmod>2009-02-27</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/refinancing.pdf</loc>
  <lastmod>2009-02-27</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/pre-approval-power-buyer.pdf</loc>
  <lastmod>2008-03-06</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/loss-of-family-financial.pdf</loc>
  <lastmod>2009-02-27</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/first-time-home-buyer.pdf</loc>
  <lastmod>2009-02-27</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/mortgage-rates.pdf</loc>
  <lastmod>2009-11-24</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/education/guide/pre-approval-smart-home-buyer.pdf</loc>
  <lastmod>2009-02-27</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/about/mortgage-insiders</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/important-information-mortgage-refinance-appraisals</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/important-information-appraisals</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/green-home-appraisals-green-pocket</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/home-estimating</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/top-10-things-you-need-to-know-about-a-real-estate-appraisal-inspection-5487</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/the-age-of-2-real-estate-appraisals-5477</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/home-appraisal</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/home-appraisal-value</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/real-estate-appraisal-thought</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/wyoming-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/wisconsin-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/west-virginia-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/washington-dc-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/washington-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/virginia-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/vermont-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/utah-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/texas-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/tennessee-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/south-dakota-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/south-carolina-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/rhode-island-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/pennsylvania-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/oregon-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/oklahoma-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/ohio-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/north-dakota-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/north-carolina-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/new-york-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/new-mexico-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/new-jersey-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/new-hampshire-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/nevada-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/nebraska-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/montana-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/missouri-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/mississippi-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/minnesota-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/michigan-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/massachusetts-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/maryland-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/maine-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/louisiana-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/kentucky-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/kansas-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/iowa-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/indiana-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/illinois-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/idaho-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/hawaii-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/georgia-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/florida-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/delaware-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/connecticut-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/colorado-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/california-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/arkansas-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/arizona-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/alaska-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/state/alabama-mortgage</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/terms/points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/terms/apr</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/terms/mortgage-rate</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/terms/estimated-taxes-insurance</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/terms/monthly-mortgage-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/terms/total-monthly-payment</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-calculator/terms/loan-option</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/al/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ak/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/az/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ar/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ca/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/co/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ct/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/de/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/fl/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ga/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/hi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/id/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/il/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/in/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ia/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ks/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ky/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/la/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/me/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/md/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ma/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ms/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mo/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/mt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ne/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nj/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nm/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ny/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/blog/wp-content/uploads/2011/05/CEMA1.jpg</loc>
  <lastmod>2011-06-16</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/nd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/oh/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ok/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/or/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/pa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ri/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/sd/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tn/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/tx/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/ut/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/vt/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/va/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wa/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/dc/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wv/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wi/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-fha-arm/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-va/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-va/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fha/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fha/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/7-year-arm/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/5-year-arm/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/10-year-fixed/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/15-year-fixed/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/20-year-fixed/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/25-year-fixed/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/400000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/400000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/400000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/300000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/300000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/300000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/200000/2-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/200000/1-point</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/mortgage-rates/30-year-fixed/wy/200000/0-points</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/wyoming-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/wisconsin-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/west-virginia-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/washington-dc-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/washington-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/virginia-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/vermont-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/utah-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/texas-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/tennessee-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/south-dakota-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/south-carolina-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/rhode-island-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/pennsylvania-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/oregon-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/oklahoma-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/ohio-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/north-dakota-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/north-carolina-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/new-york-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/new-mexico-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/new-jersey-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/new-hampshire-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/nevada-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/nebraska-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/montana-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/missouri-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/mississippi-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/minnesota-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/michigan-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/massachusetts-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/maryland-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/maine-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/louisiana-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/kentucky-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/kansas-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/iowa-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/indiana-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/illinois-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/idaho-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/hawaii-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/georgia-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/florida-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/delaware-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/connecticut-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/colorado-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/california-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/arkansas-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/arizona-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/alaska-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
 <url>
  <loc>http://www.quickenloans.com/home-buying/state/alabama-home-loan</loc>
  <lastmod>2012-02-22</lastmod>
 </url>
</urlset>
