The FHFA's announcement to extend the HARP deadline to 2015 is much needed news for the millions of underwater homeowners who are eligible and still able to benefit by refinancing.

Detroit-based Quicken Loans is the nation’s largest online retail mortgage lender and the fourth largest retail home lender in the United States. The company closed a record $70 billion in home loan volume across all 50 states in 2012, breaking a company record of $30 billion set in 2011.