FeedbackBreadcrumb Trail:
Virginia Mortgage Rates
Lower Your Monthly Mortgage Payment
Would you like to pay less toward your mortgage every month and keep more money in your pocket? Lower Virginia Mortgage Rates mean you may be able to refinance and get a lower payment.
How It Works
A drop of just one half to three quarters of a percentage point in the mortgage interest rate can lower your monthly payment.
What Mortgage Loans Do People in Virginia Choose?
Our most popular mortgage loans in Virginia are the 30-Year Fixed, the VA loan, and the Jumbo Loan, for loan amounts over $417,000. If you’re already in an FHA loan, find out if you could benefit from the new FHA Streamline refinance loan by answering a few questions online now.
Take Advantage of Virginia Mortgage Rates
Fill out the form on the right or call (800) 654-0068 and a Virginia mortgage rates expert will create a custom mortgage quote just for you!
Why choose Quicken Loans over other Virginia mortgage companies?
- 27 Years of Experience. Quicken Loans has been a direct lender for over 27 years. When you work with Quicken Loans, you interact with your dedicated team of Virginia home mortgage experts throughout the entire process, ensuring the attention to detail you deserve.
- Convenience. We know you’re busy, so we’ve taken your traditional bank’s home mortgage process and made it easier for you. Get a mortgage approval in minutes, securely sign your documents online, and track your home mortgage status using our secure website. We’ll even come to you for the closing — to your home, office, or anywhere in Virginia. You tell us where, and we’ll meet you there.
- Happy Clients. 9 out of 10 of our loyal clients would recommend us to friends and family. Need more proof? Read real Quicken Loans reviews by the people who know us best – our clients.
Browse Virginia Mortgage Rates by Type of Loan
*Rates may not always be available for every loan type/loan amount/point combination
30-Year Fixed-Rate Mortgage
- 30-Year Fixed-Rate, $200,000 loan, 0 Points
- 30-Year Fixed-Rate, $200,000 loan, 1 Point
- 30-Year Fixed-Rate, $200,000 loan, 2 Points
- 30-Year Fixed-Rate, $300,000 loan, 0 Points
- 30-Year Fixed-Rate, $300,000 loan, 1 Point
- 30-Year Fixed-Rate, $300,000 loan, 2 Points
- 30-Year Fixed-Rate, $400,000 loan, 0 Points
- 30-Year Fixed-Rate, $400,000 loan, 1 Point
- 30-Year Fixed-Rate, $400,000 loan, 2 Points
25-Year Fixed-Rate Mortgage
- 25-Year Fixed-Rate, $200,000 loan, 0 Points
- 25-Year Fixed-Rate, $200,000 loan, 1 Point
- 25-Year Fixed-Rate, $200,000 loan, 2 Points
- 25-Year Fixed-Rate, $300,000 loan, 0 Points
- 25-Year Fixed-Rate, $300,000 loan, 1 Point
- 25-Year Fixed-Rate, $300,000 loan, 2 Points
- 25-Year Fixed-Rate, $400,000 loan, 0 Points
- 25-Year Fixed-Rate, $400,000 loan, 1 Point
- 25-Year Fixed-Rate, $400,000 loan, 2 Points
20-Year Fixed-Rate Mortgage
- 20-Year Fixed-Rate, $200,000 loan, 0 Points
- 20-Year Fixed-Rate, $200,000 loan, 1 Point
- 20-Year Fixed-Rate, $200,000 loan, 2 Points
- 20-Year Fixed-Rate, $300,000 loan, 0 Points
- 20-Year Fixed-Rate, $300,000 loan, 1 Point
- 20-Year Fixed-Rate, $300,000 loan, 2 Points
- 20-Year Fixed-Rate, $400,000 loan, 0 Points
- 20-Year Fixed-Rate, $400,000 loan, 1 Point
- 20-Year Fixed-Rate, $400,000 loan, 2 Points
15-Year Fixed-Rate Mortgage
- 15-Year Fixed-Rate, $200,000 loan, 0 Points
- 15-Year Fixed-Rate, $200,000 loan, 1 Point
- 15-Year Fixed-Rate, $200,000 loan, 2 Points
- 15-Year Fixed-Rate, $300,000 loan, 0 Points
- 15-Year Fixed-Rate, $300,000 loan, 1 Point
- 15-Year Fixed-Rate, $300,000 loan, 2 Points
- 15-Year Fixed-Rate, $400,000 loan, 0 Points
- 15-Year Fixed-Rate, $400,000 loan, 1 Point
- 15-Year Fixed-Rate, $400,000 loan, 2 Points
10-Year Fixed-Rate Mortgage
- 10-Year Fixed-Rate, $200,000 loan, 0 Points
- 10-Year Fixed-Rate, $200,000 loan, 1 Point
- 10-Year Fixed-Rate, $200,000 loan, 2 Points
- 10-Year Fixed-Rate, $300,000 loan, 0 Points
- 10-Year Fixed-Rate, $300,000 loan, 1 Point
- 10-Year Fixed-Rate, $300,000 loan, 2 Points
- 10-Year Fixed-Rate, $400,000 loan, 0 Points
- 10-Year Fixed-Rate, $400,000 loan, 1 Point
- 10-Year Fixed-Rate, $400,000 loan, 2 Points
5-Year Adjustable Rate Mortgage
- 5-Year ARM, $200,000 loan, 0 Points
- 5-Year ARM, $200,000 loan, 1 Point
- 5-Year ARM, $200,000 loan, 2 Points
- 5-Year ARM, $300,000 loan, 0 Points
- 5-Year ARM, $300,000 loan, 1 Point
- 5-Year ARM, $300,000 loan, 2 Points
- 5-Year ARM, $400,000 loan, 0 Points
- 5-Year ARM, $400,000 loan, 1 Point
- 5-Year ARM, $400,000 loan, 2 Points
7-Year Adjustable Rate Mortgage
- 7-Year ARM, $200,000 loan, 0 Points
- 7-Year ARM, $200,000 loan, 1 Point
- 7-Year ARM, $200,000 loan, 2 Points
- 7-Year ARM, $300,000 loan, 0 Points
- 7-Year ARM, $300,000 loan, 1 Point
- 7-Year ARM, $300,000 loan, 2 Points
- 7-Year ARM, $400,000 loan, 0 Points
- 7-Year ARM, $400,000 loan, 1 Point
- 7-Year ARM, $400,000 loan, 2 Points
30-Year FHA
- 30-Year FHA, $200,000 loan, 0 Points
- 30-Year FHA, $200,000 loan, 1 Point
- 30-Year FHA, $200,000 loan, 2 Points
- 30-Year FHA, $300,000 loan, 0 Points
- 30-Year FHA, $300,000 loan, 1 Point
- 30-Year FHA, $300,000 loan, 2 Points
- 30-Year FHA, $400,000 loan, 0 Points
- 30-Year FHA, $400,000 loan, 1 Point
- 30-Year FHA, $400,000 loan, 2 Points
15-Year FHA
- 15-Year FHA, $200,000 loan, 0 Points
- 15-Year FHA, $200,000 loan, 1 Point
- 15-Year FHA, $200,000 loan, 2 Points
- 15-Year FHA, $300,000 loan, 0 Points
- 15-Year FHA, $300,000 loan, 1 Point
- 15-Year FHA, $300,000 loan, 2 Points
- 15-Year FHA, $400,000 loan, 0 Points
- 15-Year FHA, $400,000 loan, 1 Point
- 15-Year FHA, $400,000 loan, 2 Points
15-Year VA
- 15-Year VA, $200,000 loan, 0 Points
- 15-Year VA, $200,000 loan, 1 Point
- 15-Year VA, $200,000 loan, 2 Points
- 15-Year VA, $300,000 loan, 0 Points
- 15-Year VA, $300,000 loan, 1 Point
- 15-Year VA, $300,000 loan, 2 Points
- 15-Year VA, $400,000 loan, 0 Points
- 15-Year VA, $400,000 loan, 1 Point
- 15-Year VA, $400,000 loan, 2 Points
30-Year VA
- 30-Year VA, $200,000 loan, 0 Points
- 30-Year VA, $200,000 loan, 1 Point
- 30-Year VA, $200,000 loan, 2 Points
- 30-Year VA, $300,000 loan, 0 Points
- 30-Year VA, $300,000 loan, 1 Point
- 30-Year VA, $300,000 loan, 2 Points
- 30-Year VA, $400,000 loan, 0 Points
- 30-Year VA, $400,000 loan, 1 Point
- 30-Year VA, $400,000 loan, 2 Points
5-Year FHA ARM
- 5-Year FHA ARM, $200,000 loan, 0 Points
- 5-Year FHA ARM, $200,000 loan, 1 Point
- 5-Year FHA ARM, $200,000 loan, 2 Points
- 5-Year FHA ARM, $300,000 loan, 0 Points
- 5-Year FHA ARM, $300,000 loan, 1 Point
- 5-Year FHA ARM, $300,000 loan, 2 Points
- 5-Year FHA ARM, $400,000 loan, 0 Points
- 5-Year FHA ARM, $400,000 loan, 1 Point
- 5-Year FHA ARM, $400,000 loan, 2 Points
Working with Quicken Loans on my recent refinance was the quickest and easiest loan application process I have encountered to date and I bought my first house in 1972. Jerome and the others at Quicken Loans were fast, efficient, and a pleasure to deal with. I would highly recommend Quicken Loans to others.
Gary M., Oakton, VA – A Quicken Loans Client
Use a Quicken Loans Mortgage Calculator
Don’t guess about your Virginia mortgage. Let our mortgage calculators tell you exactly what you need to know about qualifying for a Virginia mortgage.
What's Your Goal for Your Virginia Mortgage?
Whatever your reason for getting your Virginia mortgage, we've got a solution you'll love. We'll show you your best mortgage choices and how to get the perfect Virginia mortgage.
Have a Question For Us?
Quicken Loans is an expert Virginia mortgage lender with low Virginia mortgage rates. With the guidance of your Quicken Loans Virginia mortgage loan expert, the entire process is fast and easy. Simply apply online or call (800) 654-0068 to get started.
Three Ways to Learn More
- Call (800) 654-0068
- Chat Online Now!
- Get Started Online.
Don't miss out - lock-in your low rate! Call (800) 654-0068 or fill out this form now.
(Secure / No Obligation / Free Expert Advice)Recently Featured In:
- msnbc
- usa today
- money
Find Your State
Quicken Loans offers mortgages in all 50 states. Choose your state from the list below and learn more about the most popular home loans in your area