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South Dakota Mortgage Rates
Lower Your Monthly Mortgage Payment
Would you like to pay less toward your mortgage every month and keep more money in your pocket? Lower South Dakota Mortgage Rates mean you may be able to refinance and get a lower payment.
How It Works
A drop of just one half to three quarters of a percentage point in the mortgage interest rate can lower your monthly payment.
What Mortgage Loans Do People in South Dakota Choose?
Our most popular mortgage loans in South Dakota are the 30-Year Fixed and the FHA Loan. If you’re already in an FHA loan, find out if you could benefit from the new FHA Streamline refinance loan by answering a few questions online now.
Take Advantage of South Dakota Mortgage Rates
Fill out the form on the right or call (888) 400-9677 and a South Dakota mortgage rates expert will create a custom mortgage quote just for you!
Why choose Quicken Loans over other South Dakota mortgage companies?
- 27 Years of Experience. Quicken Loans has been a direct lender for over 27 years. When you work with Quicken Loans, you interact with your dedicated team of South Dakota home mortgage experts throughout the entire process, ensuring the attention to detail you deserve.
- Convenience. We know you’re busy, so we’ve taken your traditional bank’s home mortgage process and made it easier for you. Get a mortgage approval in minutes, securely sign your documents online, and track your home mortgage status using our secure website. We’ll even come to you for the closing — to your home, office, or anywhere in South Dakota. You tell us where, and we’ll meet you there.
- Happy Clients. 9 out of 10 of our loyal clients would recommend us to friends and family. Need more proof? Read real Quicken Loans reviews by the people who know us best – our clients.
Browse South Dakota Mortgage Rates by Type of Loan
*Rates may not always be available for every loan type/loan amount/point combination
30-Year Fixed-Rate Mortgage
- 30-Year Fixed-Rate, $200,000 loan, 0 Points
- 30-Year Fixed-Rate, $200,000 loan, 1 Point
- 30-Year Fixed-Rate, $200,000 loan, 2 Points
- 30-Year Fixed-Rate, $300,000 loan, 0 Points
- 30-Year Fixed-Rate, $300,000 loan, 1 Point
- 30-Year Fixed-Rate, $300,000 loan, 2 Points
- 30-Year Fixed-Rate, $400,000 loan, 0 Points
- 30-Year Fixed-Rate, $400,000 loan, 1 Point
- 30-Year Fixed-Rate, $400,000 loan, 2 Points
25-Year Fixed-Rate Mortgage
- 25-Year Fixed-Rate, $200,000 loan, 0 Points
- 25-Year Fixed-Rate, $200,000 loan, 1 Point
- 25-Year Fixed-Rate, $200,000 loan, 2 Points
- 25-Year Fixed-Rate, $300,000 loan, 0 Points
- 25-Year Fixed-Rate, $300,000 loan, 1 Point
- 25-Year Fixed-Rate, $300,000 loan, 2 Points
- 25-Year Fixed-Rate, $400,000 loan, 0 Points
- 25-Year Fixed-Rate, $400,000 loan, 1 Point
- 25-Year Fixed-Rate, $400,000 loan, 2 Points
20-Year Fixed-Rate Mortgage
- 20-Year Fixed-Rate, $200,000 loan, 0 Points
- 20-Year Fixed-Rate, $200,000 loan, 1 Point
- 20-Year Fixed-Rate, $200,000 loan, 2 Points
- 20-Year Fixed-Rate, $300,000 loan, 0 Points
- 20-Year Fixed-Rate, $300,000 loan, 1 Point
- 20-Year Fixed-Rate, $300,000 loan, 2 Points
- 20-Year Fixed-Rate, $400,000 loan, 0 Points
- 20-Year Fixed-Rate, $400,000 loan, 1 Point
- 20-Year Fixed-Rate, $400,000 loan, 2 Points
15-Year Fixed-Rate Mortgage
- 15-Year Fixed-Rate, $200,000 loan, 0 Points
- 15-Year Fixed-Rate, $200,000 loan, 1 Point
- 15-Year Fixed-Rate, $200,000 loan, 2 Points
- 15-Year Fixed-Rate, $300,000 loan, 0 Points
- 15-Year Fixed-Rate, $300,000 loan, 1 Point
- 15-Year Fixed-Rate, $300,000 loan, 2 Points
- 15-Year Fixed-Rate, $400,000 loan, 0 Points
- 15-Year Fixed-Rate, $400,000 loan, 1 Point
- 15-Year Fixed-Rate, $400,000 loan, 2 Points
10-Year Fixed-Rate Mortgage
- 10-Year Fixed-Rate, $200,000 loan, 0 Points
- 10-Year Fixed-Rate, $200,000 loan, 1 Point
- 10-Year Fixed-Rate, $200,000 loan, 2 Points
- 10-Year Fixed-Rate, $300,000 loan, 0 Points
- 10-Year Fixed-Rate, $300,000 loan, 1 Point
- 10-Year Fixed-Rate, $300,000 loan, 2 Points
- 10-Year Fixed-Rate, $400,000 loan, 0 Points
- 10-Year Fixed-Rate, $400,000 loan, 1 Point
- 10-Year Fixed-Rate, $400,000 loan, 2 Points
5-Year Adjustable Rate Mortgage
- 5-Year ARM, $200,000 loan, 0 Points
- 5-Year ARM, $200,000 loan, 1 Point
- 5-Year ARM, $200,000 loan, 2 Points
- 5-Year ARM, $300,000 loan, 0 Points
- 5-Year ARM, $300,000 loan, 1 Point
- 5-Year ARM, $300,000 loan, 2 Points
- 5-Year ARM, $400,000 loan, 0 Points
- 5-Year ARM, $400,000 loan, 1 Point
- 5-Year ARM, $400,000 loan, 2 Points
7-Year Adjustable Rate Mortgage
- 7-Year ARM, $200,000 loan, 0 Points
- 7-Year ARM, $200,000 loan, 1 Point
- 7-Year ARM, $200,000 loan, 2 Points
- 7-Year ARM, $300,000 loan, 0 Points
- 7-Year ARM, $300,000 loan, 1 Point
- 7-Year ARM, $300,000 loan, 2 Points
- 7-Year ARM, $400,000 loan, 0 Points
- 7-Year ARM, $400,000 loan, 1 Point
- 7-Year ARM, $400,000 loan, 2 Points
30-Year FHA
- 30-Year FHA, $200,000 loan, 0 Points
- 30-Year FHA, $200,000 loan, 1 Point
- 30-Year FHA, $200,000 loan, 2 Points
- 30-Year FHA, $300,000 loan, 0 Points
- 30-Year FHA, $300,000 loan, 1 Point
- 30-Year FHA, $300,000 loan, 2 Points
- 30-Year FHA, $400,000 loan, 0 Points
- 30-Year FHA, $400,000 loan, 1 Point
- 30-Year FHA, $400,000 loan, 2 Points
15-Year FHA
- 15-Year FHA, $200,000 loan, 0 Points
- 15-Year FHA, $200,000 loan, 1 Point
- 15-Year FHA, $200,000 loan, 2 Points
- 15-Year FHA, $300,000 loan, 0 Points
- 15-Year FHA, $300,000 loan, 1 Point
- 15-Year FHA, $300,000 loan, 2 Points
- 15-Year FHA, $400,000 loan, 0 Points
- 15-Year FHA, $400,000 loan, 1 Point
- 15-Year FHA, $400,000 loan, 2 Points
15-Year VA
- 15-Year VA, $200,000 loan, 0 Points
- 15-Year VA, $200,000 loan, 1 Point
- 15-Year VA, $200,000 loan, 2 Points
- 15-Year VA, $300,000 loan, 0 Points
- 15-Year VA, $300,000 loan, 1 Point
- 15-Year VA, $300,000 loan, 2 Points
- 15-Year VA, $400,000 loan, 0 Points
- 15-Year VA, $400,000 loan, 1 Point
- 15-Year VA, $400,000 loan, 2 Points
30-Year VA
- 30-Year VA, $200,000 loan, 0 Points
- 30-Year VA, $200,000 loan, 1 Point
- 30-Year VA, $200,000 loan, 2 Points
- 30-Year VA, $300,000 loan, 0 Points
- 30-Year VA, $300,000 loan, 1 Point
- 30-Year VA, $300,000 loan, 2 Points
- 30-Year VA, $400,000 loan, 0 Points
- 30-Year VA, $400,000 loan, 1 Point
- 30-Year VA, $400,000 loan, 2 Points
5-Year FHA ARM
- 5-Year FHA ARM, $200,000 loan, 0 Points
- 5-Year FHA ARM, $200,000 loan, 1 Point
- 5-Year FHA ARM, $200,000 loan, 2 Points
- 5-Year FHA ARM, $300,000 loan, 0 Points
- 5-Year FHA ARM, $300,000 loan, 1 Point
- 5-Year FHA ARM, $300,000 loan, 2 Points
- 5-Year FHA ARM, $400,000 loan, 0 Points
- 5-Year FHA ARM, $400,000 loan, 1 Point
- 5-Year FHA ARM, $400,000 loan, 2 Points
My first loan was with Quicken Loans was painless!! I was very impressed with a the customer service and initial call in regards with my previous loan. This refinance was a very smooth process and I love the closing at home option.
Delane E., Rapid City, SD – A Quicken Loans Client
Use a Quicken Loans Mortgage Calculator
Don’t guess about your South Dakota mortgage. Let our mortgage calculators tell you exactly what you need to know about qualifying for a South Dakota mortgage.
What's Your Goal for Your South Dakota Mortgage?
Whatever your reason for getting your South Dakota mortgage, we've got a solution you'll love. We'll show you your best mortgage choices and how to get the perfect South Dakota mortgage.
Have a Question For Us?
Quicken Loans is an expert South Dakota mortgage lender with low South Dakota mortgage rates. With the guidance of your Quicken Loans South Dakota mortgage loan expert, the entire process is fast and easy. Simply apply online or call (888) 400-9677 to get started.
Three Ways to Learn More
- Call (888) 400-9677
- Chat Online Now!
- Get Started Online.
Don't miss out - lock-in your low rate! Call (888) 400-9677 or fill out this form now.
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