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New York Mortgage Rates
CEMA Loans Make it Easier Than Ever For New Yorkers to Refinance.
Instead of paying thousands of dollars in taxes, clients can obtain a Consolidation, Extension and Modification Agreement or CEMA loan. Clients only have to pay taxes on the amount of the new loan that is above and beyond their current unpaid principal balance, such as closing costs or cash out.
What Mortgage Loans Do People in New York Choose?
Our most popular mortgage loans in New York are the 30-Year Fixed and the FHA Loan. If you’re already in an FHA loan, find out if you could benefit from the new FHA Streamline refinance loan by answering a few questions online now.
Take Advantage of New York Mortgage Rates
Fill out the form on the right or call (888) 400-9677 and a New York mortgage rates expert will create a custom mortgage quote just for you!
Why choose Quicken Loans over other New York mortgage companies?
- 27 Years of Experience. Quicken Loans has been a direct lender for over 27 years. When you work with Quicken Loans, you interact with your dedicated team of New York home mortgage experts throughout the entire process, ensuring the attention to detail you deserve.
- Convenience. We know you’re busy, so we’ve taken your traditional bank’s home mortgage process and made it easier for you. Get a mortgage approval in minutes, securely sign your documents online, and track your home mortgage status using our secure website. We’ll even come to you for the closing — to your home, office, or anywhere in New York. You tell us where, and we’ll meet you there.
- Happy Clients. 9 out of 10 of our loyal clients would recommend us to friends and family. Need more proof? Read real Quicken Loans reviews by the people who know us best – our clients.
Browse New York Mortgage Rates by Type of Loan
*Rates may not always be available for every loan type/loan amount/point combination
30-Year Fixed-Rate Mortgage
- 30-Year Fixed-Rate, $200,000 loan, 0 Points
- 30-Year Fixed-Rate, $200,000 loan, 1 Point
- 30-Year Fixed-Rate, $200,000 loan, 2 Points
- 30-Year Fixed-Rate, $300,000 loan, 0 Points
- 30-Year Fixed-Rate, $300,000 loan, 1 Point
- 30-Year Fixed-Rate, $300,000 loan, 2 Points
- 30-Year Fixed-Rate, $400,000 loan, 0 Points
- 30-Year Fixed-Rate, $400,000 loan, 1 Point
- 30-Year Fixed-Rate, $400,000 loan, 2 Points
25-Year Fixed-Rate Mortgage
- 25-Year Fixed-Rate, $200,000 loan, 0 Points
- 25-Year Fixed-Rate, $200,000 loan, 1 Point
- 25-Year Fixed-Rate, $200,000 loan, 2 Points
- 25-Year Fixed-Rate, $300,000 loan, 0 Points
- 25-Year Fixed-Rate, $300,000 loan, 1 Point
- 25-Year Fixed-Rate, $300,000 loan, 2 Points
- 25-Year Fixed-Rate, $400,000 loan, 0 Points
- 25-Year Fixed-Rate, $400,000 loan, 1 Point
- 25-Year Fixed-Rate, $400,000 loan, 2 Points
20-Year Fixed-Rate Mortgage
- 20-Year Fixed-Rate, $200,000 loan, 0 Points
- 20-Year Fixed-Rate, $200,000 loan, 1 Point
- 20-Year Fixed-Rate, $200,000 loan, 2 Points
- 20-Year Fixed-Rate, $300,000 loan, 0 Points
- 20-Year Fixed-Rate, $300,000 loan, 1 Point
- 20-Year Fixed-Rate, $300,000 loan, 2 Points
- 20-Year Fixed-Rate, $400,000 loan, 0 Points
- 20-Year Fixed-Rate, $400,000 loan, 1 Point
- 20-Year Fixed-Rate, $400,000 loan, 2 Points
15-Year Fixed-Rate Mortgage
- 15-Year Fixed-Rate, $200,000 loan, 0 Points
- 15-Year Fixed-Rate, $200,000 loan, 1 Point
- 15-Year Fixed-Rate, $200,000 loan, 2 Points
- 15-Year Fixed-Rate, $300,000 loan, 0 Points
- 15-Year Fixed-Rate, $300,000 loan, 1 Point
- 15-Year Fixed-Rate, $300,000 loan, 2 Points
- 15-Year Fixed-Rate, $400,000 loan, 0 Points
- 15-Year Fixed-Rate, $400,000 loan, 1 Point
- 15-Year Fixed-Rate, $400,000 loan, 2 Points
10-Year Fixed-Rate Mortgage
- 10-Year Fixed-Rate, $200,000 loan, 0 Points
- 10-Year Fixed-Rate, $200,000 loan, 1 Point
- 10-Year Fixed-Rate, $200,000 loan, 2 Points
- 10-Year Fixed-Rate, $300,000 loan, 0 Points
- 10-Year Fixed-Rate, $300,000 loan, 1 Point
- 10-Year Fixed-Rate, $300,000 loan, 2 Points
- 10-Year Fixed-Rate, $400,000 loan, 0 Points
- 10-Year Fixed-Rate, $400,000 loan, 1 Point
- 10-Year Fixed-Rate, $400,000 loan, 2 Points
5-Year Adjustable Rate Mortgage
- 5-Year ARM, $200,000 loan, 0 Points
- 5-Year ARM, $200,000 loan, 1 Point
- 5-Year ARM, $200,000 loan, 2 Points
- 5-Year ARM, $300,000 loan, 0 Points
- 5-Year ARM, $300,000 loan, 1 Point
- 5-Year ARM, $300,000 loan, 2 Points
- 5-Year ARM, $400,000 loan, 0 Points
- 5-Year ARM, $400,000 loan, 1 Point
- 5-Year ARM, $400,000 loan, 2 Points
7-Year Adjustable Rate Mortgage
- 7-Year ARM, $200,000 loan, 0 Points
- 7-Year ARM, $200,000 loan, 1 Point
- 7-Year ARM, $200,000 loan, 2 Points
- 7-Year ARM, $300,000 loan, 0 Points
- 7-Year ARM, $300,000 loan, 1 Point
- 7-Year ARM, $300,000 loan, 2 Points
- 7-Year ARM, $400,000 loan, 0 Points
- 7-Year ARM, $400,000 loan, 1 Point
- 7-Year ARM, $400,000 loan, 2 Points
30-Year FHA
- 30-Year FHA, $200,000 loan, 0 Points
- 30-Year FHA, $200,000 loan, 1 Point
- 30-Year FHA, $200,000 loan, 2 Points
- 30-Year FHA, $300,000 loan, 0 Points
- 30-Year FHA, $300,000 loan, 1 Point
- 30-Year FHA, $300,000 loan, 2 Points
- 30-Year FHA, $400,000 loan, 0 Points
- 30-Year FHA, $400,000 loan, 1 Point
- 30-Year FHA, $400,000 loan, 2 Points
15-Year FHA
- 15-Year FHA, $200,000 loan, 0 Points
- 15-Year FHA, $200,000 loan, 1 Point
- 15-Year FHA, $200,000 loan, 2 Points
- 15-Year FHA, $300,000 loan, 0 Points
- 15-Year FHA, $300,000 loan, 1 Point
- 15-Year FHA, $300,000 loan, 2 Points
- 15-Year FHA, $400,000 loan, 0 Points
- 15-Year FHA, $400,000 loan, 1 Point
- 15-Year FHA, $400,000 loan, 2 Points
15-Year VA
- 15-Year VA, $200,000 loan, 0 Points
- 15-Year VA, $200,000 loan, 1 Point
- 15-Year VA, $200,000 loan, 2 Points
- 15-Year VA, $300,000 loan, 0 Points
- 15-Year VA, $300,000 loan, 1 Point
- 15-Year VA, $300,000 loan, 2 Points
- 15-Year VA, $400,000 loan, 0 Points
- 15-Year VA, $400,000 loan, 1 Point
- 15-Year VA, $400,000 loan, 2 Points
30-Year VA
- 30-Year VA, $200,000 loan, 0 Points
- 30-Year VA, $200,000 loan, 1 Point
- 30-Year VA, $200,000 loan, 2 Points
- 30-Year VA, $300,000 loan, 0 Points
- 30-Year VA, $300,000 loan, 1 Point
- 30-Year VA, $300,000 loan, 2 Points
- 30-Year VA, $400,000 loan, 0 Points
- 30-Year VA, $400,000 loan, 1 Point
- 30-Year VA, $400,000 loan, 2 Points
5-Year FHA ARM
- 5-Year FHA ARM, $200,000 loan, 0 Points
- 5-Year FHA ARM, $200,000 loan, 1 Point
- 5-Year FHA ARM, $200,000 loan, 2 Points
- 5-Year FHA ARM, $300,000 loan, 0 Points
- 5-Year FHA ARM, $300,000 loan, 1 Point
- 5-Year FHA ARM, $300,000 loan, 2 Points
- 5-Year FHA ARM, $400,000 loan, 0 Points
- 5-Year FHA ARM, $400,000 loan, 1 Point
- 5-Year FHA ARM, $400,000 loan, 2 Points
Doing a refinance with Quicken Loans was absolutely painless!!! From start to finish this was a very different experience than we have had in the past. Questions were answered, and problems were dealt with quickly and with much professionalism, I would highly recommend Quicken Loans if you want knowledgeable and reliable people working for you and your mortgage needs.
Judith A., Riverhead, NY – A Quicken Loans Client
Use a Quicken Loans Mortgage Calculator
Don’t guess about your New York mortgage. Let our mortgage calculators tell you exactly what you need to know about qualifying for a New York mortgage.
What's Your Goal for Your New York Mortgage?
Whatever your reason for getting your New York mortgage, we've got a solution you'll love. We'll show you your best mortgage choices and how to get the perfect New York mortgage.
Have a Question For Us?
Quicken Loans is an expert New York mortgage lender with low New York mortgage rates. With the guidance of your Quicken Loans New York mortgage loan expert, the entire process is fast and easy. Simply apply online or call (888) 400-9677 to get started.
Three Ways to Learn More
- Call (888) 400-9677
- Chat Online Now!
- Get Started Online.
Call (888) 400-9677 to learn how a CEMA loan can benefit you! Or fill out this form now.
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