FeedbackBreadcrumb Trail:
California Mortgage Rates
Lower Your Monthly Mortgage Payment
Would you like to pay less toward your mortgage every month and keep more money in your pocket? Lower California Mortgage Rates mean you may be able to refinance and get a lower payment.
How It Works
A drop of just one half to three quarters of a percentage point in the mortgage interest rate can lower your monthly payment.
What Mortgage Loans Do People in California Choose?
Our most popular mortgage loans in California are the 30-Year Fixed and the Jumbo Loan, for loan amounts over $417,000. If you’re already in an FHA loan, find out if you could benefit from the new FHA Streamline refinance loan by answering a few questions online now.
Take Advantage of California Mortgage Rates
Fill out the form on the right or call (888) 400-9677 and a California mortgage rates expert will create a custom mortgage quote just for you!
Why choose Quicken Loans over other California mortgage companies?
- 27 Years of Experience. Quicken Loans has been a direct lender for over 27 years. When you work with Quicken Loans, you interact with your dedicated team of California home mortgage experts throughout the entire process, ensuring the attention to detail you deserve.
- Convenience. We know you’re busy, so we’ve taken your traditional bank’s home mortgage process and made it easier for you. Get a mortgage approval in minutes, securely sign your documents online, and track your home mortgage status using our secure website. We’ll even come to you for the closing — to your home, office, or anywhere in California. You tell us where, and we’ll meet you there.
- Happy Clients. 9 out of 10 of our loyal clients would recommend us to friends and family. Need more proof? Read real Quicken Loans reviews by the people who know us best – our clients.
Browse California Mortgage Rates by Type of Loan
*Rates may not always be available for every loan type/loan amount/point combination
30-Year Fixed-Rate Mortgage
- 30-Year Fixed-Rate, $200,000 loan, 0 Points
- 30-Year Fixed-Rate, $200,000 loan, 1 Point
- 30-Year Fixed-Rate, $200,000 loan, 2 Points
- 30-Year Fixed-Rate, $300,000 loan, 0 Points
- 30-Year Fixed-Rate, $300,000 loan, 1 Point
- 30-Year Fixed-Rate, $300,000 loan, 2 Points
- 30-Year Fixed-Rate, $400,000 loan, 0 Points
- 30-Year Fixed-Rate, $400,000 loan, 1 Point
- 30-Year Fixed-Rate, $400,000 loan, 2 Points
25-Year Fixed-Rate Mortgage
- 25-Year Fixed-Rate, $200,000 loan, 0 Points
- 25-Year Fixed-Rate, $200,000 loan, 1 Point
- 25-Year Fixed-Rate, $200,000 loan, 2 Points
- 25-Year Fixed-Rate, $300,000 loan, 0 Points
- 25-Year Fixed-Rate, $300,000 loan, 1 Point
- 25-Year Fixed-Rate, $300,000 loan, 2 Points
- 25-Year Fixed-Rate, $400,000 loan, 0 Points
- 25-Year Fixed-Rate, $400,000 loan, 1 Point
- 25-Year Fixed-Rate, $400,000 loan, 2 Points
20-Year Fixed-Rate Mortgage
- 20-Year Fixed-Rate, $200,000 loan, 0 Points
- 20-Year Fixed-Rate, $200,000 loan, 1 Point
- 20-Year Fixed-Rate, $200,000 loan, 2 Points
- 20-Year Fixed-Rate, $300,000 loan, 0 Points
- 20-Year Fixed-Rate, $300,000 loan, 1 Point
- 20-Year Fixed-Rate, $300,000 loan, 2 Points
- 20-Year Fixed-Rate, $400,000 loan, 0 Points
- 20-Year Fixed-Rate, $400,000 loan, 1 Point
- 20-Year Fixed-Rate, $400,000 loan, 2 Points
15-Year Fixed-Rate Mortgage
- 15-Year Fixed-Rate, $200,000 loan, 0 Points
- 15-Year Fixed-Rate, $200,000 loan, 1 Point
- 15-Year Fixed-Rate, $200,000 loan, 2 Points
- 15-Year Fixed-Rate, $300,000 loan, 0 Points
- 15-Year Fixed-Rate, $300,000 loan, 1 Point
- 15-Year Fixed-Rate, $300,000 loan, 2 Points
- 15-Year Fixed-Rate, $400,000 loan, 0 Points
- 15-Year Fixed-Rate, $400,000 loan, 1 Point
- 15-Year Fixed-Rate, $400,000 loan, 2 Points
10-Year Fixed-Rate Mortgage
- 10-Year Fixed-Rate, $200,000 loan, 0 Points
- 10-Year Fixed-Rate, $200,000 loan, 1 Point
- 10-Year Fixed-Rate, $200,000 loan, 2 Points
- 10-Year Fixed-Rate, $300,000 loan, 0 Points
- 10-Year Fixed-Rate, $300,000 loan, 1 Point
- 10-Year Fixed-Rate, $300,000 loan, 2 Points
- 10-Year Fixed-Rate, $400,000 loan, 0 Points
- 10-Year Fixed-Rate, $400,000 loan, 1 Point
- 10-Year Fixed-Rate, $400,000 loan, 2 Points
5-Year Adjustable Rate Mortgage
- 5-Year ARM, $200,000 loan, 0 Points
- 5-Year ARM, $200,000 loan, 1 Point
- 5-Year ARM, $200,000 loan, 2 Points
- 5-Year ARM, $300,000 loan, 0 Points
- 5-Year ARM, $300,000 loan, 1 Point
- 5-Year ARM, $300,000 loan, 2 Points
- 5-Year ARM, $400,000 loan, 0 Points
- 5-Year ARM, $400,000 loan, 1 Point
- 5-Year ARM, $400,000 loan, 2 Points
7-Year Adjustable Rate Mortgage
- 7-Year ARM, $200,000 loan, 0 Points
- 7-Year ARM, $200,000 loan, 1 Point
- 7-Year ARM, $200,000 loan, 2 Points
- 7-Year ARM, $300,000 loan, 0 Points
- 7-Year ARM, $300,000 loan, 1 Point
- 7-Year ARM, $300,000 loan, 2 Points
- 7-Year ARM, $400,000 loan, 0 Points
- 7-Year ARM, $400,000 loan, 1 Point
- 7-Year ARM, $400,000 loan, 2 Points
30-Year FHA
- 30-Year FHA, $200,000 loan, 0 Points
- 30-Year FHA, $200,000 loan, 1 Point
- 30-Year FHA, $200,000 loan, 2 Points
- 30-Year FHA, $300,000 loan, 0 Points
- 30-Year FHA, $300,000 loan, 1 Point
- 30-Year FHA, $300,000 loan, 2 Points
- 30-Year FHA, $400,000 loan, 0 Points
- 30-Year FHA, $400,000 loan, 1 Point
- 30-Year FHA, $400,000 loan, 2 Points
15-Year FHA
- 15-Year FHA, $200,000 loan, 0 Points
- 15-Year FHA, $200,000 loan, 1 Point
- 15-Year FHA, $200,000 loan, 2 Points
- 15-Year FHA, $300,000 loan, 0 Points
- 15-Year FHA, $300,000 loan, 1 Point
- 15-Year FHA, $300,000 loan, 2 Points
- 15-Year FHA, $400,000 loan, 0 Points
- 15-Year FHA, $400,000 loan, 1 Point
- 15-Year FHA, $400,000 loan, 2 Points
15-Year VA
- 15-Year VA, $200,000 loan, 0 Points
- 15-Year VA, $200,000 loan, 1 Point
- 15-Year VA, $200,000 loan, 2 Points
- 15-Year VA, $300,000 loan, 0 Points
- 15-Year VA, $300,000 loan, 1 Point
- 15-Year VA, $300,000 loan, 2 Points
- 15-Year VA, $400,000 loan, 0 Points
- 15-Year VA, $400,000 loan, 1 Point
- 15-Year VA, $400,000 loan, 2 Points
30-Year VA
- 30-Year VA, $200,000 loan, 0 Points
- 30-Year VA, $200,000 loan, 1 Point
- 30-Year VA, $200,000 loan, 2 Points
- 30-Year VA, $300,000 loan, 0 Points
- 30-Year VA, $300,000 loan, 1 Point
- 30-Year VA, $300,000 loan, 2 Points
- 30-Year VA, $400,000 loan, 0 Points
- 30-Year VA, $400,000 loan, 1 Point
- 30-Year VA, $400,000 loan, 2 Points
5-Year FHA ARM
- 5-Year FHA ARM, $200,000 loan, 0 Points
- 5-Year FHA ARM, $200,000 loan, 1 Point
- 5-Year FHA ARM, $200,000 loan, 2 Points
- 5-Year FHA ARM, $300,000 loan, 0 Points
- 5-Year FHA ARM, $300,000 loan, 1 Point
- 5-Year FHA ARM, $300,000 loan, 2 Points
- 5-Year FHA ARM, $400,000 loan, 0 Points
- 5-Year FHA ARM, $400,000 loan, 1 Point
- 5-Year FHA ARM, $400,000 loan, 2 Points
Amy’s professionalism, thoroughness, and effective communication skills served her well in meeting all of my objectives in a timely manner. I would highly recommend her to anyone in need of a mortgage loan or refinancing etc. Without question, our recent experience with Amy and Quicken Loans was an all-time best in over 30 years of home ownership!
Tommy L., Hayward, CA – A Quicken Loans Client
Use a Quicken Loans Mortgage Calculator
Don’t guess about your California mortgage. Let our mortgage calculators tell you exactly what you need to know about qualifying for a California mortgage.
What's Your Goal for Your California Mortgage?
Whatever your reason for getting your California mortgage, we've got a solution you'll love. We'll show you your best mortgage choices and how to get the perfect California mortgage.
Have a Question For Us?
Quicken Loans is an expert California mortgage lender with low California mortgage rates. With the guidance of your Quicken Loans California mortgage loan expert, the entire process is fast and easy. Simply apply online or call (888) 400-9677 to get started.
Three Ways to Learn More
- Call (888) 400-9677
- Chat Online Now!
- Get Started Online.
Don't miss out - lock-in your low rate! Call (888) 400-9677 or fill out this form now.
(Secure / No Obligation / Free Expert Advice)Recently Featured In:
- msnbc
- usa today
- money
Find Your State
Quicken Loans offers mortgages in all 50 states. Choose your state from the list below and learn more about the most popular home loans in your area