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30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 3.99% and 70% loan-to-value (LTV) is $953.68 with 2.00 points due at closing. The Annual Percentage Rate (APR) is 4.247%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 3.125% and 70% loan-to-value (LTV) is $1,393.22 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.546%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.Adjustable-Rate Mortgage: The initial payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 3.125% and 70% loan-to-value (LTV) is $856.76 with 2.00 points due at closing. The Annual Percentage Rate (APR) is 3.366%. After the initial 5 years, the principal and interest payment is $856.75. The fully indexed rate of 3.125% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.30-year Fixed-Rate VA Loan: Rate is fixed. The payment on a $200,000, 30-year fixed-rate loan at 3.625% and 70% loan-to-value (LTV) is $912.11 with 2.125 Points due at closing. The Annual Percentage Rate (APR) is 3.91%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.VA Adjustable-Rate Mortgage: The payment on a 30-year $200,000 5-year VA Adjustable-Rate Loan at 2.875% and 70% loan-to-value (LTV) is $829.79 with 2.00 points due at closing. After 5 years, the principal and interest is $784.75. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. VA loans do not require PMI. The Annual Percentage Rate (APR) is 2.801%. Rate is variable and may increase after fixed rate period.