Want Free Money? Maximize Your 401(k)

Is there anything better than free money? I don’t think so, either. You’re probably wondering how you could come across such a wonderful thing, right? The answer could be as simple as putting a little bit of each paycheck toward a retirement fund, such as a 401(k).

12 Signs Your Debt is Out of Control

Carrying some debt is very normal. Virtually everyone has debt. But the key is controlling and managing your debt, not letting debt control you. How can you tell if your debt has become out of control? Here’s a list of common debt danger signs: 1. You spend more than you earn 2. Creditors call you often 3. You live paycheck to paycheck 4. You don’t know how much you owe on your bills 5. You’ve paid late fees more than twice in the last year 6. You occasionally make late payments 7. You pay only the minimum on your credit cards 8. You put off paying one bill so you can pay another 9. You argue with family members about money 10. You take cash advances from credit cards to pay bills 11. You make purchases impulsively 12. You’ve taken money from your retirement fund to pay bills How to Manage Your Debt If you think your debt is out of control, don’t panic. With a little bit of self-discipline and smart financial planning, you can learn how to

7 Financial Sins Any Homeowner Should Avoid

Being a homeowner can be a huge financial investment. After all, beyond the mortgage payments, you also have repairs, home improvements, and a ton of other costs that renters generally don’t have. That’s why it’s crucial that you have your finances straightened out, and make sure you don’t buy a home that’s beyond your budget. To help with that, here are 7 deadly financial sins from savvysugar.com that homeowners should avoid.