Having an emergency fund is one way to help yourself feel and be more financially secure, especially if you’re a homeowner. So how big should that emergency fund be?
Whether you’ve had a will for quite some time or are thinking about drafting one soon, it’s important to understand the legal terms involved with your will.
Think you’re too young to start planning for retirement? Think again! Check out the many reasons why (and how) you should start saving now!
Should you borrow from your 401(k)? Learn reasons why borrowing from a 401(k) is a bad idea. You shouldn’t have to risk your future for your lifestyle today.
With guidelines for home loan eligibility tighter than they were a few years ago, it’s helpful for consumers to know what to expect before submitting a mortgage inquiry or making an offer on a home. Don’t wait until you find the right home to discover that an area of your financial portfolio may be holding you back. Lenders will examine your income, assets, credit and debt to determine your ability to responsibly handle a monthly mortgage payment. So why not examine these for yourself?
We all know we need to save money. It’s quite a focus for many people, however most of us have trouble following through with it. From a young age we’re told we need to save for something, which makes the idea of creating an emergency fund (that’s not to be spent unless under dire circumstances) even more difficult. So does saving money really make that big of a difference?