The offer is tempting. If you apply for that credit card offered by your favorite department store, you’ll immediately qualify for a 20% storewide discount. You already shop at the store, so why wouldn’t you fill out that application form? Here are the pros and cons of using store credit cards.
The loan process and its paperwork requirements vary between the self-employed and those in conventional workplaces. Self-employed individuals and freelancers need to do a little extra legwork. The good news is that the earlier you get on it, the easier it will be to verify your credit worthiness.
Don’t let those puppy dog eyes fool you; owning a pet can be expensive. And before you adopt dogs or cats from your local shelter or rescue, you should first consider the long-term costs of raising them. Between medical exams, pet insurance, food and treats (never forget the treats), the costs of owning a cat or dog can add up.
If you’re reading this, you’re probably one of the 43 million Americans who carries student loan debt. Instead of paying that amount month after month for 10 years or more, there are a few opportunities for getting your student loans forgiven. Let’s take a look at the best way for getting rid of your debt without you paying for them.
Investing in a mutual fund can be very beneficial for someone who is looking to save money for their retirement or to make a big purchase down the road such as a house, a car or higher education.
Wouldn’t it be nice to have some extra money in your pocket? Whether you’re looking to supplement your income, or need some extra cash for a specific expense, there are plenty of ways to earn more money in your spare time without ever leaving your house.
Trusts aren’t just for the wealthy. They can be a valuable estate planning tool for anyone. Check out this post to learn more.
Do you know what your FICO score is? More importantly, do you know the value of a FICO score? If not, here’s the breakdown.
Even if you’re carefully preparing and managing a budget each month, some of life’s expenses are harder to predict. Let’s look at 10 things that you should definitely be budgeting for but probably aren’t.
The financially savvy are a rare breed. They are the ones who create and strictly adhere to budgets, make plans for getting out of debt and begin ventures to accumulate wealth. But even the financially savvy are known to make a mistake now and again. Let’s take a look at some of the most common mistakes that the experts are prone to make, as well as a few tricks for combatting them.