Save Money, Cut Your Spending

Save Money, Cut Your Spending

“Where did my money go?” That’s a big question that comes up more often than we’d like. We spend money on many small things that seem inconsequential, but they do add up. To know where you need to trim your budget, it’s important to first know your own spending habits. For a two to four week period, carry a small notebook with you and keep track of every expense, no matter how small. Then evaluate your spending to see where you can make cuts. A great tool that takes the stress out of budgeting is Quizzle.com where you can get a full evaluation of your monthly spending. While you’re evaluating your spending, consider your biggest asset: your home. See if refinancing could help you cut your mortgage payment with our mortgage refinance calculators, then talk with a Home Loan Expert directly. Write down everything you spend. The waste in your daily spending will soon become apparent. Do you use an online budget planner like the one atQuizzle.com? Quizzle’s free, simple to sign up, and a great way to keep track of your spending. Pay off your credit card debt as quickly as possible. It’s much more difficult to get your finances in shape if you’re paying 18% interest rates on your credit cards. If you have to carry debt for a while, switch to a less expensive credit card. Take advantage of the introductory rate and use your monthly savings to prepay your debt as fast as possible. If you can’t pay in cash,…

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