Thinking about building your dream home? You'll probably need a construction loan. Find out what a construction loan is and how to estimate how much you can afford to spend.
Find out how much you can save with our low mortgage rates. Let's talk today!
Tag Archives | Mortgage
Mortgage Basics for the First-Time Home Buyer
by Clayton Closson on December 9, 2005 in Home Buying
For many first-time home buyers, the word “mortgage” causes nervousness and anxiety, but home financing doesn't have to be difficult. With a little preparation and a basic understanding of how the mortgage process works, applying for a mortgage and closing your loan will be easy and stress-free.
Conforming Loan Limits to Increase Significantly
by Clayton Closson on November 30, 2005 in Market Update
Fannie Mae will increase the conforming loan limit in January 2006. However, some lenders are making the change immediately, ahead of Fannie Mae. How much is the increase and what does this mean for existing and prospective homeowners looking for a mortgage?
Mortgage Applications Increase for Week Ending September 2
by Clayton Closson on September 7, 2005 in Market Update
For the week ending September 2, mortgage applications rose 6.8%. Find out how the housing market is reacting to the drop in interest rates.
How To Shop for a Mortgage
by Clayton Closson on August 16, 2005 in Home Buying
Mortgages are complicated and stressful, not to mention possibly the largest financial transaction of your life. It is important that you choose the right loan, the right mortgage banker, and get the best rate. So how do you coordinate all of these things and still manage to close on your home? Read more to find out.
House Hunting While on Vacation
by Clayton Closson on July 20, 2005 in Home Buying
Are you interested in buying a vacation home? A place where you can get away from it all or get the family together? There are a few things you need to keep in mind when looking for that vacation property. Read to find out more.
Housing Starts Rise to Fastest Pace in Three Months
by Clayton Closson on June 16, 2005 in Market Update
The Commerce Department announced that housing starts were up 0.2% in May, reaching a three month high. Find out how low fuel costs and historically low mortgage rates are keeping the housing sector strong.
Mortgage Applications Jump 9.4% In Latest Survey
by Clayton Closson on May 11, 2005 in Home Buying
The Mortgage Bankers Association reported today that mortgage applications for the week ending May 6, 2005 increased 9.4% with the purchase and refinance indices both posting gains. read more about the report And mortgage rates.
Mortgage Misconceptions – Pay Off Your Mortgage As Soon As Possible
by Clayton Closson on April 28, 2005 in Market Update
Don't fall victim to the myths you've heard about handling your mortgage. Read today's myth and find out why it's not always best to pay off your mortgage as soon as possible.
Understanding Credit Reports and Scores
by Clayton Closson on April 11, 2005 in Home Buying
Your credit score is a numeric representation of your financial responsibility that lenders look at every time you apply for credit. Find out how your credit score is calculated and see answers to common credit misconceptions.
WE WANT YOUR FEEDBACK