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Tag Archives | Lender

Bankruptcy Options and How They Affect Your Mortgage

by on May 17, 2012 in Credit & Debt, Family Focus, Homeowners Tips, Retirement, Saving, Smart Shopper, Taxes

Bankruptcy is a bummer. No one has ever said “OH MAN! I’m so excited to file bankruptcy! It’s going to make everything so awesome!” That being said, sometimes it needs to be done. If you have explored all of the alternatives and have decided to file bankruptcy, it’s important that you know what your options are and how they will impact your existing mortgage, or your future ability to obtain home loan financing.

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The Ugly Truth of Appraisals

by on August 27, 2009 in Economic Analysis, Home Buying, Refinance Mortgage

To you, this house is worth say $200k. It’s perfect. Just off the highway, easy commute, you love the color purple, and you think overgrown ivy is charming. You are willing to pay 200k for it – so it must be worth that right?

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Behind on Debt Payments? You Have Options

by on February 3, 2006 in Homeowners Tips

Many homeowners don't know what to do if they fall behind on their mortgage payments or go deep into debt with their high-interest credit cards. They don't realize there are many options that can help their situation and get them out of debt. What options do you have?

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What Are Pre-Payment Penalties?

by on January 27, 2006 in Market Update

Some borrowers find themselves in a situation where they have to pay off their mortgage earlier than originally expected. They're surprised to find that they have to pay what's known as a pre-payment penalty, which can be thousands of dollars. What is a pre-payment penalty and when do you have to pay it?

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Where Can I Get a Down Payment?

by on January 20, 2006 in Market Update

Not sure where you're going to come up with the money for a down payment on that new house? Whether you're already a homeowner or are buying a home for the first time, we have a few tips that will help you.

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Do's and Don'ts for Managing Debt

by on January 6, 2006 in Market Update

Struggling with lots of credit card debt? You're not the only one. Millions of Americans are struggling with you. But don't fret. We have a few tips to help you become smarter about getting yourself out of the red.

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Do’s and Don’ts for Managing Debt

by on January 6, 2006 in Mortgage Rates

Struggling with lots of credit card debt? You're not the only one. Millions of Americans are struggling with you. But don't fret. We have a few tips to help you become smarter about getting yourself out of the red.

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Six Tips to Get Out of Credit Card Debt

by on December 30, 2005 in Market Update

2006 is almost upon us and you've racked up a significant amount of credit card debt this year. But making the payments and getting out of debt is getting harder and harder. What can you do? We've got six valuable tips for you!

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What's the Difference between Interest Rate & APR?

by on December 23, 2005 in Market Update

Your mortgage includes two different rates: the interest rate and the annual percentage rate (APR). For first-time home buyers, this may be a bit confusing. How are those terms defined and should you know the difference?

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What’s the Difference between Interest Rate & APR?

by on December 23, 2005 in Mortgage Rates

Your mortgage includes two different rates: the interest rate and the annual percentage rate (APR). For first-time home buyers, this may be a bit confusing. How are those terms defined and should you know the difference?

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