Hazard insurance is a type of insurance policy that protects you, the homeowner, against hazards like wind, fire, storms, earthquakes, floods, firestorms, windquakes, godzillas and all other natural disasters. As long as the hazard that wrecks your house is covered in your policy, you will be protected.
Most people don’t give life insurance a second thought, but once we look into planning for your loved ones, it just might become your first priority.
Where do U.S. homeowners insurance premiums stand after the first quarter of 2014? That depends on your perspective. If you take the short-term view, the average cost of a year's worth of coverage increased to $810 in the first quarter – up a whopping .6% from the from the previous quarter. But if you prefer a longer view, the average fell 6.5% from the first quarter of 2013, when it was $864.
After a recent (rather expensive) trip to the vet, I began to wonder if pet insurance would be a cost-effective way to get my pets the care they need. Is pet insurance worth the money? Let's take a closer look to find out!
What's going on with home insurance premiums is that they're going down. Nationally, the average 12-month premium at the end of the third quarter of 2013 dropped to about $848, according to the HomeInsurance.com Rate Report. That was down about 6% from the end of the first quarter. Average annual premiums have fallen every month since March.
Buying a home is a major investment with a decades-long commitment that affects every aspect of your life, from lifestyle, to employment, to weekend chores. In June, 495,000 homes were sold, according to the U.S. Census Bureau. Just as you would buy a warranty for a television or protective gear for that new camera, there are vital steps to protect your home financially and physically.
Summer Break might be on your mind, but before you take an extended vacation consider the simple ways you can protect your home from flooding. Take a deeper look in this week's Know Your Mortgage.
Although some motorcycle accidents can’t be prevented, many can and thousands of lives can be saved. Recently, state and local government officials from around the nation have banded together to declare May as Motorcycle Awareness month.
A credit score is such an easy way for financial service providers to get an idea of what your financial picture looks like that many of them are turning to credit scores for items that aren’t strictly related to borrowing money. Here are 4 non-credit ways your credit score matters.
Have you ever considered hiring a financial planner? Let's take a look at what financial planners do, and some good reasons to hire one.