Managing your debt, expenses and available cash effectively will help you achieve your goal of being debt-free. Here are three methods of debt management to consider.
Too Much Debt Is Bad for Your Credit
by Clayton Closson on July 21, 2006 in Homeowners Tips
Regardless of whether you pay your bills on time, having a high debt ratio can be bad for your credit rating and can hurt you when you try to get a mortgage. How much is too much?
Don’t Use Your Credit Cards This Holiday Season
by Clayton Closson on November 23, 2005 in Mortgage Rates
It's that time of year again. Time to go around to the malls and buy gifts for your family and friends. That means you'll be adding to your pile of debts. But there's a simple solution: don't use your credit cards at all! There are other ways to buy those gifts.
Don't Use Your Credit Cards This Holiday Season
by Clayton Closson on November 23, 2005 in Mortgage Rates
It's that time of year again. Time to go around to the malls and buy gifts for your family and friends. That means you'll be adding to your pile of debts. But there's a simple solution: don't use your credit cards at all! There are other ways to buy those gifts.
Minimum Credit Card Payments on the Rise
by Clayton Closson on September 12, 2005 in Homeowners Tips
Credit card companies are going to increase the minimum payments charged to their consumers very soon, if they haven't already. Find out how this could affect your pocketbook and what you can do about it.
Mortgage Q&A – Using a Mortgage to Pay Off Debt
by Clayton Closson on January 18, 2005 in Mortgage Rates
All debt is not created equal. Learning the difference between good debt and bad debt can help you improve your financial position.
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