The most effective way to change your financial habits is to take things one step at a time. For a more frugal 2013, here are some small steps you can take to reach your financial goals.
Tag Archives | Emergency Fund
How to Succeed in [Personal Finance] Without Really Trying
by Christine Bilger on January 10, 2013 in Personal Finance
How Big Should Your Emergency Fund Be?
by Christine Bilger on December 10, 2012 in Saving
Having an emergency fund is one way to help yourself feel and be more financially secure, especially if you’re a homeowner. So how big should that emergency fund be?
Stay-at-Home Parents: Navigating Finances
by Christine Bilger on September 5, 2012 in Family Focus, Saving
When one parent chooses to stay at home, managing the household finances can be tricky. Here are some ways to deal with finance issues between the two of you, so you can keep your household running smoothly and enjoy your extra time with the kids.
3 Steps to Being Prepared for a Home-Related Tragedy
by Christine Bilger on June 21, 2012 in Homeowners Tips
No matter how diligent a homeowner you are, things will sometimes happen that are outside of your control. The most important thing to do is to take steps to be prepared so the unexpected doesn’t disrupt your life too much. If you are prepared for the worst, no situation will break you. Here are three steps you should take to be prepared for a home-related tragedy.

The Basics of Retirement Planning For Young Professionals
by Stephanie Koske on September 27, 2011 in Credit & Debt, Retirement, Saving, Smart Shopper
Think you’re too young to start planning for retirement? Think again! Check out the many reasons why (and how) you should start saving now!

Save money by self-insuring with savings
by Sierra Black on July 11, 2011 in Homeowners Tips, Saving, Smart Shopper
Warranties can seem like an appealing insurance policy, but they’re usually a waste of money. When unexpected costs come up, be prepared by self-insuring with a savings account.

Attainable Personal Finance Goals for 2011 – the Antidote to Failed Resolutions
by Rebecca Carter on January 3, 2011 in Credit & Debt, Retirement, Saving
Making personal finance a priority for 2011? Set yourself up for success with these tips and suggested goals!
Personal Finance Budgeting for the New Year
by Amber Hunt on December 7, 2010 in Credit & Debt, Retirement, Saving
If personal finance budgeting is at the top of your New Year’s resolution list, make sure to check out our easy tips that will help make your budget a success.
3 Things You Need to Save Money For
by Jenny Zhang on April 14, 2010 in Homeowners Tips
We all know we need to save money. It’s quite a focus for many people, however most of us have trouble following through with it. From a young age we’re told we need to save for something, which makes the idea of creating an emergency fund (that’s not to be spent unless under dire circumstances) even more difficult. So does saving money really make that big of a difference?
How to Prepare for a Rainy Day
by Clayton Closson on November 3, 2006 in Market Update
Sticking to a monthly budget is well and good, but what do you do when your car needs a major repair or you unexpectedly lose your job? Financial emergencies are a part of life and everyone should be prepared.
