The most effective way to change your financial habits is to take things one step at a time. For a more frugal 2013, here are some small steps you can take to reach your financial goals.
Tag Archives | Emergency Fund
Having an emergency fund is one way to help yourself feel and be more financially secure, especially if you’re a homeowner. So how big should that emergency fund be?
When one parent chooses to stay at home, managing the household finances can be tricky. Here are some ways to deal with finance issues between the two of you, so you can keep your household running smoothly and enjoy your extra time with the kids.
No matter how diligent a homeowner you are, things will sometimes happen that are outside of your control. The most important thing to do is to take steps to be prepared so the unexpected doesn’t disrupt your life too much. If you are prepared for the worst, no situation will break you. Here are three steps you should take to be prepared for a home-related tragedy.
Think you’re too young to start planning for retirement? Think again! Check out the many reasons why (and how) you should start saving now!
Warranties can seem like an appealing insurance policy, but they’re usually a waste of money. When unexpected costs come up, be prepared by self-insuring with a savings account.
Making personal finance a priority for 2011? Set yourself up for success with these tips and suggested goals!
If personal finance budgeting is at the top of your New Year’s resolution list, make sure to check out our easy tips that will help make your budget a success.
We all know we need to save money. It’s quite a focus for many people, however most of us have trouble following through with it. From a young age we’re told we need to save for something, which makes the idea of creating an emergency fund (that’s not to be spent unless under dire circumstances) even more difficult. So does saving money really make that big of a difference?
Sticking to a monthly budget is well and good, but what do you do when your car needs a major repair or you unexpectedly lose your job? Financial emergencies are a part of life and everyone should be prepared.