Making personal finance a priority for 2011? Set yourself up for success with these tips and suggested goals!
Tag Archives | Credit Card Debt

Attainable Personal Finance Goals for 2011 – the Antidote to Failed Resolutions
by Rebecca Carter on January 3, 2011 in Credit & Debt, Retirement, Saving
Refinance Your Mortgage: 5 Really Good Reasons
by Rebecca Carter on December 16, 2010 in Refinance Mortgage
There are times when it makes sense to refinance your mortgage. It’s important to have a clear financial objective in mind so that you’re more [...]
Save Money, Cut Your Spending
by Victoria Araj on December 2, 2010 in Credit & Debt
“Where did my money go?” That’s a big question that comes up more often than we’d like. We spend money on many small things that [...]
Credit Scores and Home Loans – How Your Credit Score Will Affect Your Mortgage
by Amber Hunt on September 28, 2010 in Credit & Debt
Ever wonder how your credit score affects your mortgage? We take a look at the top 5 cities with the highest & lowest credit scores and discuss the ways that a good credit score can positively impact your home loan rate.

3 Ways You Can Manage Your Debt
by Amber Hunt on June 11, 2010 in Credit & Debt
Managing your debt, expenses and available cash effectively will help you achieve your goal of being debt-free. Here are three methods of debt management to consider.

10 Ways You Can Avoid Bankruptcy
by Jenny Zhang on April 12, 2010 in Homeowners Tips
With unemployment at an all time high, and many families struggling through financial difficulties, it’s easy to view bankruptcy as a way out. But declaring bankruptcy may not only be damaging to your credit, it could also affect future purchases and opportunities. If you are considering filing for bankruptcy, here are ten ways to avoid bankruptcy.
5 Ways to Spend Your Home Buyer Tax Credit
by Jenny Zhang on February 18, 2010 in Homeowners Tips
How would you spend an extra $8,000? Would you put that towards your mortgage? Or maybe splurge and decorate your new home? Or would you use it to pay off other debt, like credit cards or a car loan?
Why You Should Refinance to Eliminate Credit Card Debt
by Jenny Zhang on February 3, 2010 in Mortgage Rates
Credit card debt is incredibly easy to accumulate, and with millions of Americans in debt beyond what they can handle – eliminating credit card debt has become a large goal for many. But with a struggling economy, money is often tight and getting ahead often seems impossible.

Is Your Debt Getting Out of Control?
by Jenny Zhang on February 2, 2010 in Homeowners Tips
We all have to get in debt sometimes, whether it be for a home, car, or education. Debt itself is not bad, and you can even argue it’s necessary to get into debt just to get through life. However the important thing is that you always have your debt under control, as owing more than you can handle can lead to foreclosures and bankruptcy. To help with handling debt and financial planning, here are 5 steps to controlling your debt.
Behind on Debt Payments? You Have Options
by Clayton Closson on February 3, 2006 in Homeowners Tips
Many homeowners don't know what to do if they fall behind on their mortgage payments or go deep into debt with their high-interest credit cards. They don't realize there are many options that can help their situation and get them out of debt. What options do you have?
