ou hear a lot about the importance of your credit score, and that is one of the primary things lenders look at to determine if you qualify. One of things that can have a serious impact on your credit score is becoming a victim of identity theft. Realizing this negative impact, in 2003 a new law to combat identity theft was enacted: The Fair and Accurate Credit Transactions Act of 2003, more commonly known as FACTA.
Tag Archives | Credit
Automatic bill pay is convenient, but it’s not for everyone. Here are some of the pros and cons of using automatic bill pay.
2013 is going to be another great year to be a homeowner. Here are 13 reasons why you should buy a home in 2013.
Ah…credit cards. The avenue to reckless spending, high interest charges, and ruined credit. I’m not suggesting you keep your credit cards in the freezer to avoid spending money, but here are five common credit card mistakes you should avoid at all costs.
Bankruptcy is a bummer. No one has ever said “OH MAN! I’m so excited to file bankruptcy! It’s going to make everything so awesome!” That being said, sometimes it needs to be done. If you have explored all of the alternatives and have decided to file bankruptcy, it’s important that you know what your options are and how they will impact your existing mortgage, or your future ability to obtain home loan financing.
MSN Money has created a list of 5 ways young adults ruin their credit as a reference for readers to learn from and avoid making the same financial mistakes. Check it Out!
The effects of identity theft can be long lasting. Protect yourself by following these helpful steps, shredding documents and monitoring your credit report.
Exploring the history and benefits of VA Loans with my team leader, Clay Closson.
The conforming loan limit is set to change. What does this mean for you?
A credit downgrade of Portugal was largely ignored as Treasuries sold off yesterday afternoon. Today, Treasuries and mortgage bonds are trading slightly higher from yesterday’s [...]