Retirement is something you try to prepare for as best you can, but with so much uncertainty in the market and your personal future in general, planning can be tricky. How do you know when it’s time? We’ll find out.
Purchasing a home is a life-changing event. Suddenly you’re responsible for a number of things you may not have been responsible for in the past. However, you’re also eligible for a number of tax deductions, too. Take a look at our list to make sure you’re taking advantage of all that you can!
Why is my little house such a heat miser? Is it because it’s actually a sauna? Is it because I have too much insulation? Turns out, the lack of proper ventilation in my attic is to blame. Come with me on a journey to learn more about why attic ventilation, although controversial, is important.
There are no quick fixes to improve your credit score. But you can raise your score over time by consistently managing your finances responsibly. One way to learn how to do this is with Quizzle.com, where you’ll get access to a Credit Personal Trainer that will show you exactly what it takes to reach your credit potential. In the meantime, any of the following ten tips can help you to improve your credit score: Pay your bills on time. This is the best way to improve your score, and it’s never too late to start. Even if you’ve had serious delinquencies in the past, those will count less over time if you keep paying your bills on time. Keep credit card balances low. High outstanding debt can pull down your score. Don’t go maxing out your credit cards all the time. Check your credit report for accuracy. It’s possible that there may be inaccurate information on your credit report that can be easily cleared up (see How To Fix Credit Report Inaccuracies). If this proves to be the case, then you should contact one of the three credit reporting agencies — TransUnion, Experian or Equifax. Pay off debt rather than moving it around. Consolidating your credit card debt onto one card or spreading it over multiple cards will not improve your score in the long run. The most effective way to improve your score is by simply paying down the amount you owe. Keep your credit cards – but manage them responsibly. In…