Are you having a baby? Here’s a handy, downloadable PDF with a list of 50 essential items you’ll need for your new baby. Whether you’re sorting through your baby shower gifts or drafting your shopping list, these tips may help you figure out what you need most.
Although vacationing during the cold winter months is exciting, it’s important to take care of all the mundane details before leaving your home for a significant amount of time. Nobody wants to worry about the safety of their home while vacationing, and you won’t have to if you take these steps.
Characterized by bright colors, woven fabrics and handcrafted pieces, southwestern-style decorating takes influences from Native American, Spanish and Mexican art. Whether you live out west and want your home to reflect your surroundings, or you simply want to incorporate colorful or handmade items into your existing decor, here are some tips to help you...
“Where did my money go?” That’s a big question that comes up more often than we’d like. We spend money on many small things that seem inconsequential, but they do add up. To know where you need to trim your budget, it’s important to first know your own spending habits. For a two to four week period, carry a small notebook with you and keep track of every expense, no matter how small. Then evaluate your spending to see where you can make cuts. A great tool that takes the stress out of budgeting is Quizzle.com where you can get a full evaluation of your monthly spending. While you’re evaluating your spending, consider your biggest asset: your home. See if refinancing could help you cut your mortgage payment with our mortgage refinance calculators, then talk with a Home Loan Expert directly. Write down everything you spend. The waste in your daily spending will soon become apparent. Do you use an online budget planner like the one atQuizzle.com? Quizzle’s free, simple to sign up, and a great way to keep track of your spending. Pay off your credit card debt as quickly as possible. It’s much more difficult to get your finances in shape if you’re paying 18% interest rates on your credit cards. If you have to carry debt for a while, switch to a less expensive credit card. Take advantage of the introductory rate and use your monthly savings to prepay your debt as fast as possible. If you can’t pay in cash,…