Retirement is something you try to prepare for as best you can, but with so much uncertainty in the market and your personal future in general, planning can be tricky. How do you know when it’s time? We’ll find out.
Purchasing a home is a life-changing event. Suddenly you’re responsible for a number of things you may not have been responsible for in the past. However, you’re also eligible for a number of tax deductions, too. Take a look at our list to make sure you’re taking advantage of all that you can!
Why is my little house such a heat miser? Is it because it’s actually a sauna? Is it because I have too much insulation? Turns out, the lack of proper ventilation in my attic is to blame. Come with me on a journey to learn more about why attic ventilation, although controversial, is important.
With spring comes blooming flowers, warmer weather, birds chirping, tax refunds and the need for spring-cleaning for both your home and your finances. If you’re looking for ways to simplify your personal finances, look no further. Here are 6 ways to spring-clean your personal finances: Check your credit report and fix any errors By law, consumers have the right to a free annual credit report. Take advantage of this and check out its accuracy. Many times, there are errors or may contain outdated information, which could affect your score negatively. If you do find a mistake, make sure you contact the corresponding credit bureau in order to dispute the errors. Review your budget It’s helpful to make time to sit down and check your monthly budget. If you are saving to buy a house, for example, periodically reviewing your budget will help you get rid of unnecessary expenses allowing you to save more. A great tool to help you with your budget is Quizzle. Quizzle is a free personal finance site that helps you get a better understanding of your credit and is an easy way to manage your home, money and credit in one spot. Review your monthly withholdings There is no reason for you to give an interest-free loan to Uncle Sam! By reviewing your monthly withholdings you may be able to put more money in your pocket or savings account every month. Of course, consult with your tax advisor before making any changes to your withholdings…