Retirement is something you try to prepare for as best you can, but with so much uncertainty in the market and your personal future in general, planning can be tricky. How do you know when it’s time? We’ll find out.
Purchasing a home is a life-changing event. Suddenly you’re responsible for a number of things you may not have been responsible for in the past. However, you’re also eligible for a number of tax deductions, too. Take a look at our list to make sure you’re taking advantage of all that you can!
Why is my little house such a heat miser? Is it because it’s actually a sauna? Is it because I have too much insulation? Turns out, the lack of proper ventilation in my attic is to blame. Come with me on a journey to learn more about why attic ventilation, although controversial, is important.
Sarah Damon writes about financial topics for SavingsAccounts.com. Her opinions do not necessarily reflect those of Quicken Loans. About SavingsAccounts.com: For 10 years, SavingsAccounts.com has been helping people quickly and easily discover which savings accounts are best as stable and secure places to invest their money. The website enables you to make informed banking decisions by giving you in-depth bank information and daily rate updates. Over the course of your life, you'll have some expenses that will consume the lion's share of your income. While some of these expenses are easy to predict, people often fail to plan for them, or don't understand how spending too much affects them in the long run. In Get Financially Naked: How to Talk Money with Your Honey, authors Manisha Thakor and Sharon Kedar identify some key lifetime expenses that are important for you and your partner to discuss. "Addressing each of these key areas as early on in your relationship as possible will go a long way toward ensuring financial and emotional harmony in your relationship and your budget," they write. (While their book is primarily about talking to your partner about finances, much of the advice is applicable for singles, as well.) The three expenses Thakor and Kedar list, along with key points for each, are: Home. Delayed gratification can be hard, but saving 20 percent for a down payment on your home is the way to go. Once you've reached that savings goal, and you're ready to buy a house, go for a simple 30-or 15-year fixed…