• Are you having a baby? Here’s a handy, downloadable PDF with a list of 50 essential items you’ll need for your new baby. Whether you’re sorting through your baby shower gifts or drafting your shopping list, these tips may help you figure out what you need most.

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  • Although vacationing during the cold winter months is exciting, it’s important to take care of all the mundane details before leaving your home for a significant amount of time. Nobody wants to worry about the safety of their home while vacationing, and you won’t have to if you take these steps.

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  • Characterized by bright colors, woven fabrics and handcrafted pieces, southwestern-style decorating takes influences from Native American, Spanish and Mexican art. Whether you live out west and want your home to reflect your surroundings, or you simply want to incorporate colorful or handmade items into your existing decor, here are some tips to help you...

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Market Update: Mixed Releases Today

Market Update: Mixed Releases Today

Today’s economic calendar is fairly full despite the early market close. The releases so far have been mixed. Weekly jobless claims were fairly unchanged while durable goods orders fell more than expected, which was still an improvement from the decline seen in October. Personal income rose slightly more than expected while personal spending came in slightly lower than economists forecast.

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VA Loan Eligibility – Refinance

VA Loan Eligibility – Refinance

Millions of veterans and military service members have been able to refinance their dream homes with the aid of VA loans. The loan has a great many advantages, one of which is a no-down payment requirement. However, keep in mind that a VA Loan is only eligible for a primary residence. You can’t use a VA Loan for an investment property. So how do you know if you’re eligible for such a great loan? The VA-backed loan has some distinct guidelines for eligibility. To receive a VA Loan, you must be a: Veteran Active duty personnel Reservist or National Guard member A surviving spouse of a veteran or service member who has died in service or due to a service-related disability. If you meet the above requirements, you must complete a VA Form 26-1880, Request for a Certificate of Eligibility and submit it with a proof of military service. If you don’t have proof of military service, the VA may be able to establish eligibility for you. Some lenders have access to the Certificate of Eligibility for you through the Web LGY system. However, it’s important to note that not all cases can be processed through Web LGY and it’s important to talk to your lender about this method for more advice. Guidelines for proof of military service depend on your unique situation Regular active duty – current – You must have an original statement of service signed by the adjutant, personnel officer or commander of your unit. This statement must…

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