• This post is for all the gardeners out there! This time of year, we’re excited about combining our love of gardens with our love of prize giveaways. Whether you’re new to the gardening game or have years of experience in the backyard, this contest is for you.

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  • Summer has arrived! Keeping your kids occupied and off the couch can be a difficult task. Here are five lifesaving backyard activities that are easy and fun for everyone!

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  • In recent months, my wife and I have been on the hunt for a house. Fortunately the search is over, but in the course of looking for our dream home, we were treated to a few – shall we say – interesting approaches to decorating. These screaming, shrieking examples of what NOT to do,...

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J.D. Power and Associates Ranks Quicken Loans “Highest in Customer Satisfaction for Primary Mortgage Origination.”

J.D. Power and Associates Ranks Quicken Loans “Highest in Customer Satisfaction for Primary Mortgage Origination.”

Every Client. Every Time. Maybe that’s why J.D. Power and Associates ranks us “Highest in Customer Satisfaction for Primary Mortgage Origination.” J.D. Power and Associates surveys millions of consumers annually about their experience in order to measure a company’s quality and satisfaction. “I am proud of the entire organization and our 4,000-plus incredible, curious, aware and motivated brainforce for achieving the accomplishment of being ranked highest for client satisfaction in America. Our technology and process driven home lending platform continues to separate itself from the entire industry with its unparalleled capacity, speed, geographic reach and client experience,” said Dan Gilbert, founder and chairman of Quicken Loans Inc. We’re honored to be recognized for this prestigious award and will continue to keep living up to our reputation! Read the full press release, here. Quicken Loans received the highest numerical score in the proprietary J.D. Power and Associates 2010 Primary Mortgage Origination StudySM.  Study based on 3,401 total responses measuring 14 lenders and measures opinions of consumers who originated a new mortgage.  Proprietary study results are based on experiences and perceptions of consumers surveyed in July-August 2010. Your experiences may vary.  Visit jdpower.com.  

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Mortgage Refinancing Checklist

Mortgage Refinancing Checklist

Completing a loan application is the first thing you’ll do when refinancing your mortgage. You may also need to provide a variety of documentation to help your mortgage lender approve you for a home loan. The documentation will vary depending on the lender you choose, your loan program, and your personal financial situation. The following is a list of documents generally required during the refinance application process. You may or may not need everything on our refinance checklist, but for a fast and easy loan process, have these items available when you’re ready to complete your mortgage application. Proof of income: Typically, you’ll need to show original pay stubs for the last 30 days. Copy of homeowners insurance: Verifies that you have current and sufficient coverage on your home. Copies of your W-2 forms: Required for each loan applicant and helps your lender verify past employment and income history. Copies of asset information: Including accounts holding money for closing costs, statements for savings, checking and 401K accounts and investment records for mutual funds or stocks. Copy of title insurance : Helps your mortgage lender verify the taxes, names on the title and legal description of the property. Once you’ve begun the refinance process, your Quicken Loans refinance expert will tell you which documents you’ll need to get approved. They may vary depending on where you live and which loan program you’ve selected. But keep in mind – the more information you have ready before you apply, the less time it will…

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Mortgage Pre-Approval Alternatives

Mortgage Pre-Approval Alternatives

A regular mortgage pre-approval may not be enough. Find out how getting a Quicken Loans Pre-Approval helps you stand out from other offers. Home Loans with More Power Get the mortgage advice you need. Your biggest investment is your home, and our exclusive Quicken Loans Pre-Approval gives you the edge you need to make the most of it. You could have a lower mortgage payment, lower interest rates, flexible payment options, no down payment, no closing costs ultimately giving you a lot more home buying power. We offer a number of different types of mortgage options to fit your individual financial situation. Strong Negotiating Muscle With any Quicken Loans home loan, you’re pre-approved for your mortgage* before you shop for a home, giving you extra muscle at the bargaining table. You have a clear advantage over other home buyers because the seller knows that your offer is good. Expert Online Mortgage Advice Your home purchase is the biggest investment you’ll ever make, and you should maximize your investment. The home loan experts at Quicken Loans help you do that. You’ll not only get expert mortgage advice on which home loan makes sense for your situation and gives you more buying power, but you’ll get the Homeworks email published exclusively for our clients. You’ll learn how to manage your mortgage as you would manage your stocks and bonds, IRAs and 401k. Knowing how to maximize your home investment can benefit you greatly. Get More Home Buying Power Our home loans give…

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Private-Sector Jobs Experience Largest One-Month Gain in Three Years – Market Update

Private-Sector Jobs Experience Largest One-Month Gain in Three Years – Market Update

Mortgage bonds are lower this morning as talks of a strong European Central Bank response to the European debt crisis has quelled fears of it spreading. A report today indicated that more jobs (93,000 private-sector jobs) were added in the U.S. in November than originally forecasted. This is the 10th consecutive month of gains and the largest one-month gain in three years.

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S&P/Case-Shiller Home Price Indices Reveal Declines – Market Update

S&P/Case-Shiller Home Price Indices Reveal Declines – Market Update

Bonds are up this morning on concern of a Euro debt contagion to Spain, Portugal and Italy. In economic news, the S&P home price index showed that real estate prices in 20 U.S. cities rose at the slowest pace in 8 months. Data through September 2010 indicates that the national home price index declined 2.0% in the third quarter after rising 4.7% in the second quarter, and 18 of the 20 cities covered by the index, reported declines.

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Market Update – Ireland's Bailout Does Little to Stabilize Credit Markets

Market Update – Ireland's Bailout Does Little to Stabilize Credit Markets

Sunday’s announcement of the $113 billion bailout of Ireland is doing little to stabilize the credit markets as continued skepticism remains of a future potential need to also bailout Spain and other countries in the European Union. Some of the key economic releases slated for this week include Wednesday’s ISM manufacturing index, Thursday’s jobless claims report and Friday’s unemployment and payrolls report.

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